Company Name:
METROPOLITAN LIFE INSURANCE COMPANYCompany Address:
200 Park Avenue
New York, NY 10166-0188Mailing Address:
18210 Crane Nest Drive, 3rd Floor
Tampa, FL 33647Mailing Phone:
8139834100Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1871-07-13
| Line |
Authorized Date |
| Accident and Health |
1871-07-13 |
| Life, annuities and endowments |
1871-07-13 |
| Variable Contracts |
1871-07-13 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.11% |
204,037 |
$4,071,936 |
$3,892,857 |
$0 |
$3,547,447 |
$3,833,366 |
98.47% |
| Missouri Total |
100.00% |
4,563,228 |
$99,026,369 |
$100,643,515 |
$6,319 |
$47,957,270 |
$49,955,641 |
49.64% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
3,923 |
$458,127 |
$371,845 |
$0 |
$170,293 |
$217,404 |
58.47% |
| Missouri Total |
100.00% |
655,152 |
$2,050,460,682 |
$2,047,788,163 |
$0 |
$1,728,158,433 |
$1,714,039,659 |
83.70% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
17.28% |
82,789 |
$38,045,280 |
$36,701,374 |
$0 |
$39,197,960 |
$39,188,300 |
106.78% |
| Missouri Total |
100.00% |
733,895 |
$220,118,548 |
$219,285,057 |
$0 |
$165,816,300 |
$166,155,018 |
75.77% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
0 |
$261,578 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
109,695 |
$771,451,359 |
$0 |
$74,484,253 |
$0 |
9.66% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.16% |
82,924 |
$18,598,531 |
$17,849,978 |
$0 |
$15,439,404 |
$16,936,513 |
94.88% |
| Missouri Total |
100.00% |
1,125,267 |
$259,900,676 |
$260,513,436 |
$253,141 |
$212,934,734 |
$228,524,884 |
87.72% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$13,699,153 |
$0 |
|
| Missouri Total |
100.00% |
25,245 |
$9,521,830 |
$0 |
$20,030,580 |
$135,644 |
210.36% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
535 |
$0 |
$0 |
$0 |
$162,982 |
$262,449 |
|
| Missouri Total |
100.00% |
2,131,261 |
$151,711,089 |
$151,494,391 |
$27,515 |
$105,597,381 |
$107,054,384 |
70.67% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
18.27% |
8,629 |
$6,110,750 |
$5,772,336 |
$0 |
$5,465,562 |
$6,408,668 |
111.02% |
| Missouri Total |
100.00% |
54,104 |
$33,452,120 |
$30,721,626 |
$0 |
$17,677,533 |
$13,262,610 |
43.17% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
7.54% |
42,188 |
$91,579,173 |
$0 |
$45,518,745 |
$0 |
49.70% |
| Missouri Total |
100.00% |
314,076 |
$1,215,358,820 |
$5,670,377 |
$445,542,674 |
$0 |
36.66% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.50% |
0 |
$24,811,383 |
$0 |
$54,659,965 |
$0 |
220.30% |
| Missouri Total |
100.00% |
157,258 |
$992,689,149 |
$0 |
$907,473,876 |
$0 |
91.42% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
21.18% |
29,801 |
$97,697,672 |
$0 |
$0 |
$44,498,480 |
0.00% |
| Missouri Total |
100.00% |
1,930,429 |
$461,332,940 |
$959,139 |
$410,753,431 |
$185,424,318 |
89.04% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
23.32% |
9,845 |
$18,134,000 |
$0 |
$246,982,909 |
$3,576,436 |
1,361.99% |
| Missouri Total |
100.00% |
52,293 |
$77,757,547 |
$32,009 |
$265,174,721 |
$8,758,314 |
341.03% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.69% |
5,207 |
$5,315,377 |
$0 |
$2,641,969 |
$0 |
49.70% |
| Missouri Total |
100.00% |
82,181 |
$775,270,229 |
$2,172 |
$725,001,321 |
$0 |
93.52% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
10,672 |
$0 |
$0 |
$25,545,477 |
$10,187,877 |
|
| Missouri Total |
100.00% |
19,376 |
$11,089,927 |
$9,373 |
$28,180,830 |
$12,673,681 |
254.11% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
79 |
$81,112 |
$61,518 |
$0 |
$118,643 |
$117,442 |
190.91% |
| Missouri Total |
100.00% |
189,260 |
$438,556,358 |
$441,259,579 |
$2,918 |
$349,105,794 |
$352,000,915 |
79.77% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
