Company Name:
METROPOLITAN LIFE INSURANCE COMPANYCompany Address:
200 Park Avenue
New York, NY 10166-0188Mailing Address:
18210 Crane Nest Drive, 3rd Floor
Tampa, FL 33647Mailing Phone:
8139834100Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1871-07-13
| Line |
Authorized Date |
| Accident and Health |
1871-07-13 |
| Life, annuities and endowments |
1871-07-13 |
| Variable Contracts |
1871-07-13 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.07% |
318,153 |
$5,178,553 |
$4,987,404 |
$0 |
$3,176,865 |
$3,551,825 |
71.22% |
| Missouri Total |
100.00% |
3,963,850 |
$85,322,660 |
$83,068,482 |
$6,585 |
$45,564,463 |
$36,881,093 |
44.40% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$10,402 |
$10,257 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
331,001 |
$1,041,682,994 |
$1,042,234,055 |
$0 |
$812,992,214 |
$818,223,529 |
78.51% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
555 |
$0 |
$0 |
$0 |
$229 |
|
| Missouri Total |
100.00% |
320,222 |
$20,030,083 |
$0 |
$13,839,317 |
$2,038,785 |
69.09% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
14.25% |
129,833 |
$27,372,148 |
$27,446,568 |
$0 |
$25,336,142 |
$25,450,428 |
92.73% |
| Missouri Total |
100.00% |
868,798 |
$192,108,990 |
$189,886,540 |
$0 |
$135,631,538 |
$141,080,718 |
74.30% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
6 |
$306,662 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
110,469 |
$438,035,129 |
$0 |
$223,147,429 |
$0 |
50.94% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.83% |
233,301 |
$22,838,228 |
$21,643,189 |
$0 |
$15,239,484 |
$15,237,030 |
70.40% |
| Missouri Total |
100.00% |
1,373,925 |
$258,760,883 |
$256,420,533 |
$117,532 |
$176,556,410 |
$189,010,903 |
73.71% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
31.27% |
9,658 |
$9,541,815 |
$9,531,328 |
$0 |
$3,435,211 |
$3,436,671 |
36.06% |
| Missouri Total |
100.00% |
50,329 |
$30,511,696 |
$30,496,420 |
$1,938 |
$11,247,802 |
$12,342,998 |
40.47% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.10% |
333 |
$26,819,136 |
$0 |
$45,759,539 |
$0 |
170.62% |
| Missouri Total |
100.00% |
312,317 |
$526,376,668 |
$1,467,933 |
$523,939,409 |
$0 |
99.54% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
9.47% |
0 |
$84,965,266 |
$0 |
$18,194,577 |
$0 |
21.41% |
| Missouri Total |
100.00% |
426,290 |
$897,667,166 |
$289,300 |
$400,903,559 |
$0 |
44.66% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
0 |
$7,711 |
$7,612 |
$0 |
$623 |
$397 |
5.22% |
| Missouri Total |
100.00% |
750,565 |
$147,543,722 |
$146,705,478 |
$0 |
$110,561,963 |
$115,245,737 |
78.56% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
23.63% |
983,227 |
$107,651,495 |
$0 |
$169,152,742 |
$49,293,714 |
157.13% |
| Missouri Total |
100.00% |
3,138,717 |
$455,540,029 |
$1,468,996 |
$489,986,143 |
$188,427,507 |
107.56% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
39.95% |
26,144 |
$11,164,291 |
$0 |
$20,216,673 |
$2,049,803 |
181.08% |
| Missouri Total |
100.00% |
63,158 |
$27,944,222 |
$57,450 |
$81,431,567 |
$5,840,091 |
291.41% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.76% |
6,456 |
$4,159,831 |
$1,946 |
$7,097,617 |
$0 |
170.67% |
| Missouri Total |
100.00% |
80,586 |
$547,337,447 |
$1,946 |
$511,661,999 |
$0 |
93.48% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
38.74% |
10,498 |
$7,015,780 |
$0 |
$27,131,548 |
$9,655,259 |
386.72% |
| Missouri Total |
100.00% |
16,671 |
$18,108,043 |
$11,903 |
$60,643,235 |
$11,240,393 |
334.90% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
2,313 |
$221,328 |
$207,815 |
$0 |
$85,975 |
$89,954 |
43.29% |
| Missouri Total |
100.00% |
174,200 |
$383,719,171 |
$379,322,658 |
$3,516 |
$277,709,956 |
$268,794,687 |
70.86% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.21% |
