Company Name:
METROPOLITAN LIFE INSURANCE COMPANYCompany Address:
200 Park Avenue
New York, NY 10166-0188Mailing Address:
18210 Crane Nest Drive, 3rd Floor
Tampa, FL 33647Mailing Phone:
8139834100Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1871-07-13
| Line |
Authorized Date |
| Accident and Health |
1871-07-13 |
| Life, annuities and endowments |
1871-07-13 |
| Variable Contracts |
1871-07-13 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.99% |
750,763 |
$5,470,109 |
$5,171,844 |
$0 |
$4,493,608 |
$4,438,943 |
85.83% |
| Missouri Total |
100.00% |
5,585,434 |
$109,615,562 |
$110,621,146 |
$11,973 |
$43,523,286 |
$42,190,276 |
38.14% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
30,415 |
$1,435,612 |
$1,022,815 |
$0 |
$307,453 |
$381,742 |
37.32% |
| Missouri Total |
100.00% |
505,510 |
$2,007,103,666 |
$2,003,173,649 |
$0 |
$1,684,312,933 |
$1,646,221,270 |
82.18% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
18.58% |
280,998 |
$45,679,066 |
$43,737,241 |
$0 |
$41,039,886 |
$42,301,339 |
96.72% |
| Missouri Total |
100.00% |
959,920 |
$245,898,323 |
$245,215,424 |
$0 |
$176,723,210 |
$179,056,110 |
73.02% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.30% |
0 |
$11,149,939 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
125,423 |
$857,318,280 |
$0 |
$121,690,165 |
$0 |
14.19% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
12.86% |
262,573 |
$39,002,229 |
$36,906,770 |
$0 |
$21,888,154 |
$22,592,300 |
61.21% |
| Missouri Total |
100.00% |
1,328,376 |
$303,329,965 |
$302,330,839 |
$380,940 |
$229,521,732 |
$238,471,048 |
78.88% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$59,140,412 |
$0 |
|
| Missouri Total |
100.00% |
22,737 |
$8,338,956 |
$0 |
$64,330,512 |
$105,821 |
771.45% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.90% |
20,739 |
$1,466,096 |
$1,389,607 |
$0 |
$967,929 |
$1,011,991 |
72.83% |
| Missouri Total |
100.00% |
2,589,371 |
$162,635,242 |
$161,918,619 |
$11,069 |
$112,628,183 |
$115,831,671 |
71.54% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
23.21% |
8,184 |
$8,420,100 |
$8,012,599 |
$0 |
$7,484,969 |
$7,719,381 |
96.34% |
| Missouri Total |
100.00% |
48,132 |
$36,275,466 |
$32,199,954 |
$0 |
$21,314,430 |
$24,045,363 |
74.68% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.20% |
4,449 |
$14,288,283 |
$0 |
$37,504,215 |
$0 |
262.48% |
| Missouri Total |
100.00% |
253,953 |
$1,195,012,181 |
$6,638,324 |
$632,679,012 |
$0 |
52.94% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.00% |
0 |
$46,187,879 |
$0 |
$202,100,255 |
$0 |
437.56% |
| Missouri Total |
100.00% |
168,922 |
$924,217,317 |
$0 |
$1,050,079,676 |
$0 |
113.62% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
21.83% |
27,726 |
$105,734,150 |
$0 |
$0 |
$45,519,945 |
0.00% |
| Missouri Total |
100.00% |
2,015,033 |
$484,429,841 |
$1,322,907 |
$376,373,301 |
$196,889,474 |
77.69% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
8.29% |
8,787 |
$9,526,282 |
$0 |
$175,353,037 |
$3,287,046 |
1,840.73% |
| Missouri Total |
100.00% |
51,833 |
$114,894,398 |
$31,604 |
$203,011,137 |
$8,265,342 |
176.69% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.83% |
4,812 |
$5,258,346 |
$0 |
$13,802,228 |
$0 |
262.48% |
| Missouri Total |
100.00% |
118,534 |
$633,963,080 |
$3,750 |
$821,918,720 |
$0 |
129.65% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
28.09% |
11,332 |
$8,432,531 |
$0 |
$23,750,466 |
$11,892,984 |
281.65% |
| Missouri Total |
100.00% |
19,639 |
$30,024,097 |
$9,994 |
$42,388,462 |
$14,323,812 |
141.18% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
51 |
$82,419 |
$51,741 |
$0 |
$16,874 |
$15,587 |
30.13% |
| Missouri Total |
100.00% |
306,979 |
$1,302,586,263 |
$1,305,373,802 |
$2,578 |
$1,140,538,225 |
