Company Name:
METROPOLITAN LIFE INSURANCE COMPANYCompany Address:
200 Park Avenue
New York, NY 10166-0188Mailing Address:
18210 Crane Nest Drive, 3rd Floor
Tampa, FL 33647Mailing Phone:
8139834100Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1871-07-13
| Line |
Authorized Date |
| Accident and Health |
1871-07-13 |
| Life, annuities and endowments |
1871-07-13 |
| Variable Contracts |
1871-07-13 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.01% |
23,014 |
$3,512,916 |
$2,296,412 |
$118,956 |
$2,010,864 |
$2,366,057 |
103.03% |
| Missouri Total |
100.00% |
2,219,297 |
$87,537,941 |
$88,045,683 |
$119,142 |
$42,280,493 |
$43,315,043 |
49.20% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
132 |
$656,830 |
$654,749 |
$0 |
$1,654,724 |
$1,647,893 |
251.68% |
| Missouri Total |
100.00% |
534,239 |
$901,961,338 |
$887,285,267 |
$241,601 |
$761,010,294 |
$770,559,414 |
86.84% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
14 |
$108,464 |
$107,960 |
$0 |
$178,530 |
$170,524 |
157.95% |
| Missouri Total |
100.00% |
343,012 |
$711,249,400 |
$706,408,289 |
$0 |
$530,984,633 |
$536,413,416 |
75.94% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
17.95% |
130,421 |
$25,257,439 |
$24,451,096 |
$201 |
$17,121,821 |
$17,133,454 |
70.07% |
| Missouri Total |
100.00% |
585,831 |
$140,739,643 |
$139,581,389 |
$201 |
$97,860,234 |
$98,308,288 |
70.43% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.63% |
82,935 |
$13,789,979 |
$14,553,042 |
$7,675 |
$11,854,166 |
$17,101,082 |
117.51% |
| Missouri Total |
100.00% |
966,905 |
$207,926,823 |
$208,768,671 |
$12,202 |
$139,285,242 |
$148,519,747 |
71.14% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
24.78% |
6,976 |
$5,278,735 |
$5,112,810 |
$0 |
$1,780,208 |
$2,354,933 |
46.06% |
| Missouri Total |
100.00% |
45,571 |
$21,299,034 |
$17,682,518 |
$1,330 |
$7,096,998 |
$8,552,962 |
48.37% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.07% |
11,591 |
$5,984,995 |
$0 |
$118,104,685 |
$0 |
1,973.35% |
| Missouri Total |
100.00% |
359,034 |
$560,615,173 |
$706,082 |
$731,466,554 |
$0 |
130.48% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
9.47% |
0 |
$58,067,801 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
327,206 |
$613,288,549 |
$16,401 |
$231,100,282 |
$0 |
37.68% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
292 |
$128,184 |
$103,010 |
$0 |
$118,788 |
$59,499 |
57.76% |
| Missouri Total |
100.00% |
874,250 |
$121,222,794 |
$119,312,628 |
$0 |
$71,856,629 |
$68,055,783 |
57.04% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
22.96% |
532,871 |
$79,548,843 |
$2,223,532 |
$107,917,133 |
$36,559,540 |
138.46% |
| Missouri Total |
100.00% |
2,776,226 |
$346,465,528 |
$3,769,039 |
$348,268,875 |
$137,313,054 |
100.52% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
10.15% |
13,790 |
$8,546,730 |
$85,078 |
$6,465,560 |
$2,069,346 |
76.64% |
| Missouri Total |
100.00% |
73,657 |
$84,220,414 |
$114,261 |
$22,705,391 |
$6,921,320 |
26.96% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
36,032 |
$170,473 |
$0 |
$14,620,778 |
$0 |
8,576.59% |
| Missouri Total |
100.00% |
141,274 |
$510,198,110 |
$4,824,799 |
$312,627,270 |
$0 |
61.28% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
66 |
$61,213 |
$3,066 |
$0 |
$17,206 |
5.01% |
| Missouri Total |
100.00% |
11,204 |
$26,933,545 |
$11,660 |
$11,105,514 |
$6,788,009 |
41.23% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
6.87% |
24,419 |
$3,994,341 |
$0 |
$5,338,819 |
$1,105,309 |
133.66% |
| Missouri Total |
100.00% |
93,520 |
$58,182,769 |
$58,983 |
$199,755,503 |
$3,849,361 |
343.32% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
1,511 |
$185,260 |
$183,860 |
$715 |
$210,250 |
$212,535 |
