Company Name:
AMERICAN GENERAL LIFE AND ACCIDENT INSURANCE COMPANYCompany Address:
458N AMERICAN GENERAL CENTER
NASHVILLE, TN 37250Mailing Address:
458N AMERICAN GENERAL CENTER
NASHVILLE, TN 37250Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2012-12-31
| Line |
Authorized Date |
| Accident and Health |
1905-11-23 |
| Life, annuities and endowments |
1905-11-23 |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$9,146 |
$640 |
|
| Missouri Total |
100.00% |
938,463 |
$175,547,865 |
$176,774,386 |
$407,123 |
$124,446,429 |
$151,673,545 |
85.80% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
115 |
$0 |
$0 |
$378,914 |
$0 |
|
| Missouri Total |
100.00% |
297,250 |
$873,006,299 |
$1,530,329 |
$822,323,683 |
$0 |
94.19% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
42 |
$91 |
$0 |
$100,000 |
$556 |
109,890.11% |
| Missouri Total |
100.00% |
99,099 |
$58,751,294 |
$38,386 |
$70,812,812 |
$3,379,857 |
120.53% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.45% |
6,248 |
$144,737 |
$179,192 |
$0 |
$79,082 |
$80,148 |
44.73% |
| Missouri Total |
100.00% |
706,381 |
$32,207,268 |
$30,700,050 |
$25,392 |
$13,444,108 |
$20,054,937 |
65.33% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$196 |
$243 |
$0 |
$958 |
$971 |
399.59% |
| Missouri Total |
100.00% |
150,568 |
$249,345,170 |
$239,532,168 |
$1,031 |
$167,818,703 |
$155,530,987 |
64.93% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
907 |
$14,785 |
$18,305 |
$0 |
$27,114 |
$27,480 |
150.12% |
| Missouri Total |
100.00% |
122,597 |
$70,982,921 |
$71,622,440 |
$764,238 |
$42,743,391 |
$67,075,314 |
93.65% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
8.07% |
4,878 |
$878,401 |
$0 |
$733,522 |
$8,049 |
83.51% |
| Missouri Total |
100.00% |
52,209 |
$10,878,673 |
$52,431 |
$8,150,202 |
$449,966 |
74.92% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.53% |
3,477 |
$123,558 |
$152,971 |
$0 |
$58,781 |
$59,574 |
38.94% |
| Missouri Total |
100.00% |
166,948 |
$23,129,118 |
$23,505,924 |
$6,922 |
$11,864,313 |
$10,386,351 |
44.19% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
513 |
$742,483 |
$757,961 |
$0 |
$654,082 |
$617,985 |
81.53% |
| Missouri Total |
100.00% |
197,066 |
$330,704,751 |
$324,511,768 |
$0 |
$241,400,468 |
$239,482,551 |
73.80% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
10,590 |
$324,767 |
$522 |
$1,675,057 |
$0 |
515.93% |
| Missouri Total |
100.00% |
287,667 |
$1,305,828,841 |
$2,541,149 |
$1,007,825,710 |
$0 |
77.18% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.09% |
1,770 |
$373,202 |
$462,041 |
$0 |
$577,755 |
$585,550 |
126.73% |
| Missouri Total |
100.00% |
187,801 |
$34,395,473 |
$34,656,393 |
$0 |
$16,748,750 |
$17,637,392 |
50.89% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.20% |
19,765 |
$473,984 |
$0 |
$667,276 |
$231,796 |
140.78% |
| Missouri Total |
100.00% |
612,832 |
$232,002,403 |
$13,119,985 |
$125,602,619 |
$65,968,629 |
54.14% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.99% |
10,281 |
$4,085,500 |
$0 |
$3,805,217 |
$440,465 |
93.14% |
| Missouri Total |
100.00% |
476,706 |
$414,523,544 |
$6,122,175 |
$444,132,853 |
$39,974,927 |
107.14% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.75% |
97,169 |
$5,629,461 |
$36,366 |
$6,697,915 |
$271,664 |
119.63% |
| Missouri Total |
100.00% |
2,449,307 |
$752,703,695 |
$310,524,941 |
$737,354,868 |
$67,767,790 |
97.96% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
12,917 |
$1,398,961 |
$1,570,713 |
$0 |
$1,406,918 |
$1,372,348 |
87.37% |
| Missouri Total |
100.00% |
13,171,697 |
$3,211,384,649 |
$3,219,638,475 |
$2,571,356 |
$2,272,170,301 |
$2,357,964,065 |
73.24% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$9,146 |
$640 |
|
| Missouri Total |
100.00% |
11,464,897 |
$2,333,289,732 |
$2,367,586,559 |
$1,740,059 |
$1,728,723,840 |
$1,781,524,816 |
75.25% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
157 |
$91 |
$0 |
$478,914 |
$556 |
526,279.12% |
| Missouri Total |
100.00% |
4,622,078 |
$3,349,353,001 |
$5,329,664 |
$2,154,649,656 |
$164,907,101 |
64.33% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
12,916 |
$1,398,961 |
$1,570,713 |
$0 |
$1,397,772 |
$1,371,708 |
87.33% |
| Missouri Total |
100.00% |
1,706,800 |
$878,094,917 |
$852,051,916 |
$831,297 |
$543,446,461 |
$576,439,249 |
67.65% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.27% |
142,683 |
$11,392,113 |
$36,888 |
$13,578,987 |
$951,974 |
119.52% |
| Missouri Total |
100.00% |
4,341,992 |
$4,267,510,682 |
$343,477,929 |
$3,141,373,263 |
$204,703,780 |
73.61% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.15% |
142,840 |
$11,392,204 |
$36,888 |
$14,057,901 |
$952,530 |
123.72% |
| Missouri Total |
100.00% |
8,964,070 |
$7,616,863,683 |
$348,807,593 |
$5,296,022,919 |
$369,610,881 |
69.53% |