8,558 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
42,701 |
$122,821,821 |
$0 |
$37,761,413 |
$0 |
30.74% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.66% |
1,973 |
$3,860,551 |
$3,847,087 |
$0 |
$1,382,797 |
$2,501,530 |
65.02% |
| Missouri Total |
100.00% |
132,281 |
$105,542,504 |
$105,371,718 |
$6,950,961 |
$71,328,656 |
$74,759,002 |
70.95% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
434 |
$1,643 |
$24,003 |
$0 |
$1,347 |
$1,333 |
5.55% |
| Missouri Total |
100.00% |
290,774 |
$35,291,790 |
$35,364,908 |
$4,704 |
$15,111,733 |
$16,011,121 |
45.27% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.94% |
5,393 |
$10,248,331 |
$10,248,331 |
$0 |
$1,680,616 |
$2,090,945 |
20.40% |
| Missouri Total |
100.00% |
130,788 |
$207,446,905 |
$201,536,525 |
$186,952 |
$149,032,662 |
$165,150,285 |
81.95% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
5,739 |
$807,370 |
$123 |
$1,247,851 |
$0 |
154.57% |
| Missouri Total |
100.00% |
254,119 |
$820,481,192 |
$36,978,880 |
$1,231,817,167 |
$0 |
150.13% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.66% |
4,198 |
$3,204,807 |
$399,286 |
$2,380,705 |
$963,666 |
86.74% |
| Missouri Total |
100.00% |
760,176 |
$486,256,025 |
$9,019,426 |
$284,136,851 |
$182,064,792 |
58.43% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.48% |
1,605 |
$3,229,415 |
$0 |
$2,920,827 |
$148,267 |
90.44% |
| Missouri Total |
100.00% |
436,477 |
$677,869,479 |
$10,770,507 |
$711,940,887 |
$63,046,742 |
105.03% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.41% |
12,562 |
$48,844,258 |
$0 |
$75,492,473 |
$0 |
154.56% |
| Missouri Total |
100.00% |
284,746 |
$3,471,380,983 |
$544,165 |
$2,117,973,913 |
$0 |
61.01% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.01% |
4,796 |
$4,630,048 |
$0 |
$7,969,103 |
$768,546 |
172.12% |
| Missouri Total |
100.00% |
98,557 |
$154,021,510 |
$4,227,032 |
$193,664,071 |
$22,167,511 |
125.74% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.61% |
115,004 |
$19,709,081 |
$16,382,885 |
$51,347,656 |
$1,967,312 |
343.65% |
| Missouri Total |
100.00% |
1,660,800 |
$755,530,524 |
$273,724,432 |
$855,022,454 |
$54,961,625 |
113.17% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.00% |
390,716 |
$81,476,261 |
$78,769,329 |
$0 |
$67,167,051 |
$71,557,950 |
90.84% |
| Missouri Total |
100.00% |
13,433,428 |
$8,132,271,026 |
$8,147,875,452 |
$7,435,705 |
$6,452,592,964 |
$6,519,529,872 |
80.02% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.17% |
382,837 |
$67,284,624 |
$64,588,390 |
$0 |
$63,983,648 |
$66,846,700 |
103.50% |
| Missouri Total |
100.00% |
11,283,330 |
$5,727,050,370 |
$5,749,461,436 |
$286,975 |
$4,597,497,313 |
$4,611,181,967 |
80.20% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.42% |
97,713 |
$237,799,183 |
$0 |
$389,048,218 |
$58,262,793 |
163.60% |
| Missouri Total |
100.00% |
3,041,084 |
$4,385,152,172 |
$6,711,860 |
$2,998,327,713 |
$209,974,084 |
68.37% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.59% |
7,879 |
$14,191,637 |
$14,180,939 |
$0 |
$3,183,403 |
$4,711,250 |
33.22% |
| Missouri Total |
100.00% |
2,150,098 |
$2,405,220,656 |
$2,398,414,016 |
$7,148,730 |
$1,855,095,651 |
$1,908,347,905 |
79.57% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.08% |
152,462 |
$80,424,979 |
$16,782,294 |
$141,358,615 |
$3,847,791 |
196.63% |
| Missouri Total |
100.00% |
3,705,682 |
$7,440,114,475 |
$335,292,384 |
$6,256,056,770 |
$322,629,323 |
84.09% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.69% |
250,175 |
$318,224,162 |
$16,782,294 |
$530,406,833 |
$62,110,584 |
171.95% |
| Missouri Total |
100.00% |
6,746,766 |
$11,825,266,647 |
$342,004,244 |
$9,254,384,483 |
$532,603,407 |
78.26% |