Company Name:
AMERICAN CASUALTY COMPANY OF READING PENNSYLVANIACompany Address:
151 N. Franklin Street
Chicago, IL 60606Mailing Address:
151 N. Franklin Street
Chicago, IL 60606Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1941-08-26
| Line |
Authorized Date |
| Accident and Health |
1941-08-26 |
| Fidelity and Surety |
1941-08-26 |
| Liability |
1941-08-26 |
| Miscellaneous |
1941-08-26 |
| Property |
1941-08-26 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$15,631 |
$15,088 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$22,118,305 |
$20,782,333 |
$4,126,311 |
$12,486,750 |
60.08% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$336 |
$318 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$2,446,545 |
$2,949,704 |
$562,171 |
$506,458 |
17.17% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.42% |
$423,280 |
$354,624 |
$145,995 |
$147,300 |
41.54% |
| Missouri Total |
100.00% |
$100,617,350 |
$94,879,197 |
$49,031,878 |
$55,532,374 |
58.53% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.28% |
$168,217 |
$137,210 |
$29,801 |
$25,781 |
18.79% |
| Missouri Total |
100.00% |
$59,195,204 |
$57,778,388 |
$23,883,950 |
$25,319,207 |
43.82% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
$945,958 |
$827,831 |
$97,220 |
$1,132,211 |
136.77% |
| Missouri Total |
100.00% |
$243,246,527 |
$221,630,750 |
$138,938,134 |
$191,066,809 |
86.21% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.77% |
$648,742 |
$553,910 |
$145,418 |
$65,686 |
11.86% |
| Missouri Total |
100.00% |
$84,139,767 |
$82,573,429 |
$45,408,262 |
$50,453,557 |
61.10% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.67% |
$46,747 |
$37,253 |
$-260 |
$2,161 |
5.80% |
| Missouri Total |
100.00% |
$6,935,551 |
$8,773,033 |
$1,398,901 |
$946,477 |
10.79% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.38% |
$60,776 |
$52,140 |
$4,868 |
$54,369 |
104.28% |
| Missouri Total |
100.00% |
$16,017,473 |
$16,397,727 |
$7,714,719 |
$8,626,258 |
52.61% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$100,890 |
$108,835 |
$0 |
$-14,160 |
-13.01% |
| Missouri Total |
100.00% |
$138,247,272 |
$126,571,650 |
$51,698,363 |
$52,423,402 |
41.42% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.94% |
$4,925,887 |
$4,118,901 |
$338,928 |
$-18,294,025 |
-444.15% |
| Missouri Total |
100.00% |
$523,399,718 |
$490,498,672 |
$290,996,242 |
$259,295,841 |
52.86% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
$2,564,827 |
$2,609,873 |
$566,986 |
$33,319 |
1.28% |
| Missouri Total |
100.00% |
$812,939,830 |
$781,621,057 |
$442,071,631 |
$551,143,597 |
70.51% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,688 |
$1,680 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$53,581,635 |
$50,831,358 |
$9,609 |
$198,969 |
0.39% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-142,707 |
|
| Missouri Total |
100.00% |
$13,379,697 |
$14,284,699 |
$4,077,498 |
$-6,444,068 |
-45.11% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$4,348 |
$2,207 |
$2,862 |
$-48,470 |
-2,196.19% |
| Missouri Total |
100.00% |
$19,810,174 |
$18,100,444 |
$12,640,539 |
$10,469,708 |
57.84% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
19,068 |
$32,936 |
$34,163 |
$0 |
$1,924 |
$1,924 |
5.63% |
| Missouri Total |
100.00% |
488,927 |
$741,460,138 |
$751,469,005 |
$26,259 |
$666,406,437 |
$684,576,990 |
91.10% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$15,000 |
$61,563 |
|
| Missouri Total |
100.00% |
$760,159,499 |
$705,582,101 |
$604,121,481 |
$563,635,429 |
79.88% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
5 |
$198 |
$198 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
134,059 |
$274,523,129 |
$251,790,790 |
$900 |
$153,511,303 |
$150,274,960 |
59.68% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$8,215 |
$19,769 |
$64,474 |
$-268,954 |
-1,360.48% |
| Missouri Total |
100.00% |
$179,895,286 |
