Company Name:
AMERICAN CASUALTY COMPANY OF READING PENNSYLVANIACompany Address:
151 N. Franklin Street
Chicago, IL 60606Mailing Address:
151 N. Franklin Street
Chicago, IL 60606Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1941-08-26
| Line |
Authorized Date |
| Accident and Health |
1941-08-26 |
| Fidelity and Surety |
1941-08-26 |
| Liability |
1941-08-26 |
| Miscellaneous |
1941-08-26 |
| Property |
1941-08-26 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$3,621 |
$3,621 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$20,374,249 |
$20,930,936 |
$2,859,093 |
$1,756,010 |
8.39% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$403 |
$376 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$3,086,430 |
$2,879,888 |
$1,213,949 |
$1,259,157 |
43.72% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$115,343 |
$162,663 |
$31,844 |
$29,844 |
18.35% |
| Missouri Total |
100.00% |
$94,966,273 |
$95,533,021 |
$47,545,217 |
$48,272,677 |
50.53% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$55,883 |
$76,295 |
$21,488 |
$16,488 |
21.61% |
| Missouri Total |
100.00% |
$63,177,401 |
$64,005,865 |
$24,175,823 |
$25,747,008 |
40.23% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
$411,309 |
$809,149 |
$822,368 |
$-292,100 |
-36.10% |
| Missouri Total |
100.00% |
$268,161,058 |
$271,980,407 |
$147,975,880 |
$159,836,768 |
58.77% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.27% |
$225,923 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
$82,321,432 |
$79,876,541 |
$39,335,646 |
$42,737,585 |
53.50% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$12,987 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
$61,808,059 |
$61,009,066 |
$11,841,379 |
$15,054,425 |
24.68% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
$19,897 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
$17,687,763 |
$17,302,729 |
$10,537,218 |
$10,671,396 |
61.67% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$10,854 |
$15,363 |
$0 |
$3,195 |
20.80% |
| Missouri Total |
100.00% |
$135,755,240 |
$131,372,826 |
$41,125,322 |
$23,826,255 |
18.14% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
$1,617,019 |
$2,008,300 |
$598,179 |
$578,883 |
28.82% |
| Missouri Total |
100.00% |
$622,649,146 |
$614,760,000 |
$249,031,666 |
$248,131,677 |
40.36% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
$2,414,319 |
$3,146,411 |
$745,930 |
$5,651,839 |
179.63% |
| Missouri Total |
100.00% |
$1,008,002,549 |
$968,998,320 |
$461,730,864 |
$594,472,086 |
61.35% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,136 |
$1,096 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$72,917,424 |
$71,294,758 |
$251,686 |
$-954,977 |
-1.34% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$1,219 |
$1,311 |
$10 |
$10 |
0.76% |
| Missouri Total |
100.00% |
$23,042,366 |
$22,631,716 |
$5,944,543 |
$13,472,018 |
59.53% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$15,000 |
$7,277 |
|
| Missouri Total |
100.00% |
$974,940,150 |
$962,933,485 |
$397,280,337 |
$443,502,680 |
46.06% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$154 |
$154 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
179,692 |
$322,885,920 |
$319,913,653 |
$3 |
$223,475,978 |
$215,428,857 |
67.34% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$8,934 |
$10,396 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$201,917,577 |
$199,964,322 |
$75,938,842 |
$90,734,243 |
45.38% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$236,294 |
|
| Missouri Total |
100.00% |
$42,269,475 |
$42,048,640 |
$8,873,832 |
$12,887,534 |
30.65% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
30.91% |
$2,650,350 |
$2,540,156 |
$797,585 |
$493,093 |
19.41% |
| Missouri Total |
100.00% |
$8,573,953 |
$10,137,891 |
$18,094,146 |
$-2,708,356 |
-26.72% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$43,497 |
$44,502 |
$0 |
$-104,098 |
-233.92% |
| Missouri Total |
100.00% |
$133,799,432 |
$134,869,365 |
$49,802,894 |
$77,185,727 |
57.23% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.75% |
$4,249,428 |
$3,940,163 |
$65,348 |
$610,281 |
15.49% |
| Missouri Total |
100.00% |
$568,337,066 |
$603,483,554 |
$334,235,058 |
$378,856,753 |
62.78% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-1 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
$785,477,015 |
$793,406,772 |
$450,298,920 |
$448,529,725 |
56.53% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-5 |
$0 |
$0 |
$-4,295 |
|
| Missouri Total |
100.00% |
$719,748,706 |
$719,174,030 |
$438,738,616 |
$475,112,521 |
66.06% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-3 |
$-6 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$571,950,381 |
$573,165,668 |
$365,913,330 |
$365,566,650 |
63.78% |
Private Passenger Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$62 |
$0 |
|
| Missouri Total |
100.00% |
$99,033,236 |
$98,995,200 |
$61,234,899 |
$57,751,777 |
58.34% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$14,378 |
$80,826 |
$4,819 |
$-27,040 |
-33.45% |
| Missouri Total |
100.00% |
$45,726,733 |
$48,846,364 |
$23,180,412 |
$4,761,872 |
9.75% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
$145,809 |
$247,357 |
$2,015,000 |
$2,021,463 |
817.22% |
| Missouri Total |
100.00% |
$67,003,050 |
$65,353,672 |
$19,740,699 |
$20,079,091 |
30.72% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$154 |
$154 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
19,163,590 |
$4,740,626,481 |
$4,736,978,690 |
$1,646,924 |
$3,444,966,965 |
$3,686,629,220 |
77.83% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$841,342 |
$1,048,107 |
$875,700 |
$-245,768 |
-23.45% |
| Missouri Total |
100.00% |
$588,121,986 |
$589,707,629 |
$281,411,163 |
$302,319,859 |
51.27% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$10,854 |
$15,363 |
$0 |
$3,195 |
20.80% |
| Missouri Total |
100.00% |
$271,373,726 |
$265,149,404 |
$100,666,288 |
$86,534,872 |
32.64% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$15,000 |
$7,277 |
|
| Missouri Total |
100.00% |
$1,056,946,691 |
$1,045,454,044 |
$430,664,376 |
$475,240,408 |
45.46% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$154 |
$154 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
1,680,219 |
$1,045,453,580 |
$1,031,696,807 |
$1,589,062 |
$654,255,729 |
$675,144,049 |
65.44% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.42% |
$2,693,847 |
$2,584,658 |
$797,585 |
$625,289 |
24.19% |
| Missouri Total |
100.00% |
$190,032,878 |
$192,382,331 |
$77,579,894 |
$88,557,355 |
46.03% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-9 |
$-6 |
$62 |
$-4,295 |
71,583.33% |
| Missouri Total |
100.00% |
$2,773,452,710 |
$2,784,301,481 |
$1,597,094,439 |
$1,623,488,230 |
58.31% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
$12,002,300 |
$13,087,979 |
$5,117,633 |
$9,221,134 |
70.45% |
| Missouri Total |
100.00% |
$8,218,883,685 |
$8,161,366,248 |
$4,027,395,001 |
$4,348,337,255 |
53.28% |