115.60% |
| Missouri Total |
100.00% |
176,477 |
$283,208,114 |
$283,113,051 |
$720 |
$188,257,721 |
$183,924,523 |
64.97% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.67% |
1,088 |
$2,017,432 |
$2,082,461 |
$2,679 |
$1,817,052 |
$904,900 |
43.45% |
| Missouri Total |
100.00% |
125,665 |
$75,424,426 |
$76,643,511 |
$1,128,031 |
$44,821,395 |
$54,384,423 |
70.96% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.37% |
1,293 |
$2,205,904 |
$1,646,538 |
$0 |
$10,939 |
$138,499 |
8.41% |
| Missouri Total |
100.00% |
120,489 |
$160,677,734 |
$152,231,374 |
$9,757 |
$60,749,850 |
$85,685,868 |
56.29% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
9 |
$4,123 |
$4,091 |
$0 |
$1,229 |
$1,228 |
30.02% |
| Missouri Total |
100.00% |
205,175 |
$341,322,625 |
$341,769,460 |
$0 |
$231,360,020 |
$229,580,797 |
67.17% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
11,888 |
$546,241 |
$4,971 |
$5,878,654 |
$0 |
1,077.11% |
| Missouri Total |
100.00% |
323,194 |
$1,266,302,842 |
$1,915,121 |
$823,503,089 |
$0 |
65.03% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.66% |
27,361 |
$5,161,508 |
$1,490,363 |
$3,504,767 |
$1,632,289 |
96.78% |
| Missouri Total |
100.00% |
682,356 |
$311,467,903 |
$10,173,738 |
$184,996,306 |
$93,566,603 |
59.39% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.44% |
3,078 |
$2,157,540 |
$337,715 |
$3,514,750 |
$262,812 |
178.56% |
| Missouri Total |
100.00% |
458,295 |
$491,131,691 |
$6,524,954 |
$331,504,239 |
$43,493,081 |
67.50% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
6.75% |
39,509 |
$74,543,093 |
$0 |
$39,433,165 |
$0 |
52.90% |
| Missouri Total |
100.00% |
197,351 |
$1,104,621,663 |
$59,360,346 |
$565,750,142 |
$0 |
51.22% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.96% |
8,061 |
$8,345,228 |
$0 |
$5,933,531 |
$1,081,640 |
71.10% |
| Missouri Total |
100.00% |
128,966 |
$281,526,177 |
$2,295,915 |
$171,943,996 |
$30,931,951 |
61.08% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.76% |
214,010 |
$34,215,064 |
$30,168,772 |
$70,079,817 |
$3,106,206 |
293.00% |
| Missouri Total |
100.00% |
2,308,146 |
$719,119,352 |
$323,220,961 |
$797,276,767 |
$66,887,681 |
110.87% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.38% |
247,685 |
$53,145,266 |
$51,196,029 |
$130,226 |
$36,758,571 |
$42,090,604 |
82.21% |
| Missouri Total |
100.00% |
10,342,971 |
$3,852,900,654 |
$3,820,337,190 |
$1,631,763 |
$2,664,219,455 |
$2,730,742,332 |
71.48% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.69% |
243,784 |
$48,732,547 |
$47,279,079 |
$126,832 |
$34,719,101 |
$40,833,442 |
86.37% |
| Missouri Total |
100.00% |
8,540,410 |
$2,878,594,040 |
$2,850,934,447 |
$443,521 |
$2,086,264,285 |
$2,118,878,045 |
74.32% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.87% |
618,769 |
$156,374,396 |
$2,311,676 |
$252,446,975 |
$39,751,401 |
162.92% |
| Missouri Total |
100.00% |
4,461,154 |
$3,210,980,742 |
$9,512,580 |
$2,151,672,191 |
$158,266,535 |
67.01% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.45% |
3,901 |
$4,412,719 |
$3,916,950 |
$3,394 |
$2,039,470 |
$1,257,162 |
32.10% |
| Missouri Total |
100.00% |
1,802,561 |
$974,306,614 |
$969,402,743 |
$1,188,242 |
$577,955,170 |
$611,864,287 |
63.12% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.53% |
303,907 |
$124,968,674 |
$32,001,821 |
$128,344,684 |
$6,082,947 |
128.31% |
| Missouri Total |
100.00% |
4,330,504 |
$4,930,506,696 |
$404,183,765 |
$3,349,037,869 |
$235,658,520 |
67.92% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.46% |
922,676 |
$281,343,070 |
$34,313,497 |
$380,791,659 |
$45,834,348 |
147.54% |
| Missouri Total |
100.00% |
8,791,658 |
$8,141,487,438 |
$413,696,345 |
$5,500,710,060 |
$393,925,055 |
67.56% |