Company Name:
AMERICAN CASUALTY COMPANY OF READING PENNSYLVANIACompany Address:
151 N. Franklin Street
Chicago, IL 60606Mailing Address:
151 N. Franklin Street
Chicago, IL 60606Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1941-08-26
| Line |
Authorized Date |
| Accident and Health |
1941-08-26 |
| Fidelity and Surety |
1941-08-26 |
| Liability |
1941-08-26 |
| Miscellaneous |
1941-08-26 |
| Property |
1941-08-26 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$4,084 |
$3,141 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$18,078,330 |
$15,769,749 |
$7,629,302 |
$4,214,136 |
26.72% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$299 |
$563 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$3,465,977 |
$3,228,055 |
$562,918 |
$768,490 |
23.81% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.29% |
$262,170 |
$226,867 |
$80,445 |
$78,119 |
34.43% |
| Missouri Total |
100.00% |
$89,023,604 |
$83,770,150 |
$59,840,556 |
$58,876,439 |
70.28% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$105,253 |
$90,953 |
$31,454 |
$29,214 |
32.12% |
| Missouri Total |
100.00% |
$60,069,425 |
$56,196,985 |
$60,624,955 |
$60,853,849 |
108.29% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.30% |
$599,495 |
$529,181 |
$114,479 |
$250,208 |
47.28% |
| Missouri Total |
100.00% |
$201,535,699 |
$192,610,379 |
$127,619,526 |
$140,587,106 |
72.99% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.52% |
$428,013 |
$392,012 |
$119,507 |
$135,881 |
34.66% |
| Missouri Total |
100.00% |
$82,992,112 |
$75,857,460 |
$46,399,238 |
$53,711,196 |
70.81% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$19,402 |
$14,229 |
$1,000 |
$1,000 |
7.03% |
| Missouri Total |
100.00% |
$11,531,399 |
$9,008,916 |
$1,547,977 |
$1,985,357 |
22.04% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$38,714 |
$27,925 |
$867 |
$11,892 |
42.59% |
| Missouri Total |
100.00% |
$27,286,933 |
$26,496,932 |
$10,902,707 |
$15,098,737 |
56.98% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$100,224 |
$125,344 |
$20,836 |
$32,000 |
25.53% |
| Missouri Total |
100.00% |
$106,356,632 |
$94,441,265 |
$51,666,074 |
$94,569,258 |
100.14% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.80% |
$3,715,783 |
$3,179,830 |
$1,322,442 |
$6,693,933 |
210.51% |
| Missouri Total |
100.00% |
$467,186,106 |
$434,710,993 |
$365,393,232 |
$374,772,510 |
86.21% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
$2,765,117 |
$1,911,770 |
$560,376 |
$-185,338 |
-9.69% |
| Missouri Total |
100.00% |
$692,772,404 |
$639,587,072 |
$446,020,714 |
$495,073,762 |
77.41% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$181 |
$1,698 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$47,756,919 |
$47,273,158 |
$15,171 |
$23,085 |
0.05% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-142,707 |
|
| Missouri Total |
100.00% |
$11,104,649 |
$8,614,414 |
$2,328,688 |
$8,156,361 |
94.68% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.01% |
$-1,670 |
$1,819 |
$0 |
$24,364 |
1,339.42% |
| Missouri Total |
100.00% |
$16,607,341 |
$16,028,683 |
$10,929,057 |
$9,809,969 |
61.20% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
18,832 |
$32,528 |
$32,619 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
464,894 |
$696,797,384 |
$695,889,267 |
$718,856 |
$588,972,656 |
$595,145,046 |
85.52% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$64,592 |
$73,221 |
|
| Missouri Total |
100.00% |
$656,616,228 |
$631,211,851 |
$1,099,846,439 |
$1,179,859,131 |
186.92% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
6 |
$121 |
$121 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
150,568 |
$249,345,170 |
$239,532,168 |
$1,031 |
$167,818,703 |
$155,530,987 |
64.93% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$27,466 |
$27,246 |
$44,849 |
$203,974 |
748.64% |
| Missouri Total |
100.00% |
