Company Name:
AMERICAN CASUALTY COMPANY OF READING PENNSYLVANIACompany Address:
151 N. Franklin Street
Chicago, IL 60606Mailing Address:
151 N. Franklin Street
Chicago, IL 60606Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1941-08-26
| Line |
Authorized Date |
| Accident and Health |
1941-08-26 |
| Fidelity and Surety |
1941-08-26 |
| Liability |
1941-08-26 |
| Miscellaneous |
1941-08-26 |
| Property |
1941-08-26 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$15,420 |
$17,016 |
$0 |
$1,788 |
10.51% |
| Missouri Total |
100.00% |
$22,028,458 |
$22,133,751 |
$9,644,069 |
$5,521,170 |
24.94% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$483 |
$420 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$3,016,412 |
$2,923,637 |
$402,912 |
$433,724 |
14.84% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.44% |
$435,949 |
$428,333 |
$127,403 |
$129,887 |
30.32% |
| Missouri Total |
100.00% |
$99,999,479 |
$100,773,243 |
$48,855,092 |
$44,874,488 |
44.53% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.28% |
$164,708 |
$168,559 |
$59,379 |
$59,779 |
35.46% |
| Missouri Total |
100.00% |
$58,013,348 |
$57,788,854 |
$33,980,947 |
$32,861,398 |
56.86% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.47% |
$1,170,442 |
$1,135,081 |
$1,059,406 |
$1,391,317 |
122.57% |
| Missouri Total |
100.00% |
$249,443,701 |
$242,948,043 |
$153,259,759 |
$190,400,064 |
78.37% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.86% |
$793,304 |
$770,563 |
$204,295 |
$392,885 |
50.99% |
| Missouri Total |
100.00% |
$92,324,565 |
$89,158,290 |
$43,901,369 |
$42,341,715 |
47.49% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.68% |
$50,758 |
$49,854 |
$878 |
$-1,543 |
-3.10% |
| Missouri Total |
100.00% |
$7,494,910 |
$7,185,991 |
$1,643,260 |
$1,766,264 |
24.58% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
$70,632 |
$65,967 |
$20,010 |
$-40,516 |
-61.42% |
| Missouri Total |
100.00% |
$17,959,726 |
$18,218,323 |
$6,302,966 |
$11,344,777 |
62.27% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$93,270 |
$90,526 |
$0 |
$42,102 |
46.51% |
| Missouri Total |
100.00% |
$116,509,491 |
$114,986,802 |
$72,238,481 |
$54,113,894 |
47.06% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.89% |
$5,101,335 |
$5,205,574 |
$1,927,541 |
$2,106,825 |
40.47% |
| Missouri Total |
100.00% |
$573,919,772 |
$548,985,654 |
$277,364,391 |
$312,408,760 |
56.91% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
$3,654,818 |
$3,554,147 |
$708,072 |
$1,159,526 |
32.62% |
| Missouri Total |
100.00% |
$903,170,880 |
$859,891,451 |
$453,558,549 |
$587,932,686 |
68.37% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,872 |
$1,778 |
$0 |
$1,447 |
81.38% |
| Missouri Total |
100.00% |
$63,858,848 |
$58,427,399 |
$36,237 |
$361,209 |
0.62% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-142,707 |
|
| Missouri Total |
100.00% |
$26,295,822 |
$22,782,468 |
$4,263,816 |
$5,242,606 |
23.01% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$2,231 |
$3,671 |
$-960 |
$99,040 |
2,697.90% |
| Missouri Total |
100.00% |
$22,487,041 |
$21,627,865 |
$6,726,389 |
$7,369,217 |
34.07% |
Glass
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$2 |
$1 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$10,178 |
$10,457 |
$5,508 |
$5,097 |
48.74% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
18,600 |
$28,348 |
$28,344 |
$0 |
$25,496 |
$25,496 |
89.95% |
| Missouri Total |
100.00% |
534,239 |
$901,961,338 |
$887,285,267 |
$241,601 |
$761,010,294 |
$770,559,414 |
86.84% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$15,000 |
$-34,125 |
|
| Missouri Total |
100.00% |
$892,121,509 |
$823,450,838 |
$669,905,939 |
$671,531,760 |
81.55% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$383 |
$383 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
176,477 |
$283,208,114 |
$283,113,051 |
$720 |
$188,257,721 |
$183,924,523 |
64.97% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$14,462 |
