Company Name:
AMERICAN GENERAL LIFE AND ACCIDENT INSURANCE COMPANYCompany Address:
458N AMERICAN GENERAL CENTER
NASHVILLE, TN 37250Mailing Address:
458N AMERICAN GENERAL CENTER
NASHVILLE, TN 37250Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2012-12-31
| Line |
Authorized Date |
| Accident and Health |
1905-11-23 |
| Life, annuities and endowments |
1905-11-23 |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$650 |
$178 |
|
| Missouri Total |
100.00% |
1,121,219 |
$192,153,221 |
$191,368,220 |
$90,133 |
$128,429,494 |
$149,185,996 |
77.96% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
108 |
$0 |
$0 |
$375,163 |
$0 |
|
| Missouri Total |
100.00% |
238,241 |
$608,524,892 |
$2,324,553 |
$737,808,792 |
$0 |
121.25% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
40 |
$91 |
$0 |
$30,850 |
$534 |
33,901.10% |
| Missouri Total |
100.00% |
302,978 |
$72,219,558 |
$78,323 |
$101,223,887 |
$15,513,101 |
140.16% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.57% |
6,181 |
$210,410 |
$244,863 |
$0 |
$84,414 |
$86,328 |
35.26% |
| Missouri Total |
100.00% |
720,793 |
$36,941,318 |
$37,593,334 |
$69,386 |
$16,209,065 |
$13,838,188 |
36.81% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$187 |
$218 |
$0 |
$766 |
$784 |
359.63% |
| Missouri Total |
100.00% |
134,059 |
$274,523,129 |
$251,790,790 |
$900 |
$153,511,303 |
$150,274,960 |
59.68% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
848 |
$12,385 |
$14,412 |
$0 |
$20,696 |
$21,166 |
146.86% |
| Missouri Total |
100.00% |
120,632 |
$73,743,463 |
$74,347,831 |
$885,489 |
$40,622,002 |
$46,478,692 |
62.52% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
7.40% |
4,415 |
$771,019 |
$0 |
$710,523 |
$7,365 |
92.15% |
| Missouri Total |
100.00% |
50,166 |
$10,412,824 |
$201,132 |
$7,480,188 |
$384,382 |
71.84% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.47% |
3,382 |
$102,503 |
$119,287 |
$0 |
$43,295 |
$44,276 |
37.12% |
| Missouri Total |
100.00% |
156,113 |
$21,926,715 |
$22,230,269 |
$7,734 |
$11,423,188 |
$10,992,215 |
49.45% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
433 |
$695,539 |
$701,980 |
$0 |
$531,995 |
$457,426 |
65.16% |
| Missouri Total |
100.00% |
212,606 |
$345,606,684 |
$330,545,314 |
$0 |
$231,877,466 |
$231,864,683 |
70.15% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
10,410 |
$297,007 |
$548 |
$858,982 |
$0 |
289.40% |
| Missouri Total |
100.00% |
327,452 |
$1,554,696,964 |
$1,965,701 |
$872,194,110 |
$0 |
56.10% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.98% |
1,774 |
$398,831 |
$464,138 |
$0 |
$458,611 |
$469,007 |
101.05% |
| Missouri Total |
100.00% |
203,506 |
$40,683,172 |
$40,117,806 |
$0 |
$19,847,306 |
$20,449,849 |
50.97% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.18% |
18,887 |
$473,177 |
$0 |
$288,000 |
$231,149 |
60.87% |
| Missouri Total |
100.00% |
639,132 |
$264,255,937 |
$15,404,195 |
$191,261,162 |
$78,732,455 |
72.38% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.88% |
10,383 |
$4,113,632 |
$0 |
$3,505,948 |
$442,072 |
85.23% |
| Missouri Total |
100.00% |
467,687 |
$464,925,509 |
$5,035,888 |
$359,544,541 |
$43,737,708 |
77.33% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.70% |
93,423 |
$5,509,820 |
$37,078 |
$6,208,169 |
$267,818 |
113.35% |
| Missouri Total |
100.00% |
2,380,404 |
$784,548,602 |
$316,967,016 |
$834,005,699 |
$71,613,753 |
106.30% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
12,620 |
$1,419,855 |
$1,544,898 |
$0 |
$1,140,427 |
$1,079,165 |
69.85% |
| Missouri Total |
100.00% |
11,124,230 |
$3,437,512,087 |
$3,402,649,266 |
$1,704,541 |
$2,420,886,841 |
$2,480,088,525 |
72.89% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$650 |
$178 |
|
| Missouri Total |
100.00% |
9,384,360 |
$2,485,290,187 |
$2,498,336,485 |
$680,104 |
$1,889,711,298 |
$1,926,618,671 |
77.12% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
148 |
$91 |
$0 |
$406,013 |
$534 |
446,168.13% |
| Missouri Total |
100.00% |
4,699,608 |
$2,977,339,620 |
$11,519,949 |
$2,217,753,985 |
$170,948,806 |
74.49% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
12,619 |
$1,419,855 |
$1,544,898 |
$0 |
$1,139,777 |
$1,078,987 |
69.84% |
| Missouri Total |
100.00% |
1,739,870 |
$952,221,900 |
$904,312,781 |
$1,024,437 |
$531,175,543 |
$553,469,854 |
61.20% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
137,518 |
$11,164,655 |
$37,626 |
$11,571,622 |
$948,404 |
103.98% |
| Missouri Total |
100.00% |
4,371,622 |
$4,933,582,492 |
$414,340,097 |
$3,334,801,658 |
$227,044,189 |
67.59% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
137,666 |
$11,164,746 |
$37,626 |
$11,977,635 |
$948,938 |
107.62% |
| Missouri Total |
100.00% |
9,071,230 |
$7,910,922,112 |
$425,860,046 |
$5,552,555,643 |
$397,992,995 |
70.19% |