$136,243,514 |
$130,635,934 |
$67,744,367 |
$61,731,657 |
47.25% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$14,484 |
$0 |
$13,102 |
90.46% |
| Missouri Total |
100.00% |
$17,016,926 |
$16,318,434 |
$12,078,108 |
$26,157,360 |
160.29% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
12.18% |
$1,304,356 |
$1,313,515 |
$1,213,978 |
$715,513 |
54.47% |
| Missouri Total |
100.00% |
$10,706,674 |
$9,264,303 |
$9,684,802 |
$10,410,483 |
112.37% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$36,377 |
$-21,223 |
$227,700 |
$139,990 |
-659.61% |
| Missouri Total |
100.00% |
$77,092,452 |
$67,579,007 |
$53,869,948 |
$41,141,286 |
60.88% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$464,030 |
$317,370 |
$137,280 |
$1,918,350 |
604.45% |
| Missouri Total |
100.00% |
$327,449,582 |
$293,152,900 |
$173,674,398 |
$125,831,601 |
42.92% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$77 |
|
| Missouri Total |
100.00% |
$739,147,615 |
$728,930,013 |
$480,638,513 |
$483,443,316 |
66.32% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$1 |
$1 |
|
| Missouri Total |
100.00% |
$389,581,471 |
$384,414,330 |
$515,333,582 |
$516,446,685 |
134.35% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$2,961 |
$2,513 |
$16,591 |
$2,499 |
99.44% |
| Missouri Total |
100.00% |
$641,412,208 |
$641,462,099 |
$369,630,252 |
$405,980,622 |
63.29% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$61 |
$61 |
$33 |
$32 |
52.46% |
| Missouri Total |
100.00% |
$438,818,978 |
$435,702,792 |
$359,254,775 |
$363,422,021 |
83.41% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$53,343 |
$46,665 |
$24,212 |
$-247,096 |
-529.51% |
| Missouri Total |
100.00% |
$31,306,007 |
$28,710,311 |
$25,734,786 |
$45,651,277 |
159.01% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.96% |
$1,024,976 |
$903,941 |
$0 |
$99,491 |
11.01% |
| Missouri Total |
100.00% |
$52,187,453 |
$48,755,658 |
$9,022,254 |
$13,952,137 |
28.62% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
18,838 |
$32,649 |
$32,740 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
13,171,697 |
$3,211,384,649 |
$3,219,638,475 |
$2,571,356 |
$2,272,170,301 |
$2,357,964,065 |
73.24% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
$1,453,047 |
$1,281,167 |
$347,752 |
$506,314 |
39.52% |
| Missouri Total |
100.00% |
$472,439,172 |
$443,940,822 |
$306,934,959 |
$331,112,684 |
74.58% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$100,224 |
$125,344 |
$20,836 |
$32,000 |
25.53% |
| Missouri Total |
100.00% |
$161,378,427 |
$148,321,206 |
$100,302,396 |
$146,233,999 |
98.59% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
18,832 |
$32,528 |
$32,619 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
11,464,897 |
$2,333,289,732 |
$2,367,586,559 |
$1,740,059 |
$1,728,723,840 |
$1,781,524,816 |
75.25% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$64,592 |
$73,221 |
|
| Missouri Total |
100.00% |
$697,186,480 |
$670,484,863 |
$1,152,679,724 |
$1,235,273,432 |
184.24% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
6 |
$121 |
$121 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
1,706,800 |
$878,094,917 |
$852,051,916 |
$831,297 |
$543,446,461 |
$576,439,249 |
67.65% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.23% |
$1,340,733 |
$1,306,776 |
$1,441,678 |
$868,605 |
66.47% |
| Missouri Total |
100.00% |
$109,081,421 |
$97,027,590 |
$76,730,820 |
$79,027,069 |
81.45% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$3,022 |
$2,574 |
$16,625 |
$2,609 |
101.36% |
| Missouri Total |
100.00% |
$2,412,777,240 |
$2,394,340,556 |
$1,853,274,701 |
$1,896,476,609 |
79.21% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$10,950,635 |
$9,109,904 |
$3,980,642 |
$9,847,720 |
108.10% |
| Missouri Total |
100.00% |
$6,188,970,011 |
$5,903,395,113 |
$4,903,959,691 |
$5,108,444,948 |
86.53% |