Company Name:
CMFG LIFE INSURANCE COMPANYCompany Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Phone:
6086654525Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1943-06-17
| Line |
Authorized Date |
| Accident and Health |
1943-06-17 |
| Life, annuities and endowments |
1943-06-17 |
| Variable Contracts |
2007-05-03 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.14% |
277 |
$2,388,775 |
$2,386,845 |
$0 |
$551,500 |
$608,159 |
25.48% |
| Missouri Total |
100.00% |
5,469,519 |
$111,786,395 |
$111,483,321 |
$15,119 |
$41,272,752 |
$43,821,626 |
39.31% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
19.74% |
23,136 |
$1,990,535 |
$0 |
$1,231,829 |
$140,364 |
61.88% |
| Missouri Total |
100.00% |
108,080 |
$10,086,031 |
$0 |
$5,852,085 |
$750,528 |
58.02% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$24,524 |
$24,529 |
|
| Missouri Total |
100.00% |
1,254,330 |
$351,563,862 |
$373,290,521 |
$485,900 |
$237,891,721 |
$253,750,939 |
67.98% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
885 |
$0 |
$0 |
$0 |
$7,980 |
|
| Missouri Total |
100.00% |
15,831 |
$4,521,387 |
$482 |
$98,648,943 |
$104,115 |
2,181.83% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
39 |
$28,091 |
$28,197 |
$0 |
$2,643 |
$2,643 |
9.37% |
| Missouri Total |
100.00% |
4,740,666 |
$249,117,836 |
$248,967,220 |
$3,672 |
$143,346,900 |
$143,332,711 |
57.57% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$82,403 |
$0 |
|
| Missouri Total |
100.00% |
520,508 |
$1,192,820,226 |
$10,125,528 |
$1,085,261,009 |
$0 |
90.98% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.76% |
158 |
$14,325,444 |
$0 |
$12,216,917 |
$0 |
85.28% |
| Missouri Total |
100.00% |
186,777 |
$1,882,944,644 |
$0 |
$1,540,131,082 |
$0 |
81.79% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
32.33% |
2,749 |
$2,422,161 |
$2,385,414 |
$0 |
$1,022,620 |
$1,002,631 |
42.03% |
| Missouri Total |
100.00% |
34,858 |
$7,491,675 |
$8,632,696 |
$0 |
$2,342,665 |
$2,035,294 |
23.58% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.18% |
1,345 |
$994,297 |
$0 |
$841,671 |
$94,299 |
84.65% |
| Missouri Total |
100.00% |
1,977,306 |
$539,326,139 |
$1,177,480 |
$434,868,809 |
$240,522,779 |
80.63% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.55% |
4,614 |
$2,011,562 |
$0 |
$1,604,917 |
$40,318 |
79.78% |
| Missouri Total |
100.00% |
226,343 |
$56,588,825 |
$15,797 |
$60,916,808 |
$8,693,656 |
107.65% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
4 |
$1,567 |
$1,567 |
$0 |
$0 |
$19 |
1.21% |
| Missouri Total |
100.00% |
361,964 |
$61,570,318 |
$61,286,431 |
$5 |
$22,033,119 |
$22,657,998 |
36.97% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
4 |
$-14 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
36,757 |
$89,099,206 |
$0 |
$71,401,733 |
$0 |
80.14% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
37 |
$0 |
$0 |
$1,218,592 |
$0 |
|
| Missouri Total |
100.00% |
99,399 |
$1,154,178,097 |
$0 |
$769,747,137 |
$0 |
66.69% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.29% |
436 |
$456,210 |
$0 |
$285,902 |
$4,086 |
62.67% |
| Missouri Total |
100.00% |
80,387 |
$19,887,291 |
$62,164 |
$11,572,346 |
$588,012 |
58.19% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$83 |
$83 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
