Company Name:
AMERICAN CASUALTY COMPANY OF READING PENNSYLVANIACompany Address:
151 N. Franklin Street
Chicago, IL 60606Mailing Address:
151 N. Franklin Street
Chicago, IL 60606Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1941-08-26
| Line |
Authorized Date |
| Accident and Health |
1941-08-26 |
| Fidelity and Surety |
1941-08-26 |
| Liability |
1941-08-26 |
| Miscellaneous |
1941-08-26 |
| Property |
1941-08-26 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$14,150 |
$16,178 |
$0 |
$-1,788 |
-11.05% |
| Missouri Total |
100.00% |
$20,154,053 |
$20,792,906 |
$4,993,081 |
$4,009,561 |
19.28% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$397 |
$427 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$3,075,875 |
$3,041,453 |
$1,243,717 |
$856,560 |
28.16% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
$262,180 |
$335,403 |
$69,125 |
$37,771 |
11.26% |
| Missouri Total |
100.00% |
$102,908,301 |
$100,472,114 |
$46,435,406 |
$45,818,749 |
45.60% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
$117,218 |
$136,912 |
$40,239 |
$44,839 |
32.75% |
| Missouri Total |
100.00% |
$61,203,306 |
$60,296,445 |
$32,970,544 |
$31,213,703 |
51.77% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.27% |
$710,450 |
$866,105 |
$377,872 |
$410,416 |
47.39% |
| Missouri Total |
100.00% |
$266,104,571 |
$257,394,838 |
$167,500,159 |
$156,039,811 |
60.62% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.56% |
$502,204 |
$605,948 |
$160,363 |
$44,799 |
7.39% |
| Missouri Total |
100.00% |
$90,257,005 |
$91,663,772 |
$42,132,717 |
$46,623,735 |
50.86% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.18% |
$91,594 |
$103,199 |
$861 |
$861 |
0.83% |
| Missouri Total |
100.00% |
$7,769,372 |
$7,592,187 |
$4,641,831 |
$2,048,509 |
26.98% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
$41,089 |
$53,192 |
$20 |
$20 |
0.04% |
| Missouri Total |
100.00% |
$17,185,381 |
$17,045,912 |
$7,666,069 |
$5,465,527 |
32.06% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$15,173 |
$62,635 |
$616 |
$-29,872 |
-47.69% |
| Missouri Total |
100.00% |
$135,095,191 |
$140,253,823 |
$59,288,986 |
$58,928,282 |
42.02% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.54% |
$3,283,673 |
$4,154,561 |
$454,207 |
$76,044 |
1.83% |
| Missouri Total |
100.00% |
$604,339,988 |
$594,249,075 |
$246,348,996 |
$288,959,671 |
48.63% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.37% |
$3,602,526 |
$3,861,733 |
$599,329 |
$1,323,009 |
34.26% |
| Missouri Total |
100.00% |
$963,548,981 |
$951,290,491 |
$478,733,108 |
$593,495,368 |
62.39% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$620 |
$774 |
$0 |
$-1,447 |
-186.95% |
| Missouri Total |
100.00% |
$71,142,042 |
$68,942,586 |
$2,034 |
$663,937 |
0.96% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-142,707 |
|
| Missouri Total |
100.00% |
$23,564,531 |
$23,070,006 |
$7,341,650 |
$2,614,302 |
11.33% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$1,540 |
$1,746 |
$80,240 |
$-19,760 |
-1,131.73% |
| Missouri Total |
100.00% |
$22,168,831 |
$22,600,150 |
$8,928,202 |
$9,230,395 |
40.84% |
Glass
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$1 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$8,065 |
$8,554 |
$1,457 |
$860 |
10.05% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$728 |
$732 |
$0 |
$2,903 |
$2,903 |
396.58% |
| Missouri Total |
100.00% |
388,370 |
$990,361,626 |
$991,633,986 |
$0 |
$858,201,657 |
$874,822,148 |
88.22% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$15,000 |
$-1,826 |
|
| Missouri Total |
100.00% |
$957,852,647 |
$915,218,541 |
$542,464,859 |
$553,032,164 |
60.43% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$65 |
$65 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
182,728 |
$303,237,042 |
$296,093,330 |
$709 |
$206,151,024 |
$205,452,502 |
69.39% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$10,641 |
