Company Name:
METROPOLITAN LIFE INSURANCE COMPANYCompany Address:
200 Park Avenue
New York, NY 10166-0188Mailing Address:
18210 Crane Nest Drive, 3rd Floor
Tampa, FL 33647Mailing Phone:
8139834100Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1871-07-13
| Line |
Authorized Date |
| Accident and Health |
1871-07-13 |
| Life, annuities and endowments |
1871-07-13 |
| Variable Contracts |
1871-07-13 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.18% |
221,926 |
$4,977,381 |
$5,004,008 |
$0 |
$3,996,588 |
$4,631,114 |
92.55% |
| Missouri Total |
100.00% |
3,423,140 |
$96,106,857 |
$90,078,603 |
$13,545 |
$45,609,772 |
$44,700,512 |
49.62% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
2,017 |
$146,212 |
$162,529 |
$0 |
$15,300 |
$19,430 |
11.95% |
| Missouri Total |
100.00% |
529,308 |
$2,002,684,307 |
$2,001,689,869 |
$0 |
$1,647,874,254 |
$1,634,484,226 |
81.66% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
17.12% |
59,178 |
$34,167,794 |
$34,184,978 |
$0 |
$28,542,935 |
$28,733,482 |
84.05% |
| Missouri Total |
100.00% |
738,398 |
$199,565,441 |
$199,495,724 |
$0 |
$145,810,996 |
$146,369,623 |
73.37% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
1 |
$177,748 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
105,216 |
$366,117,028 |
$0 |
$47,704,800 |
$0 |
13.03% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.76% |
96,196 |
$19,767,515 |
$19,361,476 |
$0 |
$16,386,349 |
$18,736,881 |
96.77% |
| Missouri Total |
100.00% |
1,225,093 |
$254,728,387 |
$256,219,166 |
$178,870 |
$190,611,485 |
$208,123,252 |
81.23% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
30.16% |
13,278 |
$9,742,907 |
$9,720,552 |
$0 |
$3,856,449 |
$4,464,423 |
45.93% |
| Missouri Total |
100.00% |
54,947 |
$32,298,781 |
$30,255,587 |
$1,034 |
$11,895,294 |
$13,591,952 |
44.92% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.81% |
321 |
$10,616,980 |
$0 |
$43,090,139 |
$0 |
405.86% |
| Missouri Total |
100.00% |
303,214 |
$377,742,889 |
$3,527,400 |
$354,147,826 |
$0 |
93.75% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
9.76% |
0 |
$89,044,134 |
$0 |
$416,980,882 |
$0 |
468.29% |
| Missouri Total |
100.00% |
420,886 |
$912,689,265 |
$167,935 |
$983,015,495 |
$0 |
107.71% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$-4 |
$-4 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
788,966 |
$148,663,632 |
$147,405,469 |
$0 |
$108,076,042 |
$117,972,833 |
80.03% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
18.63% |
676,986 |
$71,904,678 |
$0 |
$197,381,580 |
$33,360,428 |
274.50% |
| Missouri Total |
100.00% |
2,424,579 |
$385,905,526 |
$1,057,661 |
$439,920,936 |
$158,090,482 |
114.00% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
43.60% |
29,019 |
$9,929,464 |
$0 |
$28,970,946 |
$3,814,915 |
291.77% |
| Missouri Total |
100.00% |
46,031 |
$22,774,494 |
$0 |
$43,994,485 |
$5,949,445 |
193.17% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.36% |
6,107 |
$1,646,766 |
$0 |
$6,683,575 |
$0 |
405.86% |
| Missouri Total |
100.00% |
89,322 |
$461,435,583 |
$0 |
$634,639,714 |
$0 |
137.54% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
55.61% |
10,691 |
$7,643,220 |
$0 |
$21,021,733 |
$9,298,644 |
275.04% |
| Missouri Total |
100.00% |
17,636 |
$13,744,813 |
$15,512 |
$23,437,707 |
$11,117,618 |
170.52% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
1,213 |
$115,087 |
$114,723 |
$0 |
$66,451 |
$67,533 |
58.87% |
| Missouri Total |
100.00% |
171,656 |
$403,756,711 |
$404,165,742 |
$0 |
$278,284,429 |
$276,889,791 |
68.51% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.27% |
1,632 |
$3,326,673 |
$3,398,624 |
$0 |
$1,689,760 |
$1,502,140 |
