Company Name:
AMERICAN CASUALTY COMPANY OF READING PENNSYLVANIACompany Address:
151 N. Franklin Street
Chicago, IL 60606Mailing Address:
151 N. Franklin Street
Chicago, IL 60606Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1941-08-26
| Line |
Authorized Date |
| Accident and Health |
1941-08-26 |
| Fidelity and Surety |
1941-08-26 |
| Liability |
1941-08-26 |
| Miscellaneous |
1941-08-26 |
| Property |
1941-08-26 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$174 |
$174 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$19,710,931 |
$19,914,744 |
$4,046,366 |
$2,532,523 |
12.72% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$327 |
$322 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$3,182,069 |
$3,381,487 |
$321,486 |
$359,240 |
10.62% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$33,482 |
$37,621 |
$2,496 |
$2,496 |
6.63% |
| Missouri Total |
100.00% |
$86,538,763 |
$87,149,357 |
$46,101,509 |
$46,531,157 |
53.39% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$68,035 |
$76,499 |
$101,880 |
$94,239 |
123.19% |
| Missouri Total |
100.00% |
$58,387,652 |
$59,263,543 |
$25,355,809 |
$25,958,109 |
43.80% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$178,240 |
$237,571 |
$1,184,225 |
$953,963 |
401.55% |
| Missouri Total |
100.00% |
$253,574,124 |
$255,111,322 |
$189,701,291 |
$173,304,828 |
67.93% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
$127,225 |
$147,806 |
$26,588 |
$-9,782 |
-6.62% |
| Missouri Total |
100.00% |
$68,679,461 |
$68,661,375 |
$43,890,092 |
$47,403,373 |
69.04% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$8,681 |
$12,261 |
$15,000 |
$8,379 |
68.34% |
| Missouri Total |
100.00% |
$9,026,398 |
$9,220,495 |
$3,684,831 |
$1,521,962 |
16.51% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$11,105 |
$16,561 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$19,717,352 |
$19,785,131 |
$8,247,423 |
$7,838,669 |
39.62% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$4,935 |
$5,044 |
$2,988 |
$-2,112 |
-41.87% |
| Missouri Total |
100.00% |
$144,026,467 |
$144,446,977 |
$52,390,607 |
$30,932,182 |
21.41% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
$1,363,513 |
$1,411,970 |
$395,963 |
$99,895 |
7.07% |
| Missouri Total |
100.00% |
$624,940,170 |
$624,330,193 |
$333,873,467 |
$302,067,806 |
48.38% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$1,017,616 |
$491,128 |
$333,363 |
$-3,100,516 |
-631.31% |
| Missouri Total |
100.00% |
$989,406,000 |
$970,897,495 |
$441,727,642 |
$532,644,865 |
54.86% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$762 |
$766 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$79,029,470 |
$76,674,346 |
$28,862 |
$-135,014 |
-0.18% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$581 |
$445 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$21,914,254 |
$21,387,403 |
$5,210,221 |
$3,731,487 |
17.45% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$10,000 |
$6,646 |
|
| Missouri Total |
100.00% |
$1,104,392,640 |
$1,074,000,796 |
$709,074,079 |
$627,110,618 |
58.39% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$62 |
$62 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
173,241 |
$355,794,204 |
$347,742,236 |
$2,882 |
$252,338,433 |
$255,724,919 |
73.54% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$8,824 |
$9,002 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$239,442,069 |
$236,471,744 |
$112,810,278 |
$95,566,111 |
40.41% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$688,135 |
|
| Missouri Total |
100.00% |
$28,947,064 |
$30,601,130 |
$18,854,499 |
$-8,009,803 |
-26.17% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
35.79% |
$3,268,195 |
$3,057,610 |
$738,106 |
$1,558,881 |
50.98% |
| Missouri Total |
100.00% |
$9,131,432 |
$8,885,721 |
$5,693,259 |
$5,063,113 |
56.98% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$50,794 |
$72,127 |
$20,000 |
$450,914 |
625.17% |
| Missouri Total |
100.00% |
$125,881,868 |
$128,191,866 |
$53,940,208 |
$19,554,674 |
15.25% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$668,716 |
$924,047 |
$40,402 |
$-1,565,348 |
-169.40% |
| Missouri Total |
100.00% |
$575,434,677 |
$590,437,730 |
$260,993,910 |
$258,810,100 |
43.83% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1 |
$0 |
$1 |
$2 |
|
| Missouri Total |
100.00% |
$708,860,964 |
$710,973,342 |
$437,992,152 |
$443,359,132 |
62.36% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
$571,426,128 |
$570,905,786 |
$376,209,278 |
$373,624,472 |
65.44% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$37,294 |
$-6,388 |
$4,819 |
$1,095,277 |
-17,145.85% |
| Missouri Total |
100.00% |
$37,364,634 |
$39,698,625 |
$24,495,724 |
$1,772,988 |
4.47% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$33,033 |
$34,276 |
$11,000 |
$-24,168 |
-70.51% |
| Missouri Total |
100.00% |
$86,709,776 |
$77,899,558 |
$13,644,816 |
$14,760,297 |
18.95% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$62 |
$62 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
14,781,584 |
$6,321,663,058 |
$6,300,472,351 |
$2,820,494 |
$4,786,573,315 |
$4,914,517,495 |
78.00% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$426,768 |
$528,319 |
$1,330,189 |
$1,049,295 |
198.61% |
| Missouri Total |
100.00% |
$495,923,750 |
$499,191,223 |
$316,980,955 |
$302,558,098 |
60.61% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$4,935 |
$5,044 |
$2,988 |
$-2,112 |
-41.87% |
| Missouri Total |
100.00% |
$299,223,030 |
$296,828,557 |
$113,754,015 |
$91,289,737 |
30.76% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$10,000 |
$6,646 |
|
| Missouri Total |
100.00% |
$1,165,295,534 |
$1,134,201,601 |
$749,764,107 |
$660,625,401 |
58.25% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$62 |
$62 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
2,007,546 |
$1,687,161,727 |
$1,679,672,892 |
$2,670,933 |
$1,186,740,919 |
$1,254,707,600 |
74.70% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.96% |
$3,318,989 |
$3,129,737 |
$758,106 |
$2,697,930 |
86.20% |
| Missouri Total |
100.00% |
$169,414,625 |
$173,191,830 |
$79,077,895 |
$21,078,113 |
12.17% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$2 |
$0 |
$1 |
$2 |
|
| Missouri Total |
100.00% |
$2,756,783,633 |
$2,756,117,839 |
$1,680,492,993 |
$1,705,663,119 |
61.89% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$6,881,534 |
$6,528,842 |
$2,886,831 |
$256,901 |
3.93% |
| Missouri Total |
100.00% |
$8,389,562,041 |
$8,290,577,887 |
$4,565,097,639 |
$4,421,956,843 |
53.34% |