$10,341 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$187,073,322 |
$187,813,880 |
$81,270,526 |
$85,100,266 |
45.31% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$69,286 |
|
| Missouri Total |
100.00% |
$47,899,466 |
$44,450,629 |
$20,485,670 |
$17,843,473 |
40.14% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
24.36% |
$2,427,998 |
$2,184,982 |
$821,905 |
$2,434,579 |
111.42% |
| Missouri Total |
100.00% |
$9,966,006 |
$10,972,529 |
$7,882,678 |
$-7,029,405 |
-64.06% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$48,125 |
$56,120 |
$0 |
$224,738 |
400.46% |
| Missouri Total |
100.00% |
$142,627,100 |
$142,262,082 |
$81,076,868 |
$91,237,441 |
64.13% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.69% |
$2,811,417 |
$2,390,353 |
$1,092,637 |
$708,175 |
29.63% |
| Missouri Total |
100.00% |
$409,263,293 |
$444,911,829 |
$227,717,624 |
$368,806,231 |
82.89% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1 |
$1 |
$3 |
$3 |
300.00% |
| Missouri Total |
100.00% |
$820,637,371 |
$824,990,169 |
$451,512,091 |
$448,885,997 |
54.41% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1 |
$1 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$459,520,370 |
$458,810,495 |
$324,057,579 |
$320,620,799 |
69.88% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-46 |
$1,663 |
$664 |
$5,002 |
300.78% |
| Missouri Total |
100.00% |
$700,801,940 |
$700,339,537 |
$408,256,743 |
$436,363,936 |
62.31% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$14 |
$14 |
$7 |
$7 |
50.00% |
| Missouri Total |
100.00% |
$591,742,243 |
$586,980,073 |
$366,797,232 |
$371,881,808 |
63.36% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.37% |
$177,067 |
$122,112 |
$4,016 |
$-9,921 |
-8.12% |
| Missouri Total |
100.00% |
$48,418,835 |
$47,202,540 |
$38,723,657 |
$43,669,821 |
92.52% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.57% |
$326,160 |
$559,037 |
$100,991 |
$-24,724 |
-4.42% |
| Missouri Total |
100.00% |
$57,700,529 |
$58,025,787 |
$4,164,385 |
$8,226,200 |
14.18% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$793 |
$797 |
$0 |
$2,903 |
$2,903 |
364.24% |
| Missouri Total |
100.00% |
15,325,488 |
$4,295,618,608 |
$4,290,144,267 |
$1,485,559 |
$3,002,308,121 |
$3,208,218,965 |
74.78% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
$1,724,735 |
$2,100,759 |
$648,480 |
$538,706 |
25.64% |
| Missouri Total |
100.00% |
$545,427,936 |
$534,465,268 |
$301,346,726 |
$287,210,034 |
53.74% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$15,173 |
$62,635 |
$616 |
$-29,872 |
-47.69% |
| Missouri Total |
100.00% |
$228,110,674 |
$229,282,107 |
$100,938,474 |
$99,328,482 |
43.32% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$728 |
$732 |
$0 |
$2,903 |
$2,903 |
396.58% |
| Missouri Total |
100.00% |
13,467,585 |
$3,292,621,915 |
$3,288,067,459 |
$208,057 |
$2,379,030,650 |
$2,553,729,227 |
77.67% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$15,000 |
$-1,826 |
|
| Missouri Total |
100.00% |
$1,032,753,386 |
$985,036,736 |
$579,404,501 |
$591,492,521 |
60.05% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$65 |
$65 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
1,857,903 |
$1,002,996,693 |
$1,002,076,808 |
$1,277,502 |
$623,277,471 |
$654,489,738 |
65.31% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.20% |
$2,476,123 |
$2,241,102 |
$821,905 |
$2,728,603 |
121.75% |
| Missouri Total |
100.00% |
$205,581,129 |
$202,933,059 |
$110,138,156 |
$100,898,894 |
49.72% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-30 |
$1,679 |
$674 |
$5,012 |
298.51% |
| Missouri Total |
100.00% |
$2,808,444,459 |
$2,808,256,870 |
$1,697,738,108 |
$1,729,295,285 |
61.58% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$14,444,192 |
$15,523,438 |
$3,818,095 |
$5,147,504 |
33.16% |
| Missouri Total |
100.00% |
$7,912,453,158 |
$7,829,991,916 |
$4,189,177,430 |
$4,504,110,599 |
57.52% |