Company Name:
AMERICAN CASUALTY COMPANY OF READING PENNSYLVANIACompany Address:
151 N. Franklin Street
Chicago, IL 60606Mailing Address:
151 N. Franklin Street
Chicago, IL 60606Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1941-08-26
| Line |
Authorized Date |
| Accident and Health |
1941-08-26 |
| Fidelity and Surety |
1941-08-26 |
| Liability |
1941-08-26 |
| Miscellaneous |
1941-08-26 |
| Property |
1941-08-26 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$174 |
$174 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$20,287,178 |
$20,136,360 |
$3,041,006 |
$9,338,707 |
46.38% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$322 |
$364 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$4,486,169 |
$4,096,450 |
$-508,812 |
$92,897 |
2.27% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$47,222 |
$53,400 |
$24,398 |
$24,398 |
45.69% |
| Missouri Total |
100.00% |
$92,474,523 |
$93,458,371 |
$54,124,240 |
$54,255,152 |
58.05% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
$102,487 |
$114,026 |
$47,314 |
$56,341 |
49.41% |
| Missouri Total |
100.00% |
$64,583,189 |
$64,500,523 |
$61,101,767 |
$60,705,338 |
94.12% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$333,428 |
$377,799 |
$73,262 |
$62,225 |
16.47% |
| Missouri Total |
100.00% |
$257,416,800 |
$259,851,118 |
$134,421,032 |
$156,308,862 |
60.15% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
$215,083 |
$238,451 |
$42,614 |
$85,152 |
35.71% |
| Missouri Total |
100.00% |
$82,830,527 |
$82,671,242 |
$40,838,688 |
$40,730,063 |
49.27% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$13,408 |
$14,838 |
$0 |
$6,623 |
44.64% |
| Missouri Total |
100.00% |
$88,791,644 |
$88,343,882 |
$14,942,188 |
$18,041,768 |
20.42% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$19,684 |
$21,845 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$19,057,212 |
$18,795,548 |
$10,188,570 |
$12,963,327 |
68.97% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$6,464 |
$7,864 |
$0 |
$-9,707 |
-123.44% |
| Missouri Total |
100.00% |
$111,471,643 |
$109,462,300 |
$59,637,104 |
$96,110,695 |
87.80% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$1,137,544 |
$1,323,886 |
$1,088,216 |
$931,728 |
70.38% |
| Missouri Total |
100.00% |
$631,114,959 |
$626,549,471 |
$439,987,620 |
$530,264,046 |
84.63% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
$1,115,999 |
$1,034,083 |
$472,315 |
$1,330,956 |
128.71% |
| Missouri Total |
100.00% |
$1,002,570,001 |
$992,049,972 |
$424,018,402 |
$542,248,649 |
54.66% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$839 |
$843 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$74,987,799 |
$73,995,713 |
$157,888 |
$395,238 |
0.53% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-142,707 |
|
| Missouri Total |
100.00% |
$24,771,531 |
$24,370,055 |
$4,645,627 |
$2,426,287 |
9.96% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$198 |
$626 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$20,361,971 |
$21,271,061 |
$10,450,633 |
$5,404,531 |
25.41% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$10,000 |
$6,879 |
|
| Missouri Total |
100.00% |
$1,012,279,567 |
$992,537,797 |
$1,261,030,502 |
$1,342,733,936 |
135.28% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$19 |
$19 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
184,960 |
$328,970,770 |
$336,358,147 |
$1,926 |
$232,737,475 |
$232,951,409 |
69.26% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$9,622 |
$9,089 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$232,233,886 |
$221,364,045 |
$106,188,581 |
$132,014,826 |
59.64% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$64,293 |
|
| Missouri Total |
100.00% |
$41,885,262 |
$42,430,660 |
$9,486,946 |
$-1,215,062 |
-2.86% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
35.45% |
$2,893,121 |
$2,828,721 |
$293,283 |
$1,316,678 |
46.55% |
| Missouri Total |
100.00% |
$8,161,923 |
$9,032,003 |
$236,981 |
$11,866,301 |
131.38% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$66,503 |
$43,585 |
$0 |
$46,864 |
107.52% |
| Missouri Total |
100.00% |
$133,792,923 |
$134,958,248 |
$60,700,054 |
$52,960,943 |
39.24% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
$1,318,122 |
$2,575,730 |
$234,030 |
$1,413,049 |
54.86% |
| Missouri Total |
100.00% |
$609,320,778 |
$606,834,036 |
$371,638,001 |
$406,762,156 |
67.03% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1 |
|
| Missouri Total |
100.00% |
$451,683,412 |
$452,007,717 |
$463,743,030 |
$463,897,951 |
102.63% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1 |
$1 |
$8 |
$11 |
1,100.00% |
| Missouri Total |
100.00% |
$715,234,862 |
$712,797,698 |
$424,942,335 |
$419,579,046 |
58.86% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1 |
$1 |
$1 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$572,450,303 |
$570,418,432 |
$364,345,730 |
$361,090,401 |
63.30% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$9,225 |
$3,910 |
$4,819 |
$175,293 |
4,483.20% |
| Missouri Total |
100.00% |
$44,403,319 |
$42,164,248 |
$20,352,833 |
$16,253,820 |
38.55% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$63,774 |
$110,575 |
$10,328 |
$-371,544 |
-336.01% |
| Missouri Total |
100.00% |
$76,489,177 |
$71,809,168 |
$3,911,842 |
$20,744,172 |
28.89% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$19 |
$19 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
25,120,145 |
$5,683,250,070 |
$5,707,913,156 |
$1,836,464 |
$4,303,077,735 |
$4,449,351,407 |
77.95% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$731,312 |
$820,359 |
$187,588 |
$234,739 |
28.61% |
| Missouri Total |
100.00% |
$605,153,895 |
$607,620,684 |
$315,616,485 |
$343,004,510 |
56.45% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$6,464 |
$7,864 |
$0 |
$-9,707 |
-123.44% |
| Missouri Total |
100.00% |
$295,134,822 |
$291,522,479 |
$146,503,161 |
$187,777,953 |
64.41% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$10,000 |
$6,879 |
|
| Missouri Total |
100.00% |
$1,094,712,981 |
$1,075,174,196 |
$1,351,507,667 |
$1,445,548,788 |
134.45% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$19 |
$19 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
2,080,357 |
$1,520,038,634 |
$1,508,192,028 |
$1,708,866 |
$1,002,685,034 |
$1,081,521,158 |
71.71% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.56% |
$2,959,624 |
$2,872,306 |
$293,283 |
$1,427,835 |
49.71% |
| Missouri Total |
100.00% |
$189,392,763 |
$191,945,065 |
$71,311,677 |
$64,755,507 |
33.74% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$2 |
$2 |
$9 |
$10 |
500.00% |
| Missouri Total |
100.00% |
$2,766,162,801 |
$2,757,999,491 |
$1,847,465,192 |
$1,843,214,920 |
66.83% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$7,353,221 |
$8,759,811 |
$2,300,588 |
$4,996,531 |
57.04% |
| Missouri Total |
100.00% |
$8,413,347,296 |
$8,321,806,293 |
$5,503,150,397 |
$6,015,338,706 |
72.28% |