Company Name:
METROPOLITAN LIFE INSURANCE COMPANYCompany Address:
200 Park Avenue
New York, NY 10166-0188Mailing Address:
18210 Crane Nest Drive, 3rd Floor
Tampa, FL 33647Mailing Phone:
8139834100Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1871-07-13
| Line |
Authorized Date |
| Accident and Health |
1871-07-13 |
| Life, annuities and endowments |
1871-07-13 |
| Variable Contracts |
1871-07-13 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.09% |
267,950 |
$2,837,532 |
$2,888,375 |
$117,637 |
$2,404,682 |
$3,260,877 |
112.90% |
| Missouri Total |
100.00% |
3,539,057 |
$91,771,927 |
$89,672,796 |
$117,637 |
$39,383,932 |
$40,287,027 |
44.93% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
0 |
$104,513 |
$104,278 |
$0 |
$2,309,559 |
$2,170,990 |
2,081.93% |
| Missouri Total |
100.00% |
488,927 |
$741,460,138 |
$751,469,005 |
$26,259 |
$666,406,437 |
$684,576,990 |
91.10% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
56 |
$207,389 |
$197,249 |
$3,539 |
$72,935 |
$69,926 |
35.45% |
| Missouri Total |
100.00% |
258,075 |
$543,297,602 |
$552,357,340 |
$6,830 |
$440,040,512 |
$442,331,862 |
80.08% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
15.04% |
108,777 |
$21,906,631 |
$21,830,620 |
$1,977 |
$15,519,681 |
$15,385,213 |
70.48% |
| Missouri Total |
100.00% |
564,416 |
$145,632,548 |
$144,155,774 |
$411,414 |
$99,898,942 |
$98,112,452 |
68.06% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.33% |
74,913 |
$10,249,640 |
$10,547,838 |
$4,736 |
$11,362,319 |
$14,058,321 |
133.28% |
| Missouri Total |
100.00% |
1,121,219 |
$192,153,221 |
$191,368,220 |
$90,133 |
$128,429,494 |
$149,185,996 |
77.96% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
25.82% |
6,525 |
$4,922,574 |
$4,598,047 |
$0 |
$1,837,543 |
$1,645,915 |
35.80% |
| Missouri Total |
100.00% |
53,335 |
$19,065,041 |
$16,481,744 |
$889 |
$7,134,273 |
$8,129,698 |
49.33% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.33% |
7,729 |
$14,151,033 |
$0 |
$181,113,547 |
$0 |
1,279.86% |
| Missouri Total |
100.00% |
238,241 |
$608,524,892 |
$2,324,553 |
$737,808,792 |
$0 |
121.25% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
14.20% |
0 |
$68,096,386 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
292,689 |
$479,500,359 |
$25,191 |
$231,258,254 |
$0 |
48.23% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
20.18% |
527,492 |
$64,757,161 |
$2,649,682 |
$134,057,230 |
$40,627,234 |
211.11% |
| Missouri Total |
100.00% |
2,936,221 |
$320,918,890 |
$4,138,916 |
$367,675,046 |
$141,808,184 |
114.57% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
21.26% |
16,670 |
$8,132,125 |
$13,283 |
$16,834,743 |
$1,874,730 |
207.18% |
| Missouri Total |
100.00% |
84,392 |
$38,246,367 |
$62,270 |
$58,441,328 |
$6,730,611 |
152.80% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
74 |
$48,464 |
$0 |
$0 |
$19,031 |
0.00% |
| Missouri Total |
100.00% |
8,341 |
$38,795,524 |
$1,359 |
$14,271,192 |
$3,217,202 |
36.79% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.28% |
24,163 |
$3,091,830 |
$0 |
$6,400,561 |
$1,192,171 |
207.02% |
| Missouri Total |
100.00% |
302,978 |
$72,219,558 |
$78,323 |
$101,223,887 |
$15,513,101 |
140.16% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
1,387 |
$188,866 |
$194,422 |
$807 |
$128,016 |
$137,423 |
70.68% |
| Missouri Total |
100.00% |
134,059 |
$274,523,129 |
$251,790,790 |
$900 |
$153,511,303 |
$150,274,960 |
59.68% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.57% |
1,607 |
$1,894,799 |
