Company Name:
CMFG LIFE INSURANCE COMPANYCompany Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Phone:
6086654525Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1943-06-17
| Line |
Authorized Date |
| Accident and Health |
1943-06-17 |
| Life, annuities and endowments |
1943-06-17 |
| Variable Contracts |
2007-05-03 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.86% |
295 |
$2,173,675 |
$2,171,409 |
$0 |
$629,375 |
$659,320 |
30.36% |
| Missouri Total |
100.00% |
6,557,853 |
$116,616,092 |
$116,256,068 |
$14,614 |
$43,850,060 |
$37,998,288 |
32.68% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
17.79% |
27,699 |
$2,224,658 |
$0 |
$1,064,209 |
$168,827 |
47.84% |
| Missouri Total |
100.00% |
124,630 |
$12,501,881 |
$0 |
$6,197,118 |
$866,282 |
49.57% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$23,307 |
$23,668 |
|
| Missouri Total |
100.00% |
1,448,026 |
$324,646,590 |
$344,472,566 |
$503,101 |
$212,439,422 |
$212,761,970 |
61.76% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1,032 |
$0 |
$0 |
$0 |
$9,272 |
|
| Missouri Total |
100.00% |
16,997 |
$4,773,219 |
$752 |
$172,517,078 |
$86,114 |
3,614.27% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
41 |
$28,619 |
$28,741 |
$0 |
$820 |
$820 |
2.85% |
| Missouri Total |
100.00% |
4,172,281 |
$239,839,244 |
$239,162,225 |
$9,316 |
$153,746,932 |
$154,114,622 |
64.44% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.91% |
134 |
$9,354,037 |
$0 |
$25,271,141 |
$0 |
270.16% |
| Missouri Total |
100.00% |
189,822 |
$1,033,448,489 |
$0 |
$1,312,784,723 |
$0 |
127.03% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
27.86% |
3,771 |
$2,624,875 |
$2,607,547 |
$0 |
$1,028,528 |
$1,024,914 |
39.31% |
| Missouri Total |
100.00% |
34,486 |
$9,423,074 |
$8,618,461 |
$0 |
$2,722,938 |
$2,587,673 |
30.02% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.20% |
1,482 |
$1,081,432 |
$0 |
$1,019,083 |
$102,045 |
94.23% |
| Missouri Total |
100.00% |
2,205,224 |
$528,415,026 |
$1,396,600 |
$422,121,559 |
$228,201,651 |
79.88% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.61% |
4,897 |
$2,165,076 |
$0 |
$1,352,144 |
$41,859 |
62.45% |
| Missouri Total |
100.00% |
143,279 |
$38,609,147 |
$14,845 |
$31,605,609 |
$1,512,704 |
81.86% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
4 |
$1,232 |
$1,232 |
$0 |
$0 |
$23 |
1.87% |
| Missouri Total |
100.00% |
391,131 |
$63,521,313 |
$63,852,854 |
$8 |
$24,289,448 |
$24,453,365 |
38.30% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
4 |
$2,097 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
36,247 |
$99,623,113 |
$0 |
$99,999,733 |
$0 |
100.38% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
48 |
$0 |
$0 |
$1,561,608 |
$0 |
|
| Missouri Total |
100.00% |
95,837 |
$1,488,263,255 |
$0 |
$677,443,796 |
$0 |
45.52% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.39% |
509 |
$403,902 |
$0 |
$157,739 |
$4,570 |
39.05% |
| Missouri Total |
100.00% |
74,508 |
$16,915,097 |
$7,905 |
$9,434,450 |
$518,513 |
55.78% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$83 |
$83 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
238,734 |
$62,119,485 |
$61,463,348 |
$3,426 |
$25,627,755 |
$28,759,928 |
46.79% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.50% |
629 |
$1,053,382 |
$1,052,664 |
$0 |
$121,273 |
$143,782 |
13.66% |
| Missouri Total |
100.00% |
111,307 |
$210,293,108 |
$206,489,953 |
$0 |
$214,673,832 |
$251,441,454 |
121.77% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.22% |
277 |
$2,438,735 |
$0 |
$2,177,466 |
$0 |
89.29% |
| Missouri Total |
100.00% |
206,286 |
$1,130,108,831 |
$34,631,430 |
$1,325,260,748 |
$0 |
117.27% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.19% |
2,525 |
$1,060,433 |
$297 |
$132,725 |
$196,164 |
12.54% |
| Missouri Total |
100.00% |
818,868 |
$558,083,312 |
$8,822,543 |
$348,190,973 |
$635,353,626 |
62.39% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
391 |
$126,995 |
$0 |
$325,301 |
$18,036 |
256.15% |
| Missouri Total |
100.00% |
376,764 |
$678,294,694 |
$7,369,700 |
$760,857,300 |
$233,683,657 |
112.17% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
209 |
$23,609 |
$0 |
$2,797,698 |
$0 |
11,850.13% |
| Missouri Total |
100.00% |
262,921 |
$1,969,980,345 |
$572,284 |
$4,358,601,976 |
$0 |
221.25% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.17% |
413 |
$416,493 |
$97,012 |
$2,431,766 |
$49,322 |
607.16% |
| Missouri Total |
100.00% |
75,076 |
$243,335,956 |
$4,015,116 |
$244,113,524 |
$20,857,544 |
100.32% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.59% |
9,862 |
$4,741,792 |
$248,339 |
$1,914,747 |
$120,280 |
45.62% |
| Missouri Total |
100.00% |
1,555,797 |
$803,680,907 |
$273,080,455 |
$969,884,037 |
$180,093,894 |
120.68% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
4,741 |
$5,881,866 |
$5,861,676 |
$0 |
$1,803,303 |
$1,852,527 |
31.60% |
| Missouri Total |
100.00% |
18,510,813 |
$11,250,055,375 |
$11,264,934,165 |
$10,211,045 |
$8,998,120,067 |
$9,109,306,437 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
4,107 |
$4,827,169 |
$4,807,697 |
$0 |
$1,682,030 |
$1,708,722 |
35.54% |
| Missouri Total |
100.00% |
16,253,060 |
$7,800,314,473 |
$7,835,962,961 |
$673,020 |
$6,329,250,405 |
$6,392,782,880 |
81.58% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.35% |
35,244 |
$14,825,203 |
$0 |
$28,706,577 |
$322,003 |
193.63% |
| Missouri Total |
100.00% |
3,293,003 |
$4,271,573,970 |
$10,655,145 |
$4,001,820,864 |
$251,717,054 |
93.68% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
634 |
$1,054,697 |
$1,053,979 |
$0 |
$121,273 |
$143,805 |
13.64% |
| Missouri Total |
100.00% |
2,257,753 |
$3,449,740,902 |
$3,428,971,204 |
$9,538,025 |
$2,668,869,662 |
$2,716,523,557 |
79.22% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
14,238 |
$9,214,056 |
$345,648 |
$11,499,050 |
$388,372 |
128.55% |
| Missouri Total |
100.00% |
3,545,013 |
$7,012,746,399 |
$328,499,433 |
$9,057,491,351 |
$1,070,602,423 |
129.16% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
49,482 |
$24,039,259 |
$345,648 |
$40,205,627 |
$710,375 |
168.69% |
| Missouri Total |
100.00% |
6,838,016 |
$11,284,320,369 |
$339,154,578 |
$13,059,312,215 |
$1,322,319,477 |
115.73% |