Company Name:
METROPOLITAN LIFE INSURANCE COMPANYCompany Address:
200 Park Avenue
New York, NY 10166-0188Mailing Address:
18210 Crane Nest Drive, 3rd Floor
Tampa, FL 33647Mailing Phone:
8139834100Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1871-07-13
| Line |
Authorized Date |
| Accident and Health |
1871-07-13 |
| Life, annuities and endowments |
1871-07-13 |
| Variable Contracts |
1871-07-13 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.75% |
417,198 |
$4,574,668 |
$4,658,260 |
$103,738 |
$1,973,985 |
$2,107,834 |
45.25% |
| Missouri Total |
100.00% |
3,112,785 |
$96,313,011 |
$96,004,545 |
$103,738 |
$49,204,603 |
$51,379,533 |
53.52% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$421 |
$420 |
$0 |
$8 |
$9 |
2.14% |
| Missouri Total |
100.00% |
388,370 |
$990,361,626 |
$991,633,986 |
$0 |
$858,201,657 |
$874,822,148 |
88.22% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
10 |
$38,832 |
$38,262 |
$0 |
$13,903 |
$13,429 |
35.10% |
| Missouri Total |
100.00% |
335,440 |
$804,495,751 |
$806,421,137 |
$0 |
$617,065,254 |
$620,790,892 |
76.98% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
16.78% |
240,121 |
$23,728,895 |
$23,989,648 |
$43,464 |
$17,447,694 |
$17,601,290 |
73.37% |
| Missouri Total |
100.00% |
676,475 |
$141,386,608 |
$134,078,757 |
$43,464 |
$101,787,485 |
$102,738,450 |
76.63% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.56% |
186,983 |
$22,847,824 |
$22,571,486 |
$5,623 |
$11,891,666 |
$14,656,083 |
64.93% |
| Missouri Total |
100.00% |
1,120,380 |
$216,398,030 |
$216,750,400 |
$37,513 |
$147,429,402 |
$174,125,247 |
80.33% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
29.45% |
7,525 |
$7,094,075 |
$5,592,321 |
$0 |
$1,605,392 |
$2,739,709 |
48.99% |
| Missouri Total |
100.00% |
52,624 |
$24,089,299 |
$23,102,739 |
$847 |
$7,009,857 |
$9,670,595 |
41.86% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.87% |
830 |
$6,931,749 |
$0 |
$30,151,786 |
$0 |
434.98% |
| Missouri Total |
100.00% |
258,386 |
$799,869,908 |
$558,916 |
$597,706,268 |
$0 |
74.73% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
11.24% |
0 |
$76,257,512 |
$0 |
$92,077,999 |
$0 |
120.75% |
| Missouri Total |
100.00% |
278,824 |
$678,698,288 |
$5,471 |
$524,139,878 |
$0 |
77.23% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
356 |
$183,981 |
$183,729 |
$0 |
$2,953 |
$2,005 |
1.09% |
| Missouri Total |
100.00% |
827,624 |
$232,404,579 |
$232,951,401 |
$0 |
$86,691,187 |
$189,878,256 |
81.51% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
21.08% |
647,729 |
$71,774,164 |
$1,054,663 |
$112,096,797 |
$44,193,500 |
157.65% |
| Missouri Total |
100.00% |
3,195,709 |
$340,509,430 |
$2,662,813 |
$375,549,371 |
$154,098,346 |
110.29% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
22.33% |
17,331 |
$7,946,686 |
$182,245 |
$5,179,689 |
$2,245,783 |
67.47% |
| Missouri Total |
100.00% |
76,541 |
$35,587,319 |
$233,826 |
$25,201,675 |
$8,748,218 |
70.82% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.20% |
475 |
$1,075,162 |
$0 |
$1,462,294 |
$0 |
136.01% |
| Missouri Total |
100.00% |
124,648 |
$545,078,706 |
$4,492,924 |
$383,649,710 |
$0 |
70.38% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
65 |
$21,034 |
$0 |
$0 |
$5,638 |
0.00% |
| Missouri Total |
100.00% |
10,246 |
$39,853,535 |
$5,399 |
$15,457,657 |
$7,657,888 |
38.79% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
1,444 |
$207,249 |
$158,615 |
$701 |
$166,987 |
$150,921 |
95.15% |
| Missouri Total |
100.00% |
182,728 |
$303,237,042 |
$296,093,330 |
$709 |
$206,151,024 |
$205,452,502 |
69.39% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.74% |
1,855 |
$2,250,010 |
$2,265,526 |
$2,124 |
$888,913 |
