Company Name:
METROPOLITAN LIFE INSURANCE COMPANYCompany Address:
200 Park Avenue
New York, NY 10166-0188Mailing Address:
18210 Crane Nest Drive, 3rd Floor
Tampa, FL 33647Mailing Phone:
8139834100Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1871-07-13
| Line |
Authorized Date |
| Accident and Health |
1871-07-13 |
| Life, annuities and endowments |
1871-07-13 |
| Variable Contracts |
1871-07-13 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.64% |
249,285 |
$4,518,256 |
$4,356,191 |
$0 |
$1,767,247 |
$1,635,879 |
37.55% |
| Missouri Total |
100.00% |
3,112,536 |
$97,329,393 |
$100,542,729 |
$7,550 |
$47,953,765 |
$47,896,762 |
47.64% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
2,723 |
$239,748 |
$202,599 |
$0 |
$43,154 |
$54,374 |
26.84% |
| Missouri Total |
100.00% |
521,295 |
$2,043,759,231 |
$2,034,772,780 |
$0 |
$1,646,720,986 |
$1,677,153,032 |
82.42% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
16.03% |
69,245 |
$32,675,230 |
$31,597,165 |
$0 |
$27,957,323 |
$28,072,062 |
88.84% |
| Missouri Total |
100.00% |
814,122 |
$203,840,252 |
$208,091,722 |
$0 |
$147,687,410 |
$147,890,089 |
71.07% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
1 |
$112,325 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
105,741 |
$440,123,270 |
$0 |
$62,217,325 |
$0 |
14.14% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.10% |
98,235 |
$17,940,135 |
$17,877,469 |
$0 |
$16,533,193 |
$16,631,339 |
93.03% |
| Missouri Total |
100.00% |
1,121,340 |
$252,694,869 |
$257,839,761 |
$192,170 |
$197,779,613 |
$212,375,298 |
82.37% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
26.98% |
13,274 |
$9,243,194 |
$9,243,194 |
$0 |
$4,350,041 |
$7,247,555 |
78.41% |
| Missouri Total |
100.00% |
55,332 |
$34,257,863 |
$31,694,453 |
$0 |
$13,674,442 |
$20,819,619 |
65.69% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.91% |
33,049 |
$4,025,335 |
$0 |
$45,014,270 |
$0 |
1,118.27% |
| Missouri Total |
100.00% |
321,658 |
$443,394,917 |
$4,816,386 |
$371,677,173 |
$0 |
83.83% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
10.18% |
0 |
$92,522,862 |
$0 |
$553,096,154 |
$0 |
597.79% |
| Missouri Total |
100.00% |
152,818 |
$908,840,653 |
$1,574 |
$1,132,886,816 |
$0 |
124.65% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
18.46% |
774,890 |
$82,666,709 |
$0 |
$207,066,089 |
$41,347,534 |
250.48% |
| Missouri Total |
100.00% |
2,832,492 |
$447,738,187 |
$1,506,242 |
$523,710,194 |
$185,062,694 |
116.97% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
43.15% |
50,024 |
$13,736,276 |
$0 |
$33,737,114 |
$4,217,025 |
245.61% |
| Missouri Total |
100.00% |
95,693 |
$31,832,669 |
$56,713 |
$51,013,309 |
$9,165,384 |
160.25% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
6,588 |
$624,357 |
$0 |
$6,982,021 |
$0 |
1,118.27% |
| Missouri Total |
100.00% |
79,187 |
$469,744,128 |
$0 |
$695,938,740 |
$0 |
148.15% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
47.77% |
10,848 |
$7,756,093 |
$0 |
$16,882,483 |
$9,785,907 |
217.67% |
| Missouri Total |
100.00% |
19,824 |
$16,235,622 |
$16,109 |
$23,322,145 |
$11,893,508 |
143.65% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
62 |
$85,461 |
$86,197 |
$0 |
$59,954 |
$56,352 |
65.38% |
| Missouri Total |
100.00% |
173,628 |
$403,540,418 |
$393,273,014 |
$3,112 |
$304,853,227 |
$305,857,550 |
77.77% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.34% |
1,741 |
$3,522,720 |
$3,584,092 |
$0 |
$1,257,379 |
$1,507,588 |
42.06% |
