Company Name:
AMERICAN CASUALTY COMPANY OF READING PENNSYLVANIACompany Address:
151 N. Franklin Street
Chicago, IL 60606Mailing Address:
151 N. Franklin Street
Chicago, IL 60606Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1941-08-26
| Line |
Authorized Date |
| Accident and Health |
1941-08-26 |
| Fidelity and Surety |
1941-08-26 |
| Liability |
1941-08-26 |
| Miscellaneous |
1941-08-26 |
| Property |
1941-08-26 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$7 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$18,807,299 |
$18,806,672 |
$5,489,504 |
$3,970,647 |
21.11% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$254 |
$291 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$3,167,368 |
$3,299,915 |
$214,812 |
$541,296 |
16.40% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$61,977 |
$66,003 |
$23,104 |
$37,608 |
56.98% |
| Missouri Total |
100.00% |
$77,057,583 |
$78,921,978 |
$48,940,904 |
$49,540,130 |
62.77% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$30,218 |
$31,931 |
$16,552 |
$31,057 |
97.26% |
| Missouri Total |
100.00% |
$55,520,797 |
$57,985,862 |
$36,017,749 |
$34,078,969 |
58.77% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$226,952 |
$185,664 |
$114,558 |
$688,432 |
370.79% |
| Missouri Total |
100.00% |
$258,154,184 |
$257,360,422 |
$125,225,656 |
$97,952,380 |
38.06% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
$155,497 |
$141,971 |
$15,160 |
$32,829 |
23.12% |
| Missouri Total |
100.00% |
$61,865,392 |
$63,274,235 |
$39,871,431 |
$35,026,063 |
55.36% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
$17,740 |
$12,079 |
$5,000 |
$4,999 |
41.39% |
| Missouri Total |
100.00% |
$9,035,215 |
$9,318,286 |
$7,439,679 |
$10,472,913 |
112.39% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$11,252 |
$11,350 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$15,917,096 |
$16,537,312 |
$9,055,000 |
$5,480,603 |
33.14% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$3,332 |
$4,043 |
$1,742 |
$1,743 |
43.11% |
| Missouri Total |
100.00% |
$138,786,628 |
$140,042,733 |
$59,970,280 |
$61,029,098 |
43.58% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
$1,005,329 |
$1,190,204 |
$2,022,291 |
$989,932 |
83.17% |
| Missouri Total |
100.00% |
$617,263,524 |
$620,689,922 |
$328,059,456 |
$325,579,492 |
52.45% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
$1,773,166 |
$1,007,087 |
$500,548 |
$1,171,531 |
116.33% |
| Missouri Total |
100.00% |
$891,058,853 |
$920,403,457 |
$488,936,905 |
$555,612,334 |
60.37% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$371 |
$545 |
$0 |
$171 |
31.38% |
| Missouri Total |
100.00% |
$84,492,688 |
$81,049,628 |
$188,260 |
$-44,004 |
-0.05% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-291,639 |
|
| Missouri Total |
100.00% |
$22,725,317 |
$22,907,547 |
$7,746,231 |
$24,214,873 |
105.71% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$539 |
$560 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$20,682,756 |
$20,432,295 |
$13,881,143 |
$12,838,518 |
62.83% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$10,000 |
$6,394 |
|
| Missouri Total |
100.00% |
$1,140,222,822 |
$1,105,212,438 |
$900,332,032 |
$944,278,585 |
85.44% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$78 |
$78 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
167,382 |
$370,646,228 |
$370,337,030 |
$2,300 |
$269,723,548 |
$264,857,277 |
71.52% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$11,213 |
$8,796 |
$0 |
$1,775 |
20.18% |
| Missouri Total |
100.00% |
$223,065,754 |
$231,018,123 |
$112,048,086 |
$134,417,678 |
58.18% |
Lawyers Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-13,410 |
|
| Missouri Total |
100.00% |
$16,324,591 |
$16,766,853 |
$4,252,076 |
$3,959,872 |
23.62% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$14,809 |
$0 |
$0 |
$-1,079,939 |
|
| Missouri Total |
100.00% |
$29,485,159 |
$29,598,095 |
$8,780,442 |
$8,197,263 |
27.70% |
Medical Malpractice - Nurses
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
85.53% |
$1,701,927 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
$1,989,794 |
$327,923 |
$418 |
$-31,573 |
-9.63% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
22.57% |
$1,382,295 |
$3,146,863 |
$1,441,427 |
$556,879 |
17.70% |
| Missouri Total |
100.00% |
$6,124,970 |
$8,076,355 |
$1,972,065 |
$512,657 |
6.35% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$28,055 |
$0 |
$-994,251 |
-3,543.94% |
| Missouri Total |
100.00% |
$120,777,660 |
$123,366,930 |
$41,025,516 |
$14,102,358 |
11.43% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$432,202 |
$576,375 |
$129,813 |
$643,394 |
111.63% |
| Missouri Total |
100.00% |
$604,569,893 |
$615,621,569 |
$387,895,647 |
$326,778,287 |
53.08% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$3 |
$3 |
$3 |
$4 |
133.33% |
| Missouri Total |
100.00% |
$701,144,550 |
$700,313,850 |
$477,171,987 |
$492,756,427 |
70.36% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$2 |
$2 |
$1 |
$1 |
50.00% |
| Missouri Total |
100.00% |
$579,295,490 |
$574,940,585 |
$373,914,316 |
$372,625,474 |
64.81% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$10,242 |
$66,307 |
$654,819 |
$-593,220 |
-894.66% |
| Missouri Total |
100.00% |
$28,737,063 |
$29,395,330 |
$21,476,963 |
$34,290,103 |
116.65% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$12,244 |
$14,016 |
$0 |
$17,345 |
123.75% |
| Missouri Total |
100.00% |
$83,321,843 |
$83,851,726 |
$8,959,400 |
$6,638,566 |
7.92% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$78 |
$78 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
14,659,481 |
$6,922,016,805 |
$6,923,691,877 |
$3,843,365 |
$5,312,904,301 |
$5,378,359,740 |
77.68% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
$503,636 |
$448,998 |
$174,374 |
$794,925 |
177.04% |
| Missouri Total |
100.00% |
$477,550,267 |
$483,398,095 |
$266,550,419 |
$232,551,058 |
48.11% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$3,332 |
$4,043 |
$1,742 |
$1,743 |
43.11% |
| Missouri Total |
100.00% |
$375,864,213 |
$371,145,068 |
$189,278,815 |
$218,124,965 |
58.77% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$10,000 |
$6,394 |
|
| Missouri Total |
100.00% |
$1,197,095,955 |
$1,159,999,605 |
$940,823,123 |
$986,372,454 |
85.03% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$78 |
$78 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
2,124,929 |
$1,991,705,013 |
$1,985,116,010 |
$3,663,200 |
$1,466,916,349 |
$1,497,915,994 |
75.46% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.89% |
$3,099,031 |
$3,174,918 |
$1,441,427 |
$-1,517,311 |
-47.79% |
| Missouri Total |
100.00% |
$164,271,452 |
$167,197,843 |
$52,799,664 |
$26,633,906 |
15.93% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$5 |
$5 |
$4 |
$5 |
100.00% |
| Missouri Total |
100.00% |
$2,778,334,278 |
$2,765,680,206 |
$1,791,179,745 |
$1,814,488,748 |
65.61% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$6,851,564 |
$6,492,152 |
$4,935,018 |
$1,211,635 |
18.66% |
| Missouri Total |
100.00% |
$8,482,169,798 |
$8,475,190,441 |
$5,193,444,276 |
$5,545,130,263 |
65.43% |
