Company Name:
METROPOLITAN LIFE INSURANCE COMPANYCompany Address:
200 Park Avenue
New York, NY 10166-0188Mailing Address:
18210 Crane Nest Drive, 3rd Floor
Tampa, FL 33647Mailing Phone:
8139834100Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1871-07-13
| Line |
Authorized Date |
| Accident and Health |
1871-07-13 |
| Life, annuities and endowments |
1871-07-13 |
| Variable Contracts |
1871-07-13 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.81% |
222,135 |
$5,791,787 |
$5,445,342 |
$0 |
$1,363,544 |
$1,382,468 |
25.39% |
| Missouri Total |
100.00% |
5,229,711 |
$99,625,472 |
$99,977,796 |
$5,712 |
$38,745,037 |
$42,554,006 |
42.56% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
11,851 |
$1,445,422 |
$1,100,398 |
$0 |
$561,243 |
$885,180 |
80.44% |
| Missouri Total |
100.00% |
559,276 |
$2,092,055,998 |
$2,093,048,178 |
$0 |
$1,784,799,000 |
$1,763,747,231 |
84.27% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$28,334 |
$44,687 |
|
| Missouri Total |
100.00% |
237,432 |
$1,155,849,485 |
$1,157,345,761 |
$0 |
$862,070,854 |
$871,260,520 |
75.28% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
18.99% |
90,418 |
$48,398,862 |
$46,439,215 |
$0 |
$45,662,517 |
$48,082,046 |
103.54% |
| Missouri Total |
100.00% |
836,025 |
$254,889,911 |
$254,186,933 |
$0 |
$181,631,947 |
$185,786,163 |
73.09% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.39% |
0 |
$3,125,393 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
133,928 |
$803,805,299 |
$0 |
$104,796,055 |
$0 |
13.04% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.84% |
93,471 |
$23,198,233 |
$22,058,677 |
$0 |
$20,321,626 |
$21,396,975 |
97.00% |
| Missouri Total |
100.00% |
1,171,344 |
$295,990,569 |
$296,296,097 |
$439,953 |
$230,257,414 |
$237,201,404 |
80.06% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$62,915,769 |
$0 |
|
| Missouri Total |
100.00% |
20,827 |
$8,630,997 |
$0 |
$68,685,851 |
$129,557 |
795.80% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.57% |
10,872 |
$2,796,513 |
$2,671,074 |
$0 |
$1,753,696 |
$1,887,899 |
70.68% |
| Missouri Total |
100.00% |
2,756,811 |
$178,579,137 |
$178,814,462 |
$7,424 |
$123,573,149 |
$122,784,216 |
68.67% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
24.20% |
7,930 |
$8,806,155 |
$8,314,640 |
$0 |
$6,761,793 |
$7,095,570 |
85.34% |
| Missouri Total |
100.00% |
47,782 |
$36,389,880 |
$33,444,625 |
$0 |
$21,933,116 |
$27,745,231 |
82.96% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.66% |
1,470 |
$11,280,788 |
$0 |
$38,392,719 |
$0 |
340.34% |
| Missouri Total |
100.00% |
256,846 |
$1,703,283,340 |
$9,279,531 |
$556,963,478 |
$0 |
32.70% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.13% |
0 |
$22,328,982 |
$0 |
$94,002,116 |
$0 |
420.99% |
| Missouri Total |
100.00% |
172,755 |
$1,046,601,997 |
$0 |
$933,538,010 |
$0 |
89.20% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
25.77% |
33,280 |
$122,477,694 |
$0 |
$0 |
$44,591,669 |
0.00% |
| Missouri Total |
100.00% |
1,918,046 |
$475,230,911 |
$1,169,131 |
$297,520,323 |
$186,923,255 |
62.61% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
14.08% |
8,227 |
$9,558,917 |
$0 |
$181,343,791 |
$3,149,379 |
1,897.12% |
| Missouri Total |
100.00% |
31,964 |
$67,893,912 |
$1,472 |
$196,644,718 |
$6,397,823 |
289.64% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.25% |
4,590 |
$4,151,533 |
$0 |
$14,129,213 |
$0 |
340.34% |
| Missouri Total |
100.00% |
115,967 |
$331,512,675 |
$3,934 |
$768,255,823 |
$0 |
231.74% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
61.68% |
11,791 |
$11,427,626 |
$0 |
$24,429,391 |
$12,687,857 |
213.77% |
| Missouri Total |
100.00% |
20,074 |
$18,528,536 |
$17,537 |
$38,102,975 |
$15,169,664 |
205.64% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
49 |
$124,207 |
$52,276 |
$0 |
$2,592 |
$3,088 |
5.91% |
| Missouri Total |
