Company Name:
AMERICAN CASUALTY COMPANY OF READING PENNSYLVANIACompany Address:
151 N. Franklin Street
Chicago, IL 60606Mailing Address:
151 N. Franklin Street
Chicago, IL 60606Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1941-08-26
| Line |
Authorized Date |
| Accident and Health |
1941-08-26 |
| Fidelity and Surety |
1941-08-26 |
| Liability |
1941-08-26 |
| Miscellaneous |
1941-08-26 |
| Property |
1941-08-26 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$7,532 |
$7,569 |
$16,159 |
$16,159 |
213.49% |
| Missouri Total |
100.00% |
$14,261,342 |
$12,932,220 |
$3,317,833 |
$-2,469,296 |
-19.09% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$619 |
$613 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$3,081,965 |
$2,918,589 |
$634,670 |
$671,980 |
23.02% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$143,084 |
$117,848 |
$16,388 |
$44,325 |
37.61% |
| Missouri Total |
100.00% |
$78,903,780 |
$78,036,336 |
$54,827,878 |
$55,171,473 |
70.70% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
$53,766 |
$56,459 |
$23,078 |
$29,338 |
51.96% |
| Missouri Total |
100.00% |
$49,974,077 |
$48,409,225 |
$28,598,278 |
$29,317,786 |
60.56% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
$395,625 |
$415,848 |
$145,386 |
$186,560 |
44.86% |
| Missouri Total |
100.00% |
$182,720,638 |
$178,571,521 |
$132,016,621 |
$146,759,872 |
82.19% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
$284,694 |
$278,258 |
$162,892 |
$125,463 |
45.09% |
| Missouri Total |
100.00% |
$70,556,568 |
$67,819,849 |
$53,660,974 |
$55,232,918 |
81.44% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
$12,253 |
$11,705 |
$0 |
$-265 |
-2.26% |
| Missouri Total |
100.00% |
$5,452,319 |
$5,319,882 |
$1,711,001 |
$1,686,721 |
31.71% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
$17,197 |
$18,277 |
$0 |
$-1,246 |
-6.82% |
| Missouri Total |
100.00% |
$15,270,078 |
$13,888,371 |
$8,594,383 |
$14,283,705 |
102.85% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
$162,735 |
$144,519 |
$22,439 |
$27,355 |
18.93% |
| Missouri Total |
100.00% |
$85,196,187 |
$78,925,410 |
$54,616,098 |
$53,136,883 |
67.33% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.73% |
$2,997,356 |
$2,714,666 |
$640,560 |
$1,314,168 |
48.41% |
| Missouri Total |
100.00% |
$409,174,258 |
$392,477,924 |
$247,870,965 |
$264,005,456 |
67.27% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$483,147 |
$226,771 |
$1,427,502 |
$1,173,514 |
517.49% |
| Missouri Total |
100.00% |
$613,705,746 |
$581,917,625 |
$427,500,616 |
$491,690,747 |
84.49% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1,919 |
|
| Missouri Total |
100.00% |
$44,867,048 |
$44,644,098 |
$29,268,786 |
$33,345,600 |
74.69% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$4,104 |
$4,807 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$45,492,094 |
$44,748,028 |
$13,005 |
$208,496 |
0.47% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-142,707 |
|
| Missouri Total |
100.00% |
$8,558,587 |
$8,584,576 |
$3,421,929 |
$-13,655,885 |
-159.07% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$4,463 |
$2,485 |
$0 |
$-91,517 |
-3,682.78% |
| Missouri Total |
100.00% |
$15,509,294 |
$14,880,294 |
$3,830,017 |
$10,920,874 |
73.39% |
Glass
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$96 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$22,197 |
$22,513 |
$21,935 |
$20,507 |
91.09% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
19,946 |
$34,452 |
$25,708 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
531,472 |
$685,689,657 |
$686,291,781 |
$11,089,157 |
$590,885,516 |
$587,277,863 |
85.57% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$8,694 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
2,131,422 |
$144,079,081 |
$143,935,582 |
$0 |
$32,023,723 |
$34,502,186 |
23.97% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$55,787 |
|
| Missouri Total |
100.00% |
$608,385,777 |
$593,299,496 |
$376,385,467 |
$397,966,691 |
67.08% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$31 |
$31 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
151,982 |
$247,223,603 |
$255,137,206 |
$2,648 |
$179,432,214 |
$188,700,934 |
73.96% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$23,078 |
$22,023 |
$0 |
$78,133 |
354.78% |
| Missouri Total |
100.00% |
$141,526,491 |
$142,015,672 |
$73,335,863 |
$78,325,790 |
55.15% |
Lawyers Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$20,084 |
$0 |
$-761,452 |
-3,791.34% |
| Missouri Total |
100.00% |
$11,026,795 |
$9,915,755 |
