Company Name:
METROPOLITAN LIFE INSURANCE COMPANYCompany Address:
200 Park Avenue
New York, NY 10166-0188Mailing Address:
18210 Crane Nest Drive, 3rd Floor
Tampa, FL 33647Mailing Phone:
8139834100Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1871-07-13
| Line |
Authorized Date |
| Accident and Health |
1871-07-13 |
| Life, annuities and endowments |
1871-07-13 |
| Variable Contracts |
1871-07-13 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.47% |
409,929 |
$4,531,268 |
$4,520,429 |
$0 |
$2,337,139 |
$3,054,796 |
67.58% |
| Missouri Total |
100.00% |
3,812,798 |
$101,315,087 |
$102,239,760 |
$213 |
$51,619,501 |
$61,942,309 |
60.59% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
6 |
$41,539 |
$38,312 |
$0 |
$13,537 |
$12,020 |
31.37% |
| Missouri Total |
100.00% |
348,896 |
$883,819,871 |
$884,893,731 |
$0 |
$694,601,339 |
$703,298,943 |
79.48% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
15.88% |
263,267 |
$24,721,047 |
$24,480,285 |
$0 |
$18,448,696 |
$18,502,515 |
75.58% |
| Missouri Total |
100.00% |
815,445 |
$155,697,937 |
$153,560,512 |
$0 |
$107,243,260 |
$109,868,015 |
71.55% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.28% |
239,512 |
$30,347,521 |
$29,829,838 |
$0 |
$15,064,259 |
$19,604,717 |
65.72% |
| Missouri Total |
100.00% |
1,158,172 |
$228,531,900 |
$227,368,945 |
$28,467 |
$151,603,491 |
$309,579,612 |
136.16% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
22.42% |
11,700 |
$4,999,145 |
$5,005,134 |
$0 |
$1,081,348 |
$1,876,011 |
37.48% |
| Missouri Total |
100.00% |
48,199 |
$22,294,017 |
$29,871,692 |
$958 |
$6,742,530 |
$8,050,871 |
26.95% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.18% |
422 |
$6,932,126 |
$0 |
$41,288,448 |
$0 |
595.61% |
| Missouri Total |
100.00% |
267,534 |
$589,733,120 |
$554,174 |
$1,383,275,797 |
$0 |
234.56% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
11.11% |
0 |
$92,134,597 |
$0 |
$74,126,183 |
$0 |
80.45% |
| Missouri Total |
100.00% |
274,185 |
$829,544,819 |
$1,718 |
$486,823,694 |
$0 |
58.69% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
0 |
$103,742 |
$108,482 |
$0 |
$62,482 |
$44,917 |
41.41% |
| Missouri Total |
100.00% |
604,305 |
$122,060,010 |
$121,995,529 |
$0 |
$85,468,808 |
$89,851,650 |
73.65% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
16.86% |
628,193 |
$63,526,176 |
$0 |
$112,529,628 |
$33,296,669 |
177.14% |
| Missouri Total |
100.00% |
3,096,295 |
$376,714,634 |
$1,296,566 |
$397,857,704 |
$154,105,306 |
105.61% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
26.22% |
17,180 |
$8,202,550 |
$0 |
$5,199,630 |
$1,692,039 |
63.39% |
| Missouri Total |
100.00% |
73,961 |
$31,283,999 |
$25,564 |
$30,446,603 |
$7,725,610 |
97.32% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.19% |
7,102 |
$1,075,220 |
$0 |
$2,002,397 |
$0 |
186.23% |
| Missouri Total |
100.00% |
131,483 |
$551,621,191 |
$4,359,578 |
$489,854,581 |
$0 |
88.80% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
74 |
$32,638 |
$0 |
$0 |
$4,248 |
0.00% |
| Missouri Total |
100.00% |
11,115 |
$20,486,416 |
$3,748 |
$20,592,546 |
$7,441,124 |
100.52% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
1,401 |
$183,808 |
$210,978 |
$0 |
$118,895 |
$106,802 |
50.62% |
| Missouri Total |
100.00% |
179,692 |
$322,885,920 |
$319,913,653 |
$3 |
$223,475,978 |
$215,428,857 |
67.34% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
8,340 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
45,677 |
$100,971,117 |
$101,959 |
$66,680,404 |
$0 |
66.04% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.83% |
1,937 |
$2,425,999 |
$2,399,808 |
$0 |
$1,194,070 |
$2,297,637 |
95.74% |
