Company Name:
METROPOLITAN LIFE INSURANCE COMPANYCompany Address:
200 Park Avenue
New York, NY 10166-0188Mailing Address:
18210 Crane Nest Drive, 3rd Floor
Tampa, FL 33647Mailing Phone:
8139834100Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1871-07-13
| Line |
Authorized Date |
| Accident and Health |
1871-07-13 |
| Life, annuities and endowments |
1871-07-13 |
| Variable Contracts |
1871-07-13 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.64% |
169,420 |
$6,193,399 |
$5,812,794 |
$0 |
$1,095,020 |
$1,194,306 |
20.55% |
| Missouri Total |
100.00% |
4,764,204 |
$109,907,195 |
$110,792,405 |
$10,104 |
$45,080,334 |
$46,424,218 |
41.90% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
5,977 |
$830,039 |
$640,888 |
$0 |
$154,086 |
$205,469 |
32.06% |
| Missouri Total |
100.00% |
485,237 |
$2,004,949,742 |
$1,993,919,906 |
$0 |
$1,652,444,180 |
$1,623,044,418 |
81.40% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
18.46% |
88,715 |
$42,881,941 |
$41,016,928 |
$0 |
$43,457,300 |
$45,286,526 |
110.41% |
| Missouri Total |
100.00% |
807,287 |
$232,335,863 |
$230,871,383 |
$0 |
$172,716,488 |
$175,080,700 |
75.83% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
0 |
$380,298 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
117,215 |
$906,292,397 |
$0 |
$90,102,664 |
$0 |
9.94% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.81% |
72,019 |
$23,711,427 |
$22,608,709 |
$0 |
$15,923,194 |
$16,644,341 |
73.62% |
| Missouri Total |
100.00% |
1,242,706 |
$269,201,441 |
$268,290,961 |
$442,749 |
$212,951,954 |
$217,048,128 |
80.90% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$13,619,093 |
$0 |
|
| Missouri Total |
100.00% |
24,314 |
$8,869,181 |
$0 |
$19,448,194 |
$131,252 |
219.28% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.38% |
7,493 |
$560,738 |
$593,524 |
$0 |
$439,192 |
$414,172 |
69.78% |
| Missouri Total |
100.00% |
2,523,566 |
$146,851,719 |
$148,179,250 |
$20,292 |
$111,278,930 |
$114,894,376 |
77.54% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
23.85% |
8,411 |
$8,617,710 |
$8,205,777 |
$0 |
$6,650,863 |
$6,943,010 |
84.61% |
| Missouri Total |
100.00% |
50,323 |
$36,126,891 |
$33,069,393 |
$0 |
$18,804,607 |
$19,901,016 |
60.18% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
6.75% |
6,404 |
$84,450,525 |
$0 |
$49,586,040 |
$0 |
58.72% |
| Missouri Total |
100.00% |
249,712 |
$1,250,302,650 |
$7,108,176 |
$518,116,456 |
$0 |
41.44% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.48% |
0 |
$14,423,500 |
$0 |
$417,244,769 |
$0 |
2,892.81% |
| Missouri Total |
100.00% |
165,726 |
$974,728,559 |
$0 |
$1,310,530,841 |
$0 |
134.45% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
22.21% |
35,594 |
$105,222,972 |
$0 |
$0 |
$45,555,290 |
0.00% |
| Missouri Total |
100.00% |
1,960,314 |
$473,735,764 |
$1,702,453 |
$378,880,189 |
$192,404,864 |
79.98% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
28.40% |
9,329 |
$19,184,322 |
$0 |
$223,591,852 |
$3,456,339 |
1,165.49% |
| Missouri Total |
100.00% |
56,454 |
$67,546,946 |
$60,805 |
$258,151,447 |
$8,483,388 |
382.18% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.66% |
5,005 |
$5,466,832 |
$0 |
$3,209,910 |
$0 |
58.72% |
| Missouri Total |
100.00% |
116,494 |
$834,068,124 |
$2,897 |
$820,780,376 |
$0 |
98.41% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
11,120 |
$0 |
$0 |
$14,930,165 |
$11,111,880 |
|
| Missouri Total |
100.00% |
26,435 |
$18,608,285 |
$17,789 |
$26,580,443 |
$13,591,038 |
142.84% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
65 |
$76,398 |
$73,972 |
$0 |
$44,095 |
$43,067 |
58.22% |
| Missouri Total |
100.00% |
295,396 |
$917,829,288 |
$920,167,388 |
$2,799 |
$836,198,409 |
$905,306,253 |
