Company Name:
METROPOLITAN LIFE INSURANCE COMPANYCompany Address:
200 Park Avenue
New York, NY 10166-0188Mailing Address:
18210 Crane Nest Drive, 3rd Floor
Tampa, FL 33647Mailing Phone:
8139834100Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1871-07-13
| Line |
Authorized Date |
| Accident and Health |
1871-07-13 |
| Life, annuities and endowments |
1871-07-13 |
| Variable Contracts |
1871-07-13 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.56% |
328,023 |
$4,354,915 |
$4,337,378 |
$0 |
$2,492,840 |
$2,826,149 |
65.16% |
| Missouri Total |
100.00% |
4,056,406 |
$95,433,474 |
$94,870,744 |
$0 |
$45,701,126 |
$52,482,231 |
55.32% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$17,709 |
$17,111 |
|
| Missouri Total |
100.00% |
643,144 |
$1,734,986,043 |
$1,732,987,386 |
$0 |
$1,460,725,710 |
$1,475,263,750 |
85.13% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
14 |
$88,768 |
$42,605 |
$0 |
$12,387 |
$9,415 |
22.10% |
| Missouri Total |
100.00% |
350,975 |
$967,933,529 |
$967,269,138 |
$0 |
$734,944,627 |
$744,232,104 |
76.94% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$239 |
|
| Missouri Total |
100.00% |
424,444 |
$34,865,411 |
$14,676 |
$16,000,567 |
$3,064,700 |
45.89% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
15.84% |
136,737 |
$28,512,261 |
$28,706,153 |
$0 |
$21,127,045 |
$21,128,547 |
73.60% |
| Missouri Total |
100.00% |
957,092 |
$179,952,585 |
$177,933,575 |
$0 |
$125,274,508 |
$125,921,554 |
70.77% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
12.83% |
146,373 |
$33,144,337 |
$32,756,040 |
$0 |
$13,699,955 |
$13,713,483 |
41.87% |
| Missouri Total |
100.00% |
1,305,895 |
$258,280,702 |
$254,581,547 |
$101,709 |
$182,501,605 |
$193,562,759 |
76.03% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
31.08% |
12,474 |
$9,296,193 |
$5,036,509 |
$0 |
$37,520 |
$3,497,153 |
69.44% |
| Missouri Total |
100.00% |
53,832 |
$29,910,251 |
$21,765,974 |
$1,255 |
$7,668,348 |
$12,803,049 |
58.82% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.90% |
362 |
$20,302,646 |
$0 |
$39,069,123 |
$0 |
192.43% |
| Missouri Total |
100.00% |
307,281 |
$520,287,792 |
$6,621,363 |
$519,994,112 |
$0 |
99.94% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
15.25% |
0 |
$114,705,184 |
$0 |
$103,583,499 |
$0 |
90.30% |
| Missouri Total |
100.00% |
177,999 |
$752,113,800 |
$433,229 |
$523,935,827 |
$0 |
69.66% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
3 |
$81,037 |
$81,424 |
$0 |
$27,969 |
$17,026 |
20.91% |
| Missouri Total |
100.00% |
787,028 |
$121,404,526 |
$123,205,114 |
$0 |
$102,608,262 |
$107,131,127 |
86.95% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
21.04% |
682,136 |
$90,778,550 |
$0 |
$78,256,530 |
$33,375,349 |
86.21% |
| Missouri Total |
100.00% |
3,033,190 |
$431,403,454 |
$1,514,546 |
$359,258,987 |
$163,667,408 |
83.28% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
35.78% |
35,115 |
$10,616,545 |
$0 |
$13,919,677 |
$3,178,460 |
131.11% |
| Missouri Total |
100.00% |
68,502 |
$29,674,076 |
$54,621 |
$29,573,775 |
$6,626,277 |
99.66% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.36% |
7,102 |
$3,149,079 |
$0 |
$6,059,887 |
$0 |
192.43% |
| Missouri Total |
100.00% |
71,189 |
$882,713,398 |
$37,202 |
$718,594,840 |
$0 |
81.41% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
7.30% |
9,160 |
$10,227,148 |
$0 |
$18,671,900 |
$7,620,113 |
182.57% |
| Missouri Total |
100.00% |
13,094 |
$140,088,224 |
$7,434 |
$20,329,605 |
$9,310,374 |
14.51% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
1,312 |
$194,396 |
$148,982 |
$0 |
$208,166 |
$170,578 |
114.50% |
| Missouri Total |
100.00% |
173,241 |