$1,293,623 |
57.10% |
| Missouri Total |
100.00% |
136,980 |
$82,139,891 |
$82,487,795 |
$1,259,941 |
$46,835,397 |
$53,586,832 |
64.96% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
22 |
$2,526 |
$1,936 |
$0 |
$126 |
$114 |
5.89% |
| Missouri Total |
100.00% |
150,444 |
$28,173,993 |
$27,922,148 |
$7,077 |
$13,925,642 |
$14,162,998 |
50.72% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.53% |
2,090 |
$2,532,832 |
$3,066,144 |
$0 |
$44,939 |
$289,878 |
9.45% |
| Missouri Total |
100.00% |
125,238 |
$165,476,602 |
$158,127,812 |
$9,628 |
$67,127,857 |
$90,850,534 |
57.45% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$533 |
$533 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
192,204 |
$323,256,706 |
$336,472,253 |
$0 |
$241,760,172 |
$240,258,015 |
71.41% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
12,095 |
$1,693,435 |
$11,714 |
$9,649,650 |
$0 |
570.52% |
| Missouri Total |
100.00% |
343,929 |
$1,208,751,601 |
$1,418,229 |
$1,005,859,160 |
$0 |
83.21% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.23% |
23,708 |
$4,272,675 |
$77,784 |
$5,387,318 |
$1,640,449 |
127.91% |
| Missouri Total |
100.00% |
694,064 |
$347,382,114 |
$9,263,420 |
$212,249,288 |
$108,608,536 |
61.10% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.46% |
3,169 |
$2,566,179 |
$10,091 |
$4,461,868 |
$329,443 |
174.27% |
| Missouri Total |
100.00% |
453,561 |
$552,152,498 |
$4,442,311 |
$479,281,007 |
$45,190,056 |
86.80% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.71% |
4,275 |
$41,397,229 |
$0 |
$48,983,623 |
$0 |
118.33% |
| Missouri Total |
100.00% |
168,180 |
$1,114,587,077 |
$52,713,101 |
$702,024,508 |
$0 |
62.99% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.26% |
8,266 |
$8,665,471 |
$0 |
$6,608,767 |
$1,507,389 |
76.27% |
| Missouri Total |
100.00% |
132,383 |
$266,155,970 |
$3,393,872 |
$298,729,942 |
$32,498,044 |
112.24% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.07% |
201,724 |
$31,005,970 |
$29,970,633 |
$76,204,778 |
$2,418,156 |
342.44% |
| Missouri Total |
100.00% |
2,254,309 |
$760,946,118 |
$311,864,185 |
$860,216,353 |
$58,567,813 |
113.05% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.48% |
857,605 |
$63,461,846 |
$62,526,880 |
$155,650 |
$34,036,566 |
$38,854,895 |
62.14% |
| Missouri Total |
100.00% |
15,325,488 |
$4,295,618,608 |
$4,290,144,267 |
$1,485,559 |
$3,002,308,121 |
$3,208,218,965 |
74.78% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.78% |
852,193 |
$58,468,696 |
$57,034,126 |
$152,825 |
$32,935,601 |
$37,120,359 |
65.08% |
| Missouri Total |
100.00% |
13,467,585 |
$3,292,621,915 |
$3,288,067,459 |
$208,057 |
$2,379,030,650 |
$2,553,729,227 |
77.67% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.80% |
666,430 |
$164,006,307 |
$1,236,908 |
$240,968,565 |
$46,444,921 |
147.68% |
| Missouri Total |
100.00% |
4,689,528 |
$3,414,637,016 |
$8,065,165 |
$2,380,137,400 |
$176,276,564 |
69.70% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.50% |
5,412 |
$4,993,150 |
$5,492,754 |
$2,825 |
$1,100,965 |
$1,734,536 |
31.58% |
| Missouri Total |
100.00% |
1,857,903 |
$1,002,996,693 |
$1,002,076,808 |
$1,277,502 |
$623,277,471 |
$654,489,738 |
65.31% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.74% |
253,237 |
$89,600,959 |
$30,070,222 |
$151,296,004 |
$5,895,437 |
202.42% |
| Missouri Total |
100.00% |
4,285,396 |
$5,150,758,634 |
$383,562,866 |
$4,123,058,017 |
$245,622,119 |
80.05% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.96% |
919,667 |
$253,607,266 |
$31,307,130 |
$392,264,569 |
$52,340,358 |
167.02% |
| Missouri Total |
100.00% |
8,974,924 |
$8,565,395,650 |
$391,628,031 |
$6,503,195,417 |
$421,898,683 |
75.92% |