100.00% |
335,310 |
$1,566,263,404 |
$1,579,256,632 |
$2,548 |
$1,338,566,398 |
$1,353,851,215 |
85.73% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
7,833 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
42,116 |
$93,163,703 |
$0 |
$62,905,018 |
$0 |
67.52% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.78% |
1,927 |
$4,117,288 |
$4,095,655 |
$0 |
$2,098,838 |
$2,370,997 |
57.89% |
| Missouri Total |
100.00% |
126,827 |
$109,033,931 |
$108,891,589 |
$8,337,569 |
$64,970,401 |
$67,798,163 |
62.26% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
408 |
$3,062 |
$3,054 |
$0 |
$485 |
$65 |
2.13% |
| Missouri Total |
100.00% |
134,699 |
$35,588,944 |
$35,722,622 |
$3,968 |
$14,356,005 |
$14,053,329 |
39.34% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.69% |
5,139 |
$10,169,959 |
$10,169,959 |
$0 |
$3,487,283 |
$3,921,581 |
38.56% |
| Missouri Total |
100.00% |
122,476 |
$216,940,674 |
$214,069,833 |
$0 |
$183,558,794 |
$201,804,311 |
94.27% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
1,874 |
$244,497 |
$74 |
$1,454,999 |
$0 |
595.13% |
| Missouri Total |
100.00% |
221,465 |
$789,558,816 |
$42,145,400 |
$1,088,175,289 |
$0 |
137.82% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.92% |
6,831 |
$4,753,170 |
$393,441 |
$1,323,570 |
$823,026 |
36.12% |
| Missouri Total |
100.00% |
794,218 |
$515,043,648 |
$8,464,889 |
$287,841,564 |
$197,226,328 |
55.89% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.57% |
1,494 |
$3,848,606 |
$0 |
$1,516,207 |
$136,488 |
39.40% |
| Missouri Total |
100.00% |
414,709 |
$676,787,654 |
$8,804,115 |
$819,081,062 |
$70,130,895 |
121.02% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.65% |
12,822 |
$13,217,833 |
$0 |
$78,659,604 |
$0 |
595.10% |
| Missouri Total |
100.00% |
282,810 |
$2,025,792,307 |
$591,721 |
$2,571,025,163 |
$0 |
126.91% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.43% |
4,106 |
$3,948,054 |
$0 |
$5,835,642 |
$641,379 |
147.81% |
| Missouri Total |
100.00% |
88,416 |
$162,552,940 |
$4,317,521 |
$261,222,359 |
$20,972,911 |
160.70% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.90% |
90,997 |
$14,528,957 |
$15,836,989 |
$56,851,547 |
$1,726,518 |
500.30% |
| Missouri Total |
100.00% |
1,596,148 |
$764,184,981 |
$289,185,492 |
$790,506,056 |
$55,276,908 |
103.44% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.07% |
444,200 |
$104,851,488 |
$100,350,290 |
$0 |
$82,041,951 |
$87,070,556 |
86.77% |
| Missouri Total |
100.00% |
15,958,589 |
$9,793,285,565 |
$9,792,090,859 |
$8,815,939 |
$7,649,653,511 |
$7,702,672,467 |
78.66% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.43% |
436,677 |
$90,436,972 |
$86,029,346 |
$0 |
$76,452,753 |
$80,774,825 |
93.89% |
| Missouri Total |
100.00% |
13,662,000 |
$6,332,888,871 |
$6,317,328,365 |
$468,349 |
$4,902,320,338 |
$4,924,983,653 |
77.96% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.04% |
59,358 |
$184,350,933 |
$0 |
$415,212,999 |
$60,428,905 |
225.23% |
| Missouri Total |
100.00% |
3,169,198 |
$4,565,571,004 |
$10,988,424 |
$3,163,010,445 |
$232,278,928 |
69.28% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.42% |
7,523 |
$14,414,516 |
$14,320,944 |
$0 |
$5,589,198 |
$6,295,731 |
43.96% |
| Missouri Total |
100.00% |
2,296,589 |
$3,460,396,694 |
$3,474,762,494 |
$8,347,590 |
$2,747,333,173 |
$2,777,688,814 |
79.94% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.62% |
125,957 |
$40,541,117 |
$16,230,504 |
$145,641,569 |
$3,327,411 |
399.28% |
| Missouri Total |
100.00% |
3,646,026 |
$6,559,153,965 |
$353,522,566 |
$6,561,952,336 |
$344,146,391 |
100.04% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.02% |
185,315 |
$224,892,050 |
$16,230,504 |
$560,854,568 |
$63,756,316 |
256.61% |
| Missouri Total |
100.00% |
6,815,224 |
$11,124,724,969 |
$364,510,990 |
$9,724,962,781 |
$576,425,319 |
87.42% |