$355,794,204 |
$347,742,236 |
$2,882 |
$252,338,433 |
$255,724,919 |
73.54% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.12% |
2,137 |
$2,926,332 |
$2,909,345 |
$0 |
$1,057,893 |
$2,655,542 |
91.28% |
| Missouri Total |
100.00% |
149,113 |
$93,938,858 |
$94,168,754 |
$2,594,517 |
$51,194,651 |
$67,333,637 |
71.50% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
18 |
$1,863 |
$1,893 |
$0 |
$120 |
$121 |
6.39% |
| Missouri Total |
100.00% |
153,438 |
$36,585,400 |
$36,696,997 |
$8,362 |
$19,096,230 |
$22,746,280 |
61.98% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.82% |
4,831 |
$11,270,588 |
$11,744,870 |
$0 |
$62,380 |
$227,688 |
1.94% |
| Missouri Total |
100.00% |
131,359 |
$193,810,804 |
$181,939,093 |
$65,099 |
$92,957,108 |
$105,722,750 |
58.11% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.84% |
5,647 |
$9,075,203 |
$1,550 |
$11,979,218 |
$0 |
132.02% |
| Missouri Total |
100.00% |
293,952 |
$1,079,427,402 |
$53,486,559 |
$1,560,890,843 |
$0 |
144.60% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.02% |
22,126 |
$8,576,787 |
$616,938 |
$2,613,252 |
$1,598,337 |
37.66% |
| Missouri Total |
100.00% |
829,589 |
$425,122,250 |
$9,199,275 |
$261,285,814 |
$140,263,956 |
61.46% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.60% |
2,233 |
$3,079,644 |
$0 |
$3,194,172 |
$261,845 |
103.72% |
| Missouri Total |
100.00% |
422,599 |
$515,700,108 |
$4,735,773 |
$341,779,305 |
$45,677,065 |
66.27% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.57% |
12,358 |
$69,535,086 |
$0 |
$94,420,900 |
$0 |
135.79% |
| Missouri Total |
100.00% |
182,592 |
$1,522,786,782 |
$641,646 |
$1,225,527,244 |
$0 |
80.48% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.12% |
7,117 |
$7,732,023 |
$0 |
$7,450,624 |
$1,003,282 |
96.36% |
| Missouri Total |
100.00% |
123,971 |
$247,583,451 |
$3,803,419 |
$187,770,718 |
$28,005,945 |
75.84% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.00% |
170,454 |
$20,832,892 |
$28,062,692 |
$65,960,974 |
$2,361,837 |
451.32% |
| Missouri Total |
100.00% |
1,998,651 |
$694,747,666 |
$319,678,240 |
$790,985,364 |
$65,232,265 |
113.85% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.42% |
631,922 |
$89,870,690 |
$85,765,199 |
$0 |
$38,743,984 |
$44,262,813 |
51.61% |
| Missouri Total |
100.00% |
14,781,584 |
$6,321,663,058 |
$6,300,472,351 |
$2,820,494 |
$4,786,573,315 |
$4,914,517,495 |
78.00% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.63% |
623,624 |
$75,477,511 |
$70,960,109 |
$0 |
$37,415,425 |
$41,208,884 |
58.07% |
| Missouri Total |
100.00% |
12,774,038 |
$4,634,501,331 |
$4,620,799,459 |
$149,561 |
$3,599,832,396 |
$3,659,809,895 |
79.20% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
6.89% |
733,875 |
$249,779,152 |
$0 |
$259,560,616 |
$44,174,161 |
103.92% |
| Missouri Total |
100.00% |
4,359,952 |
$3,626,575,837 |
$8,758,448 |
$2,828,770,502 |
$184,260,052 |
78.00% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.85% |
8,298 |
$14,393,179 |
$14,805,090 |
$0 |
$1,328,559 |
$3,053,929 |
20.63% |
| Missouri Total |
100.00% |
2,007,546 |
$1,687,161,727 |
$1,679,672,892 |
$2,670,933 |
$1,186,740,919 |
$1,254,707,600 |
74.70% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.12% |
219,935 |
$118,831,635 |
$28,681,180 |
$185,619,140 |
$5,225,301 |
180.34% |
| Missouri Total |
100.00% |
4,065,686 |
$5,607,840,555 |
$391,663,711 |
$5,099,613,817 |
$279,794,443 |
90.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.99% |
953,810 |
$368,610,787 |
$28,681,180 |
$445,179,756 |
$49,399,462 |
128.55% |
| Missouri Total |
100.00% |
8,425,638 |
$9,234,416,392 |
$400,422,159 |
$7,928,384,319 |
$464,054,495 |
85.86% |