159,876 |
$62,712,790 |
$62,561,307 |
$3,131 |
$24,412,061 |
$25,278,119 |
40.41% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.56% |
729 |
$1,164,359 |
$1,177,863 |
$0 |
$301,757 |
$364,184 |
30.92% |
| Missouri Total |
100.00% |
104,950 |
$207,337,677 |
$212,352,222 |
$0 |
$209,925,380 |
$185,685,429 |
87.44% |
Individual Modified Guaranteed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.13% |
5 |
$736,495 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
1,677 |
$34,612,526 |
$0 |
$45,086,468 |
$0 |
130.26% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
263 |
$703,187 |
$0 |
$3,355,701 |
$0 |
477.21% |
| Missouri Total |
100.00% |
209,776 |
$1,196,697,406 |
$35,086,784 |
$1,128,293,483 |
$0 |
94.28% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.25% |
3,436 |
$1,455,702 |
$302 |
$248,000 |
$237,386 |
17.06% |
| Missouri Total |
100.00% |
838,239 |
$583,114,130 |
$8,601,831 |
$380,741,956 |
$692,128,891 |
65.29% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
370 |
$124,701 |
$0 |
$406,089 |
$17,079 |
325.65% |
| Missouri Total |
100.00% |
367,639 |
$717,052,897 |
$6,257,842 |
$647,129,980 |
$245,467,544 |
90.25% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
186 |
$744,801 |
$0 |
$1,918,518 |
$0 |
257.59% |
| Missouri Total |
100.00% |
259,411 |
$2,070,662,761 |
$580,055 |
$3,824,607,952 |
$0 |
184.70% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.18% |
386 |
$383,879 |
$83,604 |
$482,518 |
$49,534 |
147.47% |
| Missouri Total |
100.00% |
73,067 |
$214,318,001 |
$3,773,572 |
$246,324,573 |
$21,368,071 |
114.93% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.67% |
11,689 |
$5,391,245 |
$255,339 |
$2,208,724 |
$150,643 |
45.70% |
| Missouri Total |
100.00% |
1,532,924 |
$809,875,081 |
$283,399,743 |
$924,943,383 |
$189,097,330 |
114.21% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
3,799 |
$6,005,036 |
$5,979,969 |
$0 |
$1,903,044 |
$2,002,165 |
33.48% |
| Missouri Total |
100.00% |
18,171,889 |
$11,161,724,899 |
$11,180,725,273 |
$10,901,258 |
$8,674,641,000 |
$8,678,005,200 |
77.62% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
3,065 |
$4,839,027 |
$4,800,456 |
$0 |
$1,601,287 |
$1,637,962 |
34.12% |
| Missouri Total |
100.00% |
15,968,414 |
$7,486,291,962 |
$7,481,394,623 |
$539,778 |
$5,879,810,599 |
$5,912,016,735 |
79.02% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.41% |
30,138 |
$19,321,838 |
$0 |
$15,977,737 |
$282,961 |
82.69% |
| Missouri Total |
100.00% |
3,393,966 |
$4,757,516,863 |
$11,323,927 |
$4,543,143,614 |
$270,854,664 |
95.49% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
734 |
$1,166,009 |
$1,179,513 |
$0 |
$301,757 |
$364,203 |
30.88% |
| Missouri Total |
100.00% |
2,203,482 |
$3,675,434,192 |
$3,699,331,905 |
$10,361,480 |
$2,794,830,401 |
$2,765,988,465 |
74.77% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
16,812 |
$9,996,206 |
$339,245 |
$10,124,044 |
$458,728 |
104.67% |
| Missouri Total |
100.00% |
3,538,934 |
$6,894,086,553 |
$337,761,991 |
$8,229,829,165 |
$1,148,757,471 |
119.38% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.25% |
46,950 |
$29,318,044 |
$339,245 |
$26,101,781 |
$741,689 |
90.19% |
| Missouri Total |
100.00% |
6,932,900 |
$11,651,603,416 |
$349,085,918 |
$12,772,972,779 |
$1,419,612,135 |
109.62% |