$11,018 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$182,338,531 |
$187,165,278 |
$71,297,214 |
$69,123,743 |
36.93% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-450,320 |
|
| Missouri Total |
100.00% |
$31,902,636 |
$27,781,676 |
$19,299,000 |
$24,359,179 |
87.68% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
16.11% |
$1,738,564 |
$1,632,021 |
$1,033,058 |
$2,488,110 |
152.46% |
| Missouri Total |
100.00% |
$10,792,663 |
$13,881,532 |
$10,122,365 |
$30,991,680 |
223.26% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$47,357 |
$40,450 |
$0 |
$248,400 |
614.09% |
| Missouri Total |
100.00% |
$136,418,623 |
$121,324,955 |
$52,870,665 |
$109,538,169 |
90.28% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.37% |
$2,071,549 |
$1,196,888 |
$66,527 |
$996,206 |
83.23% |
| Missouri Total |
100.00% |
$553,139,194 |
$536,242,304 |
$187,094,404 |
$344,005,398 |
64.15% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-80 |
$-80 |
$-37 |
$113 |
-141.25% |
| Missouri Total |
100.00% |
$812,910,433 |
$803,532,054 |
$467,697,858 |
$464,446,320 |
57.80% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-21 |
$-21 |
$-2 |
$-2 |
9.52% |
| Missouri Total |
100.00% |
$449,295,894 |
$443,554,384 |
$320,742,757 |
$318,901,628 |
71.90% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$3,678 |
$4,312 |
$11,900 |
$-2,880 |
-66.79% |
| Missouri Total |
100.00% |
$690,293,517 |
$681,854,756 |
$386,484,308 |
$412,602,808 |
60.51% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-137 |
$-137 |
$-88 |
$-175 |
127.74% |
| Missouri Total |
100.00% |
$574,312,577 |
$564,962,318 |
$371,718,988 |
$376,069,587 |
66.57% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$53,515 |
$82,325 |
$0 |
$-739,389 |
-898.13% |
| Missouri Total |
100.00% |
$42,611,734 |
$41,040,430 |
$40,107,443 |
$50,268,252 |
122.48% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.80% |
$1,065,051 |
$1,145,925 |
$368,104 |
$-2,099,880 |
-183.25% |
| Missouri Total |
100.00% |
$59,048,656 |
$56,336,389 |
$10,471,547 |
$7,015,246 |
12.45% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
18,601 |
$28,731 |
$28,727 |
$0 |
$25,496 |
$25,496 |
88.75% |
| Missouri Total |
100.00% |
10,342,971 |
$3,852,900,654 |
$3,820,337,190 |
$1,631,763 |
$2,664,219,455 |
$2,730,742,332 |
71.48% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.51% |
$2,685,793 |
$2,618,357 |
$1,471,371 |
$1,931,809 |
73.78% |
| Missouri Total |
100.00% |
$525,235,729 |
$516,072,744 |
$287,943,393 |
$323,588,706 |
62.70% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$93,270 |
$90,526 |
$0 |
$42,102 |
46.51% |
| Missouri Total |
100.00% |
$224,541,860 |
$219,821,214 |
$138,606,011 |
$117,163,205 |
53.30% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
18,600 |
$28,348 |
$28,344 |
$0 |
$25,496 |
$25,496 |
89.95% |
| Missouri Total |
100.00% |
8,540,410 |
$2,878,594,040 |
$2,850,934,447 |
$443,521 |
$2,086,264,285 |
$2,118,878,045 |
74.32% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$15,000 |
$-34,125 |
|
| Missouri Total |
100.00% |
$950,870,941 |
$877,013,334 |
$707,552,979 |
$709,159,509 |
80.86% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$383 |
$383 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
1,802,561 |
$974,306,614 |
$969,402,743 |
$1,188,242 |
$577,955,170 |
$611,864,287 |
63.12% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.96% |
$1,785,921 |
$1,672,471 |
$1,033,058 |
$2,286,190 |
136.70% |
| Missouri Total |
100.00% |
$186,479,369 |
$169,970,363 |
$83,749,885 |
$164,309,442 |
96.67% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$3,440 |
$4,074 |
$11,773 |
$-2,944 |
-72.26% |
| Missouri Total |
100.00% |
$2,761,812,838 |
$2,724,230,251 |
$1,680,760,050 |
$1,722,096,248 |
63.21% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
$16,549,162 |
$15,604,191 |
$5,600,486 |
$5,605,888 |
35.93% |
| Missouri Total |
100.00% |
$7,709,068,371 |
$7,428,541,557 |
$4,322,007,505 |
$4,840,084,182 |
65.16% |