$6,608,784 |
$-18,393,921 |
-185.50% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$23,109 |
$67,131 |
$0 |
$-50,945 |
-75.89% |
| Missouri Total |
100.00% |
$29,795,347 |
$28,200,480 |
$12,437,665 |
$2,462,571 |
8.73% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-51.66% |
$1,332,705 |
$1,342,076 |
$191,917 |
$1,024,947 |
76.37% |
| Missouri Total |
100.00% |
$-2,579,655 |
$-2,518,616 |
$4,186,591 |
$-26,828 |
1.07% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$27,155 |
$-12,218 |
$0 |
$72,174 |
-590.72% |
| Missouri Total |
100.00% |
$61,518,461 |
$62,776,133 |
$46,389,410 |
$60,727,760 |
96.74% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$458,983 |
$618,803 |
$862,061 |
$-656,119 |
-106.03% |
| Missouri Total |
100.00% |
$320,750,663 |
$294,336,758 |
$208,370,573 |
$235,093,535 |
79.87% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-89 |
$-89 |
$-42 |
$-57 |
64.04% |
| Missouri Total |
100.00% |
$680,511,713 |
$673,852,841 |
$437,468,761 |
$447,521,657 |
66.41% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-35 |
$-35 |
$-5 |
$-5 |
14.29% |
| Missouri Total |
100.00% |
$364,645,586 |
$362,479,868 |
$207,401,164 |
$212,909,222 |
58.74% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,297 |
$369 |
$50,656 |
$2,877 |
779.67% |
| Missouri Total |
100.00% |
$623,565,090 |
$626,953,600 |
$365,644,038 |
$378,369,614 |
60.35% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$-116 |
$-128 |
|
| Missouri Total |
100.00% |
$409,501,544 |
$406,752,043 |
$338,975,612 |
$349,636,212 |
85.96% |
Private Passenger Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-2,489 |
|
| Missouri Total |
100.00% |
$73,531,229 |
$74,181,934 |
$56,429,206 |
$78,022,733 |
105.18% |
Private Passenger Underinsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1,165 |
|
| Missouri Total |
100.00% |
$28,245,682 |
$28,070,928 |
$16,531,400 |
$3,850,480 |
13.72% |
Private Passenger Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-664 |
|
| Missouri Total |
100.00% |
$95,175,027 |
$95,770,797 |
$47,269,403 |
$48,793,029 |
50.95% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
$30,614 |
$-8,752 |
$40,819 |
$-453,335 |
5,179.79% |
| Missouri Total |
100.00% |
$28,874,322 |
$28,271,157 |
$23,927,719 |
$23,316,430 |
82.47% |
Real Estate Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$6,421 |
$0 |
$-296,615 |
-4,619.45% |
| Missouri Total |
100.00% |
$450,419 |
$80,699 |
$113,223 |
$16,082 |
19.93% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.73% |
$814,225 |
$729,018 |
$25,000 |
$-25,494 |
-3.50% |
| Missouri Total |
100.00% |
$47,048,523 |
$44,606,734 |
$7,316,590 |
$8,531,677 |
19.13% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
19,947 |
$34,483 |
$34,433 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
10,595,728 |
$2,867,258,416 |
$2,851,116,962 |
$11,927,589 |
$2,028,543,088 |
$2,098,142,746 |
73.59% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
$906,619 |
$898,395 |
$347,744 |
$384,175 |
42.76% |
| Missouri Total |
100.00% |
$402,877,460 |
$392,045,184 |
$279,409,135 |
$302,452,475 |
77.15% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$162,735 |
$144,519 |
$22,439 |
$25,436 |
17.60% |
| Missouri Total |
100.00% |
$133,143,929 |
$126,685,225 |
$85,117,779 |
$88,074,407 |
69.52% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
19,946 |
$34,452 |
$34,402 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
9,233,931 |
$2,101,990,047 |
$2,081,215,042 |
$11,381,335 |
$1,539,648,841 |
$1,567,647,303 |
75.32% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$55,787 |
|
| Missouri Total |
100.00% |
$639,232,684 |
$624,417,209 |
$397,113,457 |
$420,905,995 |
67.41% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$31 |
$31 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
1,361,797 |
$765,268,369 |
$769,901,920 |
$546,254 |
$488,894,247 |
$530,495,443 |
68.90% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.49% |
$1,382,969 |
$1,396,989 |
$191,917 |
$1,046,176 |
74.89% |
| Missouri Total |
100.00% |
$92,838,702 |
$91,969,348 |
$63,822,270 |
$65,056,683 |
70.74% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,173 |
$245 |
$50,493 |
$-1,631 |
-665.71% |
| Missouri Total |
100.00% |
$2,277,993,949 |
$2,270,889,022 |
$1,470,621,691 |
$1,520,036,661 |
66.94% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$7,277,617 |
$6,784,752 |
$3,624,694 |
$1,664,678 |
24.54% |
| Missouri Total |
100.00% |
$5,624,624,221 |
$5,478,219,001 |
$3,552,012,020 |
$3,657,853,635 |
66.77% |