2,266 |
$3,215,808 |
$3,266,991 |
$0 |
$1,357,012 |
$5,950,450 |
182.14% |
| Missouri Total |
100.00% |
136,747 |
$100,114,890 |
$100,166,356 |
$4,890,450 |
$58,330,893 |
$68,256,699 |
68.14% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
12 |
$1,345 |
$1,370 |
$0 |
$2,000 |
$1,957 |
142.85% |
| Missouri Total |
100.00% |
147,488 |
$33,850,119 |
$33,988,206 |
$7,580 |
$16,081,727 |
$15,289,477 |
44.98% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.53% |
5,418 |
$13,461,838 |
$13,204,837 |
$0 |
$673,970 |
$2,177,040 |
16.49% |
| Missouri Total |
100.00% |
128,533 |
$206,264,542 |
$196,427,601 |
$183,832 |
$107,862,055 |
$134,783,035 |
68.62% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$533 |
$533 |
$0 |
$302 |
$302 |
56.66% |
| Missouri Total |
100.00% |
163,368 |
$344,897,933 |
$342,799,172 |
$209 |
$264,372,317 |
$267,428,929 |
78.01% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.60% |
12,204 |
$11,216,882 |
$0 |
$5,876,119 |
$0 |
52.39% |
| Missouri Total |
100.00% |
284,596 |
$1,881,745,967 |
$26,323,356 |
$1,193,717,953 |
$0 |
63.44% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.82% |
19,186 |
$7,701,265 |
$603,613 |
$17,900,430 |
$1,373,552 |
240.27% |
| Missouri Total |
100.00% |
779,743 |
$423,071,586 |
$8,376,438 |
$304,322,036 |
$163,806,914 |
71.93% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.56% |
1,919 |
$3,009,129 |
$0 |
$1,248,379 |
$159,746 |
41.49% |
| Missouri Total |
100.00% |
417,910 |
$536,202,703 |
$4,796,339 |
$501,958,628 |
$48,295,031 |
93.61% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.42% |
12,211 |
$85,739,744 |
$1,067 |
$45,015,480 |
$0 |
52.50% |
| Missouri Total |
100.00% |
184,099 |
$1,582,794,395 |
$656,824 |
$889,922,798 |
$0 |
56.22% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.64% |
6,085 |
$6,334,352 |
$0 |
$892,529 |
$852,133 |
14.09% |
| Missouri Total |
100.00% |
112,566 |
$240,292,022 |
$6,092,383 |
$179,561,163 |
$24,990,022 |
74.73% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.71% |
147,635 |
$21,654,970 |
$27,310,495 |
$55,022,454 |
$2,680,019 |
380.20% |
| Missouri Total |
100.00% |
1,884,316 |
$799,312,076 |
$307,533,931 |
$774,801,316 |
$60,890,331 |
96.93% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.11% |
700,955 |
$81,849,709 |
$80,307,904 |
$0 |
$49,307,584 |
$55,896,054 |
69.60% |
| Missouri Total |
100.00% |
12,713,587 |
$7,312,311,563 |
$7,274,695,579 |
$5,294,698 |
$5,673,688,510 |
$5,715,495,860 |
78.57% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.27% |
690,945 |
$64,948,857 |
$63,626,358 |
$0 |
$47,188,325 |
$47,676,351 |
74.93% |
| Missouri Total |
100.00% |
10,514,539 |
$5,121,340,548 |
$5,112,068,597 |
$209,111 |
$4,073,597,987 |
$4,087,892,605 |
79.97% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
7.89% |
1,027,219 |
$242,082,461 |
$1,946 |
$287,552,696 |
$60,999,005 |
118.78% |
| Missouri Total |
100.00% |
4,644,293 |
$3,067,810,984 |
$3,318,043 |
$2,619,191,596 |
$209,371,137 |
85.38% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.75% |
10,010 |
$16,900,852 |
$16,681,546 |
$0 |
$2,119,259 |
$8,219,703 |
49.27% |
| Missouri Total |
100.00% |
2,199,048 |
$2,190,971,015 |
$2,162,626,982 |
$5,085,587 |
$1,600,090,523 |
$1,627,603,255 |
75.26% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.14% |
199,240 |
$135,656,342 |
$27,915,175 |
$125,955,391 |
$5,065,450 |
113.43% |
| Missouri Total |
100.00% |
3,897,052 |
$6,338,128,203 |
$353,920,026 |
$4,496,127,439 |
$298,413,344 |
70.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.02% |
1,226,459 |
$377,738,803 |
$27,917,121 |
$413,508,087 |
$66,064,455 |
116.86% |
| Missouri Total |
100.00% |
8,541,345 |
$9,405,939,187 |
$357,238,069 |
$7,115,319,035 |
$507,784,481 |
75.65% |