98.38% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
8,208 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
39,240 |
$86,004,822 |
$0 |
$43,516,745 |
$0 |
50.60% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.58% |
1,906 |
$3,884,558 |
$3,876,553 |
$0 |
$1,642,691 |
$4,596,120 |
118.56% |
| Missouri Total |
100.00% |
128,681 |
$108,615,001 |
$108,036,016 |
$7,113,549 |
$75,711,689 |
$79,531,085 |
73.62% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
426 |
$3,906 |
$4,009 |
$0 |
$2,574 |
$2,255 |
56.25% |
| Missouri Total |
100.00% |
323,598 |
$35,038,403 |
$35,201,561 |
$4,218 |
$14,762,555 |
$15,150,216 |
43.04% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.80% |
5,320 |
$10,399,569 |
$10,399,569 |
$0 |
$1,835,771 |
$2,872,610 |
27.62% |
| Missouri Total |
100.00% |
131,008 |
$216,523,099 |
$212,518,477 |
$36,779 |
$156,112,233 |
$204,944,227 |
96.44% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
5,295 |
$51,529 |
$76 |
$278,168 |
$0 |
539.98% |
| Missouri Total |
100.00% |
243,314 |
$760,899,614 |
$39,970,327 |
$1,314,658,911 |
$0 |
172.78% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.62% |
8,339 |
$3,010,990 |
$371,680 |
$2,395,163 |
$940,345 |
91.89% |
| Missouri Total |
100.00% |
762,096 |
$484,969,357 |
$8,678,012 |
$303,835,016 |
$186,292,908 |
62.65% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.52% |
1,660 |
$3,437,617 |
$0 |
$2,465,228 |
$150,985 |
71.71% |
| Missouri Total |
100.00% |
423,707 |
$657,668,471 |
$10,606,141 |
$852,420,020 |
$63,658,596 |
129.61% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.46% |
12,464 |
$16,788,979 |
$0 |
$90,630,924 |
$0 |
539.82% |
| Missouri Total |
100.00% |
265,138 |
$3,640,759,573 |
$576,892 |
$2,683,168,752 |
$0 |
73.70% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.38% |
4,546 |
$4,523,421 |
$0 |
$5,902,689 |
$715,433 |
130.49% |
| Missouri Total |
100.00% |
98,565 |
$190,430,914 |
$4,512,315 |
$253,784,069 |
$23,691,003 |
133.27% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.52% |
158,373 |
$18,349,537 |
$15,925,567 |
$53,357,775 |
$1,840,472 |
377.58% |
| Missouri Total |
100.00% |
1,678,099 |
$729,180,975 |
$281,953,922 |
$818,993,472 |
$56,367,252 |
112.32% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.13% |
359,752 |
$97,159,685 |
$93,232,723 |
$0 |
$71,244,786 |
$78,201,876 |
83.88% |
| Missouri Total |
100.00% |
14,394,900 |
$8,566,352,456 |
$8,594,581,451 |
$7,646,916 |
$6,859,950,647 |
$6,979,857,319 |
81.21% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.40% |
352,035 |
$82,795,254 |
$78,878,620 |
$0 |
$67,719,655 |
$70,687,824 |
89.62% |
| Missouri Total |
100.00% |
12,161,229 |
$5,912,472,999 |
$5,932,467,478 |
$486,577 |
$4,734,684,568 |
$4,729,106,823 |
79.72% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.97% |
67,452 |
$229,128,449 |
$0 |
$722,181,829 |
$60,123,509 |
315.19% |
| Missouri Total |
100.00% |
3,054,590 |
$4,614,088,058 |
$8,964,127 |
$3,564,863,224 |
$217,436,264 |
77.26% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.54% |
7,717 |
$14,364,431 |
$14,354,103 |
$0 |
$3,525,131 |
$7,514,052 |
52.35% |
| Missouri Total |
100.00% |
2,233,671 |
$2,653,879,457 |
$2,662,113,973 |
$7,160,339 |
$2,125,266,079 |
$2,250,750,496 |
84.55% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.58% |
198,885 |
$46,162,073 |
$16,297,323 |
$155,029,947 |
$3,647,235 |
371.14% |
| Missouri Total |
100.00% |
3,690,685 |
$7,919,867,331 |
$346,319,695 |
$7,100,893,798 |
$330,489,165 |
89.66% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.20% |
266,337 |
$275,290,522 |
$16,297,323 |
$877,211,776 |
$63,770,744 |
324.57% |
| Missouri Total |
100.00% |
6,745,275 |
$12,533,955,389 |
$355,283,822 |
$10,665,757,022 |
$547,925,429 |
85.09% |