Supplemental Data Report

Company Details

Company Name:

AMERICAN CASUALTY COMPANY OF READING PENNSYLVANIA

License Status:

Active

NAIC Number:

20427

Company Address:

151 N. Franklin Street
Chicago, IL 60606

Phone Number:

3128225000

Mailing Address:

151 N. Franklin Street
Chicago, IL 60606

Description:

Property and Casualty (Ch 379, RSMo)

License Number:

B418172

Date Admitted:

1941-08-26

Line	Authorized Date
Accident and Health	1941-08-26
Fidelity and Surety	1941-08-26
Liability	1941-08-26
Miscellaneous	1941-08-26
Property	1941-08-26

Boiler & Machinery
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.06%	$8,046	$9,162	$0	$0	0.00%
Missouri Total	100.00%	$12,444,627	$12,488,255	$12,692,529	$21,046,277	168.53%

Burglary & Theft
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.02%	$609	$608	$0	$0	0.00%
Missouri Total	100.00%	$2,931,884	$3,207,174	$443,149	$966,570	30.14%

Commercial Auto Collision
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.17%	$123,272	$107,757	$65,916	$66,053	61.30%
Missouri Total	100.00%	$71,556,751	$70,463,221	$54,438,098	$55,153,617	78.27%

Commercial Auto Comprehensive
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.14%	$72,082	$66,477	$11,782	$11,782	17.72%
Missouri Total	100.00%	$50,910,133	$49,128,126	$29,014,889	$31,013,616	63.13%

Commercial Auto Liability Bodily Injury
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.23%	$387,576	$302,908	$122,842	$242,250	79.97%
Missouri Total	100.00%	$171,223,989	$173,894,056	$137,946,427	$126,443,689	72.71%

Commercial Auto Liability Property Damage
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.45%	$247,634	$185,503	$134,836	$195,052	105.15%
Missouri Total	100.00%	$55,157,776	$54,934,266	$53,082,218	$47,592,776	86.64%

Commercial Auto Medical Payments
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.27%	$14,069	$9,467	$0	$265	2.80%
Missouri Total	100.00%	$5,150,723	$4,984,423	$1,255,595	$900,293	18.06%

Commercial Auto Uninsured Motorists
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.23%	$28,495	$21,447	$0	$1,246	5.81%
Missouri Total	100.00%	$12,583,698	$11,707,326	$5,168,322	$3,637,169	31.07%

Commercial Fire & Allied Lines
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.16%	$120,417	$109,421	$1,270	$-2,086	-1.91%
Missouri Total	100.00%	$73,335,240	$71,562,691	$33,788,717	$26,603,707	37.18%

Commercial Multi-Peril
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.60%	$2,339,734	$2,167,182	$4,173,466	$19,076,462	880.24%
Missouri Total	100.00%	$388,749,781	$386,957,645	$251,260,487	$275,215,491	71.12%

Direct Workers Compensation
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.27%	$1,527,717	$3,155,081	$961,571	$2,622,644	83.12%
Missouri Total	100.00%	$558,918,341	$548,048,410	$366,482,764	$387,577,329	70.72%

Dwelling Fire & Allied Lines
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	$0	$0	$0	$1,906
Missouri Total	100.00%	$44,577,659	$45,424,025	$23,036,935	$18,742,593	41.26%

Earthquake
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.13%	$58,300	$62,885	$0	$-252	-0.40%
Missouri Total	100.00%	$46,208,856	$44,905,625	$696,685	$-58,007	-0.13%

Fidelity
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.04%	$5,292	$4,950	$0	$92,112	1,860.85%
Missouri Total	100.00%	$14,123,609	$14,941,764	$6,224,815	$8,442,087	56.50%

Glass
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.71%	$160	$65	$0	$0	0.00%
Missouri Total	100.00%	$22,420	$23,363	$11,557	$9,450	40.45%

Group Comprehensive Medical Expense - Large Employer
	Market Share	Number of Insureds	Direct Premium Written	Direct Premium Earned	Dividends Paid	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	1	$33,714	$33,339	$0	$0	$0	0.00%
Missouri Total	100.00%	498,787	$687,354,789	$685,685,907	$2,253,280	$611,901,329	$610,611,078	89.05%

Homeowners Multi-Peril
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	$0	$0	$7,500	$-87,384
Missouri Total	100.00%	$577,192,077	$562,895,860	$349,417,286	$337,953,263	60.04%

Individual Accident Only
	Market Share	Number of Insureds	Direct Premium Written	Direct Premium Earned	Dividends Paid	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	0	$0	$-39	$0	$0	$0	0.00%
Missouri Total	100.00%	304,367	$23,295,746	$24,019,940	$-473	$9,636,438	$11,731,816	48.84%

Individual Comprehensive Medical Expense
	Market Share	Number of Insureds	Direct Premium Written	Direct Premium Earned	Dividends Paid	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	0	$0	$131	$0	$0	$0	0.00%
Missouri Total	100.00%	163,477	$229,008,329	$228,487,106	$3,911	$155,616,141	$159,239,720	69.69%

Inland Marine (Incl Auto Cargo)
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	$2,866	$-5,714	$0	$-54,279	949.93%
Missouri Total	100.00%	$148,917,484	$132,937,634	$105,945,056	$99,785,009	75.06%

Lawyers Malpractice
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	$0	$20,084	$0	$140,914	701.62%
Missouri Total	100.00%	$12,175,030	$11,697,769	$4,989,301	$13,354,679	114.16%

Medical Malpractice - Dentists
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	$0	$14,184	$0	$-550,150	-3,878.67%
Missouri Total	100.00%	$2,920,816	$3,164,122	$683,189	$-638,500	-20.18%