| Missouri Total |
100.00% |
145,217 |
$85,801,427 |
$87,912,057 |
$1,572,791 |
$51,589,954 |
$61,528,374 |
69.99% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
22 |
$2,009 |
$2,416 |
$0 |
$1,293 |
$1,161 |
48.05% |
| Missouri Total |
100.00% |
174,117 |
$30,162,088 |
$30,152,895 |
$7,059 |
$14,329,780 |
$14,855,245 |
49.27% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.24% |
3,774 |
$9,155,689 |
$5,179,394 |
$0 |
$89,743 |
$127,645 |
2.46% |
| Missouri Total |
100.00% |
126,551 |
$174,773,182 |
$158,458,592 |
$9,209 |
$76,403,147 |
$88,928,188 |
56.12% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$533 |
$533 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
164,410 |
$324,518,087 |
$326,964,025 |
$0 |
$238,360,551 |
$240,450,847 |
73.54% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.44% |
9,740 |
$5,371,925 |
$1,382 |
$10,544,327 |
$0 |
196.31% |
| Missouri Total |
100.00% |
344,720 |
$1,212,579,611 |
$849,961 |
$1,133,952,482 |
$0 |
93.52% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.27% |
22,655 |
$4,416,842 |
$77,472 |
$5,165,290 |
$1,607,875 |
118.70% |
| Missouri Total |
100.00% |
733,500 |
$346,852,356 |
$8,750,340 |
$259,159,296 |
$116,833,543 |
74.72% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.53% |
2,657 |
$2,652,766 |
$10,050 |
$4,353,318 |
$322,901 |
164.48% |
| Missouri Total |
100.00% |
443,699 |
$504,117,494 |
$5,165,009 |
$348,497,145 |
$44,044,631 |
69.13% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.92% |
13,318 |
$41,098,930 |
$0 |
$53,063,444 |
$0 |
129.11% |
| Missouri Total |
100.00% |
186,006 |
$1,048,332,179 |
$47,621,403 |
$827,719,273 |
$0 |
78.96% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.39% |
7,616 |
$8,957,857 |
$0 |
$6,447,986 |
$1,477,457 |
71.98% |
| Missouri Total |
100.00% |
131,760 |
$264,276,576 |
$3,668,394 |
$353,997,068 |
$29,943,706 |
133.95% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.57% |
131,758 |
$32,052,159 |
$29,547,270 |
$75,295,757 |
$2,376,857 |
327.10% |
| Missouri Total |
100.00% |
2,159,798 |
$701,647,462 |
$308,194,063 |
$1,237,629,495 |
$61,494,557 |
176.39% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.61% |
931,549 |
$76,512,300 |
$71,775,609 |
$0 |
$38,411,462 |
$45,628,221 |
63.57% |
| Missouri Total |
100.00% |
19,163,590 |
$4,740,626,481 |
$4,736,978,690 |
$1,646,924 |
$3,444,966,965 |
$3,686,629,220 |
77.83% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.75% |
924,414 |
$64,744,262 |
$63,982,480 |
$0 |
$37,007,461 |
$43,094,976 |
67.35% |
| Missouri Total |
100.00% |
17,483,371 |
$3,695,172,901 |
$3,705,281,883 |
$57,862 |
$2,790,711,236 |
$3,011,485,171 |
81.28% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.09% |
652,971 |
$171,903,307 |
$0 |
$235,146,286 |
$34,992,956 |
136.79% |
| Missouri Total |
100.00% |
4,551,531 |
$3,375,832,231 |
$6,360,207 |
$3,171,102,415 |
$174,222,232 |
93.94% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.13% |
7,135 |
$11,768,038 |
$7,793,129 |
$0 |
$1,404,001 |
$2,533,245 |
32.51% |
| Missouri Total |
100.00% |
1,680,219 |
$1,045,453,580 |
$1,031,696,807 |
$1,589,062 |
$654,255,729 |
$675,144,049 |
65.44% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.90% |
196,084 |
$94,550,479 |
$29,636,174 |
$154,870,122 |
$5,785,090 |
195.14% |
| Missouri Total |
100.00% |
4,244,892 |
$4,981,733,225 |
$374,531,162 |
$4,855,471,916 |
$253,154,063 |
97.47% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.19% |
849,055 |
$266,453,786 |
$29,636,174 |
$390,016,408 |
$40,778,046 |
157.50% |
| Missouri Total |
100.00% |
8,796,423 |
$8,357,565,456 |
$380,891,369 |
$8,026,574,331 |
$427,376,295 |
96.04% |