$1,226,933,447 |
93.99% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
8,002 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
40,331 |
$86,489,700 |
$-1 |
$48,147,581 |
$0 |
55.67% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.72% |
1,896 |
$3,974,356 |
$3,997,443 |
$0 |
$1,578,820 |
$2,429,866 |
60.79% |
| Missouri Total |
100.00% |
126,487 |
$106,818,978 |
$106,351,018 |
$7,336,331 |
$67,848,508 |
$50,847,245 |
47.81% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
417 |
$3,220 |
$3,166 |
$0 |
$733 |
$-30 |
-0.95% |
| Missouri Total |
100.00% |
138,823 |
$36,727,590 |
$36,735,278 |
$4,219 |
$16,052,832 |
$17,324,879 |
47.16% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.30% |
5,236 |
$9,730,921 |
$9,730,921 |
$0 |
$2,547,491 |
$4,257,163 |
43.75% |
| Missouri Total |
100.00% |
154,272 |
$226,180,312 |
$219,939,917 |
$-871 |
$174,251,668 |
$218,484,815 |
99.34% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
4,825 |
$366,878 |
$76 |
$1,577,815 |
$0 |
430.09% |
| Missouri Total |
100.00% |
236,044 |
$1,010,352,796 |
$37,848,313 |
$1,417,074,100 |
$0 |
140.26% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.57% |
7,545 |
$2,930,065 |
$379,206 |
$1,103,684 |
$882,738 |
50.61% |
| Missouri Total |
100.00% |
779,959 |
$511,193,270 |
$8,441,483 |
$339,538,182 |
$191,086,436 |
66.42% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.48% |
1,577 |
$3,375,257 |
$0 |
$993,813 |
$134,337 |
29.44% |
| Missouri Total |
100.00% |
420,148 |
$705,749,417 |
$9,782,936 |
$839,767,533 |
$66,480,297 |
118.99% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.74% |
12,071 |
$21,230,445 |
$0 |
$91,304,801 |
$0 |
430.07% |
| Missouri Total |
100.00% |
279,664 |
$2,880,957,952 |
$623,014 |
$2,641,997,771 |
$0 |
91.71% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.48% |
4,330 |
$4,201,044 |
$0 |
$4,722,781 |
$690,977 |
112.42% |
| Missouri Total |
100.00% |
91,871 |
$169,617,933 |
$4,607,563 |
$257,993,770 |
$22,122,008 |
152.10% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.44% |
96,205 |
$17,812,842 |
$16,128,074 |
$60,560,742 |
$1,778,678 |
430.53% |
| Missouri Total |
100.00% |
1,600,687 |
$728,998,826 |
$288,003,675 |
$792,816,948 |
$58,180,996 |
108.75% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.25% |
1,361,272 |
$115,264,128 |
$110,024,147 |
$0 |
$80,325,917 |
$85,148,282 |
77.39% |
| Missouri Total |
100.00% |
15,593,126 |
$9,193,669,241 |
$9,149,411,973 |
$7,762,668 |
$7,311,042,491 |
$7,398,322,417 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.64% |
1,353,672 |
$101,473,212 |
$96,240,876 |
$0 |
$76,181,999 |
$78,445,696 |
81.51% |
| Missouri Total |
100.00% |
13,218,120 |
$6,176,375,862 |
$6,146,129,592 |
$417,598 |
$4,911,623,434 |
$4,896,386,298 |
79.67% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.63% |
57,106 |
$200,577,410 |
$0 |
$511,650,613 |
$60,699,975 |
255.09% |
| Missouri Total |
100.00% |
3,105,041 |
$4,329,100,005 |
$8,046,707 |
$3,461,892,842 |
$222,960,300 |
79.97% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.46% |
7,600 |
$13,790,916 |
$13,783,271 |
$0 |
$4,143,918 |
$6,702,586 |
48.63% |
| Missouri Total |
100.00% |
2,375,006 |
$3,017,293,379 |
$3,003,282,381 |
$7,345,070 |
$2,399,419,057 |
$2,501,936,119 |
83.31% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.69% |
134,555 |
$49,916,531 |
$16,507,356 |
$160,263,636 |
$3,486,730 |
354.13% |
| Missouri Total |
100.00% |
3,634,694 |
$7,270,162,708 |
$349,323,071 |
$6,828,527,072 |
$338,347,826 |
93.93% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.16% |
191,661 |
$250,493,941 |
$16,507,356 |
$671,914,249 |
$64,186,705 |
274.83% |
| Missouri Total |
100.00% |
6,739,735 |
$11,599,262,713 |
$357,369,778 |
$10,290,419,914 |
$561,308,126 |
88.72% |