| Missouri Total |
100.00% |
136,156 |
$105,387,618 |
$103,445,226 |
$6,069,332 |
$61,752,219 |
$57,928,897 |
56.00% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
591 |
$23,295 |
$23,441 |
$0 |
$30,483 |
$28,652 |
122.23% |
| Missouri Total |
100.00% |
240,193 |
$33,260,202 |
$33,292,598 |
$5,423 |
$14,973,051 |
$15,018,085 |
45.11% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.77% |
5,639 |
$14,050,537 |
$10,980,764 |
$0 |
$1,313,970 |
$2,624,672 |
23.90% |
| Missouri Total |
100.00% |
126,761 |
$207,496,536 |
$193,756,171 |
$235,333 |
$128,905,231 |
$163,123,353 |
84.19% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.95% |
6,664 |
$11,308,391 |
$288 |
$7,959,594 |
$0 |
70.39% |
| Missouri Total |
100.00% |
278,551 |
$1,192,968,099 |
$34,403,385 |
$1,258,219,180 |
$0 |
105.47% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.39% |
6,379 |
$6,357,454 |
$466,919 |
$17,604,455 |
$1,140,234 |
284.25% |
| Missouri Total |
100.00% |
755,539 |
$457,331,590 |
$9,032,450 |
$360,743,348 |
$170,696,118 |
78.88% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.49% |
1,495 |
$2,791,237 |
$0 |
$2,848,061 |
$123,484 |
102.04% |
| Missouri Total |
100.00% |
417,158 |
$568,381,773 |
$3,756,845 |
$446,012,031 |
$56,472,546 |
78.47% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.68% |
12,586 |
$86,630,759 |
$0 |
$60,976,462 |
$0 |
70.39% |
| Missouri Total |
100.00% |
253,133 |
$3,230,892,805 |
$494,908 |
$1,576,113,885 |
$0 |
48.78% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.18% |
5,342 |
$5,285,771 |
$0 |
$1,090,311 |
$740,835 |
20.63% |
| Missouri Total |
100.00% |
95,867 |
$166,464,971 |
$3,502,166 |
$207,194,066 |
$20,741,684 |
124.47% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.45% |
140,818 |
$19,256,545 |
$19,580,276 |
$49,024,992 |
$1,962,360 |
356.27% |
| Missouri Total |
100.00% |
1,801,980 |
$786,350,923 |
$299,868,378 |
$863,513,981 |
$61,583,420 |
109.81% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.06% |
440,795 |
$82,298,576 |
$77,951,112 |
$0 |
$53,312,744 |
$57,858,473 |
74.22% |
| Missouri Total |
100.00% |
11,785,508 |
$7,733,794,910 |
$7,669,980,899 |
$6,519,910 |
$5,911,322,986 |
$5,976,131,069 |
77.92% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.18% |
432,762 |
$64,616,563 |
$63,276,618 |
$0 |
$50,650,958 |
$53,641,209 |
84.77% |
| Missouri Total |
100.00% |
9,396,116 |
$5,486,190,042 |
$5,454,628,664 |
$205,369 |
$4,263,189,480 |
$4,288,010,354 |
78.61% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
7.09% |
875,400 |
$201,443,957 |
$0 |
$862,778,131 |
$55,350,466 |
428.30% |
| Missouri Total |
100.00% |
3,993,692 |
$2,842,665,037 |
$6,404,960 |
$3,232,222,483 |
$209,024,312 |
113.70% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.79% |
8,033 |
$17,682,013 |
$14,674,494 |
$0 |
$2,661,786 |
$4,217,264 |
28.74% |
| Missouri Total |
100.00% |
2,389,392 |
$2,247,604,868 |
$2,215,352,235 |
$6,314,541 |
$1,648,133,506 |
$1,688,120,715 |
76.20% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.81% |
173,284 |
$131,630,157 |
$20,047,483 |
$139,503,875 |
$3,966,913 |
121.21% |
| Missouri Total |
100.00% |
3,830,121 |
$7,289,931,657 |
$351,144,401 |
$5,459,702,496 |
$309,934,979 |
74.89% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.29% |
1,048,684 |
$333,074,114 |
$20,047,483 |
$1,002,282,006 |
$59,317,379 |
306.94% |
| Missouri Total |
100.00% |
7,823,813 |
$10,132,596,694 |
$357,549,361 |
$8,691,924,979 |
$518,959,291 |
85.78% |