44.20% |
| Missouri Total |
100.00% |
134,110 |
$101,661,837 |
$101,823,091 |
$5,730,793 |
$59,575,581 |
$67,168,757 |
65.97% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
11 |
$1,124 |
$1,121 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
142,909 |
$32,607,359 |
$32,557,670 |
$9,676 |
$14,486,339 |
$15,171,764 |
46.60% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.88% |
5,635 |
$14,041,852 |
$14,203,930 |
$0 |
$1,051,439 |
$2,070,780 |
14.58% |
| Missouri Total |
100.00% |
125,959 |
$204,002,042 |
$194,597,847 |
$189,422 |
$118,750,667 |
$159,793,788 |
82.11% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$533 |
$533 |
$0 |
$0 |
$282 |
52.91% |
| Missouri Total |
100.00% |
167,331 |
$355,636,160 |
$349,586,468 |
$260 |
$262,414,053 |
$257,477,133 |
73.65% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.80% |
12,325 |
$10,439,931 |
$819 |
$6,980,748 |
$0 |
66.87% |
| Missouri Total |
100.00% |
269,495 |
$1,309,778,605 |
$31,444,836 |
$1,144,776,801 |
$0 |
87.40% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.64% |
6,985 |
$7,208,797 |
$485,955 |
$14,787,754 |
$1,259,490 |
211.88% |
| Missouri Total |
100.00% |
763,466 |
$439,557,425 |
$9,068,723 |
$297,048,781 |
$165,483,150 |
67.58% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.52% |
1,787 |
$2,921,481 |
$0 |
$1,501,596 |
$148,752 |
51.40% |
| Missouri Total |
100.00% |
413,325 |
$565,873,745 |
$4,768,418 |
$539,744,964 |
$52,701,531 |
95.38% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.21% |
12,088 |
$79,950,141 |
$0 |
$53,477,762 |
$0 |
66.89% |
| Missouri Total |
100.00% |
200,929 |
$2,487,777,384 |
$415,628 |
$1,237,313,379 |
$0 |
49.74% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.22% |
5,682 |
$5,712,203 |
$0 |
$826,071 |
$792,037 |
14.46% |
| Missouri Total |
100.00% |
105,385 |
$177,275,171 |
$3,860,704 |
$171,285,619 |
$23,278,750 |
96.62% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.75% |
150,149 |
$20,833,856 |
$24,412,429 |
$59,261,586 |
$2,680,855 |
401.63% |
| Missouri Total |
100.00% |
1,843,304 |
$758,778,596 |
$303,342,750 |
$816,380,870 |
$61,995,381 |
107.59% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.14% |
401,087 |
$86,287,074 |
$86,152,470 |
$0 |
$55,605,271 |
$60,226,065 |
69.91% |
| Missouri Total |
100.00% |
11,102,573 |
$7,586,272,242 |
$7,567,880,063 |
$6,265,933 |
$5,759,414,503 |
$5,811,825,025 |
76.80% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.30% |
392,595 |
$68,801,805 |
$68,433,539 |
$0 |
$52,797,621 |
$56,585,330 |
82.69% |
| Missouri Total |
100.00% |
8,926,271 |
$5,277,397,178 |
$5,271,709,298 |
$335,774 |
$4,103,463,028 |
$4,123,830,018 |
78.23% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
7.17% |
723,125 |
$190,962,990 |
$0 |
$714,128,855 |
$46,473,987 |
373.96% |
| Missouri Total |
100.00% |
4,088,624 |
$2,661,864,262 |
$5,616,733 |
$2,903,676,683 |
$200,039,495 |
109.08% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.76% |
8,492 |
$17,485,269 |
$17,718,931 |
$0 |
$2,807,650 |
$3,640,735 |
20.55% |
| Missouri Total |
100.00% |
2,176,302 |
$2,308,875,064 |
$2,296,170,765 |
$5,930,159 |
$1,655,951,475 |
$1,687,995,007 |
73.51% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.94% |
189,016 |
$127,066,409 |
$24,899,203 |
$136,835,517 |
$4,881,134 |
127.28% |
| Missouri Total |
100.00% |
3,825,232 |
$6,554,945,707 |
$353,015,946 |
$4,898,709,389 |
$304,103,906 |
74.73% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.45% |
912,141 |
$318,029,399 |
$24,899,203 |
$850,964,372 |
$51,355,121 |
275.40% |
| Missouri Total |
100.00% |
7,913,856 |
$9,216,809,969 |
$358,632,679 |
$7,802,386,072 |
$504,143,401 |
84.65% |