Company Name:
CMFG LIFE INSURANCE COMPANYCompany Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Phone:
6086654525Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1943-06-17
| Line |
Authorized Date |
| Accident and Health |
1943-06-17 |
| Life, annuities and endowments |
1943-06-17 |
| Variable Contracts |
2007-05-03 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.81% |
238,093 |
$1,997,153 |
$2,002,600 |
$0 |
$406,750 |
$425,105 |
21.23% |
| Missouri Total |
100.00% |
6,402,141 |
$110,230,122 |
$108,042,632 |
$9,062 |
$48,534,065 |
$50,936,723 |
47.15% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
19.90% |
29,573 |
$2,469,154 |
$0 |
$1,195,257 |
$185,469 |
48.41% |
| Missouri Total |
100.00% |
157,230 |
$12,409,238 |
$0 |
$7,268,590 |
$939,322 |
58.57% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$23,453 |
$23,055 |
|
| Missouri Total |
100.00% |
1,317,747 |
$315,434,996 |
$333,810,137 |
$419,987 |
$232,348,022 |
$221,502,939 |
66.36% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1,202 |
$0 |
$0 |
$0 |
$10,790 |
|
| Missouri Total |
100.00% |
18,211 |
$5,083,883 |
$1,330 |
$7,691,394 |
$97,528 |
151.29% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
50 |
$33,572 |
$33,486 |
$0 |
$2,055 |
$2,055 |
6.14% |
| Missouri Total |
100.00% |
3,794,715 |
$225,795,125 |
$225,657,489 |
$9,729 |
$138,306,273 |
$139,770,213 |
61.94% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.84% |
139 |
$16,398,124 |
$0 |
$13,721,485 |
$0 |
83.68% |
| Missouri Total |
100.00% |
70,874 |
$1,963,522,896 |
$0 |
$1,078,692,720 |
$0 |
54.94% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
32.71% |
4,058 |
$2,933,161 |
$2,916,675 |
$0 |
$1,088,052 |
$1,084,037 |
37.17% |
| Missouri Total |
100.00% |
46,362 |
$8,967,299 |
$9,623,753 |
$0 |
$3,037,302 |
$2,589,725 |
26.91% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.22% |
1,668 |
$1,183,606 |
$0 |
$1,189,597 |
$111,467 |
100.51% |
| Missouri Total |
100.00% |
2,262,793 |
$531,820,140 |
$1,417,243 |
$400,585,106 |
$220,311,459 |
75.32% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.30% |
5,181 |
$2,305,995 |
$0 |
$1,283,449 |
$44,948 |
55.66% |
| Missouri Total |
100.00% |
165,829 |
$43,498,371 |
$48,424 |
$93,739,508 |
$9,857,540 |
215.50% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
5 |
$1,294 |
$1,294 |
$0 |
$0 |
$6 |
0.46% |
| Missouri Total |
100.00% |
400,485 |
$63,522,542 |
$63,347,315 |
$0 |
$24,679,353 |
$24,958,520 |
39.40% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.25% |
4 |
$231,734 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
34,146 |
$94,538,449 |
$0 |
$73,761,539 |
$0 |
78.02% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$16 |
$16 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
128,298 |
$111,847,829 |
$113,009,194 |
$9,320,891 |
$67,487,406 |
$55,431,444 |
49.05% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
62 |
$0 |
$0 |
$197,373 |
$0 |
|
| Missouri Total |
100.00% |
95,477 |
$1,528,721,431 |
$0 |
$635,138,379 |
$0 |
41.55% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.16% |
593 |
$357,081 |
$0 |
$126,773 |
$4,556 |
35.50% |
| Missouri Total |
100.00% |
78,605 |
$16,557,038 |
$13,128 |
$9,388,018 |
$570,048 |
56.70% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$83 |
$83 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
153,238 |
$48,008,240 |
$47,982,108 |
$5,965 |
$17,684,818 |
$19,177,573 |
39.97% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.45% |
758 |
$959,818 |
$951,028 |
$0 |
$123,354 |
$9,772 |
1.03% |
| Missouri Total |
100.00% |
116,436 |
$211,978,898 |
$217,655,297 |
$0 |
$197,145,393 |
$230,953,198 |
106.11% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.17% |
287 |
$1,611,231 |
$0 |
$4,564,431 |
$0 |
283.29% |
| Missouri Total |
100.00% |
219,347 |
$966,691,378 |
$38,073,879 |
$1,367,863,486 |
$0 |
141.50% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
2,113 |
$788,876 |
$362 |
$134,990 |
$184,670 |
17.16% |
| Missouri Total |
100.00% |
807,561 |
$545,233,882 |
$8,854,933 |
$312,433,553 |
$209,545,660 |
57.30% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
421 |
$140,121 |
$0 |
$405,147 |
$19,338 |
289.14% |
| Missouri Total |
100.00% |
392,226 |
$688,580,364 |
$7,899,033 |
$992,234,625 |
$72,910,917 |
144.10% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
235 |
$21,775 |
$0 |
$3,205,307 |
$0 |
14,720.12% |
| Missouri Total |
100.00% |
273,769 |
$1,579,684,923 |
$638,554 |
$3,680,614,002 |
$0 |
233.00% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
442 |
$419,150 |
$97,786 |
$1,501,819 |
$55,040 |
381.63% |
| Missouri Total |
100.00% |
79,973 |
$184,764,931 |
$5,303,033 |
$224,094,911 |
$22,036,496 |
121.29% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.52% |
9,303 |
$4,107,336 |
$244,777 |
$2,562,162 |
$111,539 |
68.34% |
| Missouri Total |
100.00% |
1,575,221 |
$790,335,343 |
$271,555,935 |
$883,419,376 |
$54,049,613 |
111.78% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
242,965 |
$5,925,097 |
$5,905,182 |
$0 |
$1,643,664 |
$1,544,030 |
26.15% |
| Missouri Total |
100.00% |
17,298,225 |
$10,842,541,096 |
$10,885,784,298 |
$9,791,953 |
$8,529,870,791 |
$8,533,868,614 |
78.39% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
242,201 |
$4,963,886 |
$4,952,761 |
$0 |
$1,520,310 |
$1,534,252 |
30.98% |
| Missouri Total |
100.00% |
15,026,804 |
$7,368,815,822 |
$7,399,153,912 |
$462,382 |
$5,979,576,202 |
$5,973,336,105 |
80.73% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.42% |
37,763 |
$22,356,879 |
$0 |
$17,389,788 |
$352,674 |
77.78% |
| Missouri Total |
100.00% |
3,308,424 |
$5,362,402,135 |
$11,192,208 |
$3,798,692,641 |
$254,647,163 |
70.84% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
764 |
$961,211 |
$952,421 |
$0 |
$123,354 |
$9,778 |
1.03% |
| Missouri Total |
100.00% |
2,271,421 |
$3,473,725,274 |
$3,486,630,386 |
$9,329,571 |
$2,550,294,589 |
$2,560,532,509 |
73.44% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
13,460 |
$7,677,304 |
$342,925 |
$12,698,002 |
$375,143 |
169.86% |
| Missouri Total |
100.00% |
3,602,005 |
$6,532,189,627 |
$332,338,495 |
$8,441,805,341 |
$359,204,011 |
129.23% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.25% |
51,223 |
$30,034,183 |
$342,925 |
$30,087,790 |
$727,817 |
101.32% |
| Missouri Total |
100.00% |
6,910,429 |
$11,894,591,762 |
$343,530,703 |
$12,240,497,982 |
$613,851,174 |
102.91% |