$1,903,209 |
$2,028 |
$837,826 |
$-798,766 |
-41.97% |
| Missouri Total |
100.00% |
120,632 |
$73,743,463 |
$74,347,831 |
$885,489 |
$40,622,002 |
$46,478,692 |
62.52% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.88% |
753 |
$1,294,536 |
$1,045,036 |
$0 |
$0 |
$16,791 |
1.61% |
| Missouri Total |
100.00% |
118,086 |
$146,612,156 |
$136,163,460 |
$60,924 |
$53,077,958 |
$76,391,765 |
56.10% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
11 |
$13,658 |
$12,987 |
$0 |
$8,246 |
$7,548 |
58.12% |
| Missouri Total |
100.00% |
212,606 |
$345,606,684 |
$330,545,314 |
$0 |
$231,877,466 |
$231,864,683 |
70.15% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.28% |
8,033 |
$4,391,162 |
$3,654 |
$49,798,503 |
$0 |
1,134.15% |
| Missouri Total |
100.00% |
327,452 |
$1,554,696,964 |
$1,965,701 |
$872,194,110 |
$0 |
56.10% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.45% |
28,262 |
$3,842,862 |
$86,771 |
$6,126,127 |
$1,507,095 |
161.67% |
| Missouri Total |
100.00% |
639,132 |
$264,255,937 |
$15,404,195 |
$191,261,162 |
$78,732,455 |
72.38% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.48% |
11,139 |
$11,526,385 |
$0 |
$8,594,621 |
$1,339,592 |
74.56% |
| Missouri Total |
100.00% |
467,687 |
$464,925,509 |
$5,035,888 |
$359,544,541 |
$43,737,708 |
77.33% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.52% |
15,498 |
$49,214,998 |
$0 |
$5,812,734 |
$0 |
11.81% |
| Missouri Total |
100.00% |
157,964 |
$892,245,719 |
$64,575,284 |
$460,158,691 |
$0 |
51.57% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.17% |
122 |
$438,190 |
$0 |
$0 |
$18,285 |
0.00% |
| Missouri Total |
100.00% |
140,081 |
$263,942,909 |
$9,623,305 |
$153,198,805 |
$31,949,923 |
58.04% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.58% |
226,580 |
$35,929,231 |
$33,531,179 |
$52,642,755 |
$2,886,746 |
239.84% |
| Missouri Total |
100.00% |
2,380,404 |
$784,548,602 |
$316,967,016 |
$834,005,699 |
$71,613,753 |
106.30% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.27% |
461,979 |
$43,620,138 |
$43,322,061 |
$130,724 |
$34,480,807 |
$35,954,238 |
82.99% |
| Missouri Total |
100.00% |
11,124,230 |
$3,437,512,087 |
$3,402,649,266 |
$1,704,541 |
$2,420,886,841 |
$2,480,088,525 |
72.89% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.62% |
458,221 |
$40,228,279 |
$40,166,407 |
$127,889 |
$33,506,719 |
$36,591,242 |
91.10% |
| Missouri Total |
100.00% |
9,384,360 |
$2,485,290,187 |
$2,498,336,485 |
$680,104 |
$1,889,711,298 |
$1,926,618,671 |
77.12% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.32% |
576,128 |
$158,276,999 |
$2,662,965 |
$338,406,081 |
$43,713,166 |
215.49% |
| Missouri Total |
100.00% |
4,699,608 |
$2,977,339,620 |
$11,519,949 |
$2,217,753,985 |
$170,948,806 |
74.49% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
3,758 |
$3,391,859 |
$3,155,654 |
$2,835 |
$974,088 |
$-637,004 |
-20.19% |
| Missouri Total |
100.00% |
1,739,870 |
$952,221,900 |
$904,312,781 |
$1,024,437 |
$531,175,543 |
$553,469,854 |
61.20% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.14% |
289,634 |
$105,342,828 |
$33,621,604 |
$122,974,740 |
$5,751,718 |
148.65% |
| Missouri Total |
100.00% |
4,371,622 |
$4,933,582,492 |
$414,340,097 |
$3,334,801,658 |
$227,044,189 |
67.59% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.33% |
865,762 |
$263,619,827 |
$36,284,569 |
$461,380,821 |
$49,464,884 |
188.78% |
| Missouri Total |
100.00% |
9,071,230 |
$7,910,922,112 |
$425,860,046 |
$5,552,555,643 |
$397,992,995 |
70.19% |