$168,325,651 |
$65,809,176 |
$68,367,232 |
40.62% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$355,318 |
|
| Missouri Total |
100.00% |
$34,124,626 |
$29,340,028 |
$19,174,786 |
$27,119,153 |
92.43% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.27% |
$1,482,480 |
$1,400,378 |
$656,013 |
$81,366 |
5.81% |
| Missouri Total |
100.00% |
$17,925,911 |
$17,094,679 |
$7,344,771 |
$15,054,044 |
88.06% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$38,486 |
$38,279 |
$130,231 |
$-263,547 |
-688.49% |
| Missouri Total |
100.00% |
$114,887,033 |
$104,672,745 |
$79,431,185 |
$122,930,348 |
117.44% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
$696,166 |
$614,887 |
$48,994 |
$-5,040,973 |
-819.82% |
| Missouri Total |
100.00% |
$470,213,482 |
$408,581,517 |
$192,337,111 |
$273,087,274 |
66.84% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$91 |
$91 |
$7 |
$-144 |
-158.24% |
| Missouri Total |
100.00% |
$782,499,050 |
$774,073,704 |
$474,880,795 |
$476,914,243 |
61.61% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$24 |
$24 |
$4 |
$4 |
16.67% |
| Missouri Total |
100.00% |
$418,524,602 |
$410,002,827 |
$240,420,486 |
$239,231,356 |
58.35% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$4,999 |
$4,441 |
$15,082 |
$4,853 |
109.28% |
| Missouri Total |
100.00% |
$677,369,950 |
$669,920,852 |
$373,637,845 |
$393,905,842 |
58.80% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$133 |
$133 |
$88 |
$175 |
131.58% |
| Missouri Total |
100.00% |
$507,741,126 |
$484,361,369 |
$371,358,545 |
$371,471,878 |
76.69% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
$83,027 |
$47,888 |
$3,202 |
$-934,578 |
-1,951.59% |
| Missouri Total |
100.00% |
$36,491,980 |
$35,577,671 |
$41,383,083 |
$90,106,274 |
253.27% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.88% |
$1,053,629 |
$1,101,228 |
$2,015,336 |
$4,852,589 |
440.65% |
| Missouri Total |
100.00% |
$55,933,530 |
$54,757,917 |
$9,187,530 |
$10,751,797 |
19.64% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
19,073 |
$33,134 |
$34,361 |
$0 |
$1,924 |
$1,924 |
5.60% |
| Missouri Total |
100.00% |
11,124,230 |
$3,437,512,087 |
$3,402,649,266 |
$1,704,541 |
$2,420,886,841 |
$2,480,088,525 |
72.89% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.45% |
$2,293,720 |
$1,962,968 |
$423,042 |
$1,427,508 |
72.72% |
| Missouri Total |
100.00% |
$510,151,872 |
$482,032,524 |
$266,375,844 |
$331,944,682 |
68.86% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$100,890 |
$108,835 |
$0 |
$-14,160 |
-13.01% |
| Missouri Total |
100.00% |
$203,291,608 |
$187,245,038 |
$86,075,331 |
$90,307,601 |
48.23% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
19,068 |
$32,936 |
$34,163 |
$0 |
$1,924 |
$1,924 |
5.63% |
| Missouri Total |
100.00% |
9,384,360 |
$2,485,290,187 |
$2,498,336,485 |
$680,104 |
$1,889,711,298 |
$1,926,618,671 |
77.12% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$15,000 |
$61,563 |
|
| Missouri Total |
100.00% |
$797,909,053 |
$740,878,029 |
$633,115,340 |
$590,503,454 |
79.70% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
5 |
$198 |
$198 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
1,739,870 |
$952,221,900 |
$904,312,781 |
$1,024,437 |
$531,175,543 |
$553,469,854 |
61.20% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.88% |
$1,520,966 |
$1,438,657 |
$786,244 |
$173,137 |
12.03% |
| Missouri Total |
100.00% |
$171,916,338 |
$156,106,364 |
$108,669,530 |
$167,928,369 |
107.57% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$5,247 |
$4,689 |
$15,181 |
$4,888 |
104.24% |
| Missouri Total |
100.00% |
$2,604,965,350 |
$2,551,929,309 |
$1,591,610,151 |
$1,623,009,915 |
63.60% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
$13,274,577 |
$12,046,988 |
$4,280,249 |
$-18,190,863 |
-151.00% |
| Missouri Total |
100.00% |
$7,014,504,234 |
$6,670,388,496 |
$4,017,307,637 |
$4,433,868,594 |
66.47% |