Medical Malpractice - Hospitals
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.52%	$87,759	$32,010	$0	$47,564	148.59%
Missouri Total	100.00%	$16,948,592	$17,606,187	$12,870,063	$12,774,561	72.56%

Medical Malpractice - Nurses
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	$0	$213,357	$0	$0	0.00%
Missouri Total	100.00%	$701,196	$795,615	$277,500	$275,506	34.63%

Medical Malpractice - Other
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	13.33%	$1,264,130	$1,138,131	$1,253,698	$1,524,643	133.96%
Missouri Total	100.00%	$9,485,104	$8,112,075	$6,145,886	$15,532,787	191.48%

Medical Malpractice - Physicians & Surgeons
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.02%	$14,868	$19,950	$27,169	$-65,851	-330.08%
Missouri Total	100.00%	$64,853,222	$63,998,070	$43,998,372	$40,408,719	63.14%

Other Liability - Bodily Injury & Property Damage
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.07%	$229,164	$265,817	$1,859,010	$3,812,529	1,434.27%
Missouri Total	100.00%	$313,534,451	$323,619,328	$184,569,615	$206,394,248	63.78%

Private Passenger Auto Collision
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	$91	$91	$49	$-151	-165.93%
Missouri Total	100.00%	$659,157,259	$643,519,443	$409,537,080	$399,431,024	62.07%

Private Passenger Auto Comprehensive
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	$35	$35	$10	$10	28.57%
Missouri Total	100.00%	$357,919,833	$353,138,409	$237,584,072	$239,784,932	67.90%

Private Passenger Auto Liability Bodily Injury
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	$711	$298	$4,679	$7,288	2,445.64%
Missouri Total	100.00%	$633,874,722	$628,682,407	$345,722,635	$366,746,670	58.34%

Private Passenger Auto Liability Property Damage
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	$163	$163	$166	$161	98.77%
Missouri Total	100.00%	$401,764,230	$393,888,660	$331,948,988	$331,926,099	84.27%

Private Passenger Auto Medical Payments
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	$0	$0	$0	$2,388
Missouri Total	100.00%	$76,164,635	$76,222,080	$52,647,024	$49,228,140	64.59%

Private Passenger Underinsured Motorists
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	$0	$0	$0	$790
Missouri Total	100.00%	$28,804,169	$28,778,445	$18,264,277	$21,213,961	73.71%

Private Passenger Uninsured Motorists
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	$0	$0	$0	$324
Missouri Total	100.00%	$98,401,171	$98,096,785	$49,757,593	$52,269,422	53.28%

Products Liability
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.02%	$4,748	$39,049	$40,819	$1,988,871	5,093.27%
Missouri Total	100.00%	$27,559,264	$24,285,371	$17,954,147	$8,201,226	33.77%

Real Estate Malpractice
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	$0	$6,421	$0	$17,594	274.01%
Missouri Total	100.00%	$412,988	$117,643	$354,046	$-297,986	-253.30%

Surety
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.84%	$375,016	$580,166	$0	$-98,492	-16.98%
Missouri Total	100.00%	$44,715,951	$45,065,164	$13,763,343	$13,579,751	30.13%

Total Accident & Health
	Market Share	Number of Insureds	Direct Premium Written	Direct Premium Earned	Dividends Paid	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	1	$33,714	$33,431	$0	$0	$0	0.00%
Missouri Total	100.00%	10,151,451	$2,793,902,774	$2,800,205,649	$3,104,630	$2,014,518,017	$2,096,480,234	74.87%

Total Commercial Automobile
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.24%	$873,128	$693,559	$335,376	$516,648	74.49%
Missouri Total	100.00%	$366,583,070	$365,111,418	$280,905,549	$264,741,160	72.51%

Total Fire & Allied Lines
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.10%	$120,417	$109,421	$1,270	$-180	-0.16%
Missouri Total	100.00%	$121,454,178	$120,310,513	$58,719,514	$47,234,718	39.26%

Total Group Accident & Health
	Market Share	Number of Insureds	Direct Premium Written	Direct Premium Earned	Dividends Paid	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	1	$33,714	$33,339	$0	$0	$0	0.00%
Missouri Total	100.00%	8,801,770	$1,996,109,505	$1,993,545,540	$2,668,013	$1,512,053,831	$1,560,282,504	78.27%

Total Homeowners
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	$0	$0	$7,500	$-87,384
Missouri Total	100.00%	$608,380,856	$593,240,417	$367,269,325	$353,961,570	59.67%

Total Individual Accident & Health
	Market Share	Number of Insureds	Direct Premium Written	Direct Premium Earned	Dividends Paid	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	0	$0	$92	$0	$0	$0	0.00%
Missouri Total	100.00%	1,349,681	$797,793,269	$806,660,109	$436,617	$502,464,186	$536,197,730	66.47%

Total Medical Malpractice
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	1.44%	$1,366,757	$1,417,632	$1,280,867	$956,206	67.45%
Missouri Total	100.00%	$94,908,930	$93,676,069	$63,975,010	$68,353,073	72.97%

Total Private Passenger Automobile
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.00%	$1,000	$587	$4,904	$10,810	1,841.57%
Missouri Total	100.00%	$2,258,607,528	$2,224,662,512	$1,446,167,954	$1,461,223,478	65.68%

Total Property & Casualty
	Market Share	Direct Premium Written	Direct Premium Earned	Direct Losses Paid	Direct Losses Incurred	Loss Ratio
Company Total	0.13%	$6,912,954	$8,526,955	$8,664,783	$28,994,203	340.03%
Missouri Total	100.00%	$5,428,912,606	$5,347,544,773	$3,394,785,889	$3,451,256,420	64.54%