Company Name:
CMFG LIFE INSURANCE COMPANYCompany Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Phone:
6086654525Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1943-06-17
| Line |
Authorized Date |
| Accident and Health |
1943-06-17 |
| Life, annuities and endowments |
1943-06-17 |
| Variable Contracts |
2007-05-03 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.66% |
168,555 |
$1,653,813 |
$1,650,955 |
$0 |
$825,000 |
$797,977 |
48.33% |
| Missouri Total |
100.00% |
5,229,711 |
$99,625,472 |
$99,977,796 |
$5,712 |
$38,745,037 |
$42,554,006 |
42.56% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
17.68% |
32,808 |
$2,459,837 |
$0 |
$1,127,033 |
$197,784 |
45.82% |
| Missouri Total |
100.00% |
197,980 |
$13,912,434 |
$0 |
$7,687,726 |
$1,192,539 |
55.26% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$46,842 |
$-8,444 |
|
| Missouri Total |
100.00% |
1,171,344 |
$295,990,569 |
$296,296,097 |
$439,953 |
$230,257,414 |
$237,201,404 |
80.06% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
27.71% |
1,729 |
$2,392,031 |
$0 |
$1,090,433 |
$15,232 |
45.59% |
| Missouri Total |
100.00% |
20,827 |
$8,630,997 |
$0 |
$68,685,851 |
$129,557 |
795.80% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
378 |
$43,648 |
$42,362 |
$0 |
$5,782 |
$4,785 |
11.30% |
| Missouri Total |
100.00% |
2,756,811 |
$178,579,137 |
$178,814,462 |
$7,424 |
$123,573,149 |
$122,784,216 |
68.67% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$9,788,206 |
$0 |
|
| Missouri Total |
100.00% |
256,846 |
$1,703,283,340 |
$9,279,531 |
$556,963,478 |
$0 |
32.70% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.28% |
141 |
$13,369,794 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
172,755 |
$1,046,601,997 |
$0 |
$933,538,010 |
$0 |
89.20% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
29.92% |
18,792 |
$2,923,082 |
$2,949,959 |
$0 |
$1,196,348 |
$1,216,326 |
41.23% |
| Missouri Total |
100.00% |
78,341 |
$9,768,406 |
$11,530,020 |
$0 |
$3,678,436 |
$3,477,512 |
30.16% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.20% |
2,100 |
$970,213 |
$0 |
$366,122 |
$133,870 |
37.74% |
| Missouri Total |
100.00% |
1,918,046 |
$475,230,911 |
$1,169,131 |
$297,520,323 |
$186,923,255 |
62.61% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.72% |
5,712 |
$687,215 |
$0 |
$454,626 |
$48,200 |
66.15% |
| Missouri Total |
100.00% |
296,327 |
$95,534,219 |
$516,819 |
$154,543,685 |
$22,466,090 |
161.77% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
38 |
$510 |
$563 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
411,969 |
$67,266,401 |
$65,069,690 |
$0 |
$31,770,058 |
$29,555,834 |
45.42% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
2 |
$2,920 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
42,116 |
$93,163,703 |
$0 |
$62,905,018 |
$0 |
67.52% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
10 |
$840 |
$836 |
$0 |
$0 |
$1,409 |
168.54% |
| Missouri Total |
100.00% |
126,827 |
$109,033,931 |
$108,891,589 |
$8,337,569 |
$64,970,401 |
$67,798,163 |
62.26% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
439 |
$0 |
$0 |
$2,065,217 |
$0 |
|
| Missouri Total |
100.00% |
85,168 |
$1,418,178,246 |
$0 |
$441,305,718 |
$0 |
31.12% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
12 |
$0 |
$0 |
$0 |
$70 |
|
| Missouri Total |
100.00% |
70,500 |
$12,682,716 |
$13,428 |
$8,345,230 |
$434,138 |
65.80% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.43% |
808 |
$935,179 |
$950,617 |
$0 |
$59,822 |
$609,758 |
64.14% |
| Missouri Total |
100.00% |
122,476 |
$216,940,674 |
$214,069,833 |
$0 |
$183,558,794 |
$201,804,311 |
94.27% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.52% |
303 |
$4,070,680 |
$0 |
$2,053,643 |
$0 |
50.45% |
| Missouri Total |
100.00% |
221,465 |
$789,558,816 |
$42,145,400 |
$1,088,175,289 |
$0 |
137.82% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
1,978 |
$276,207 |
$777 |
$6,721 |
$139,672 |
2.71% |
| Missouri Total |
100.00% |
794,218 |
$515,043,648 |
$8,464,889 |
$287,841,564 |
$197,226,328 |
55.89% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
362 |
$143,947 |
$0 |
$526,487 |
$36,826 |
365.75% |
| Missouri Total |
100.00% |
414,709 |
$676,787,654 |
$8,804,115 |
$819,081,062 |
$70,130,895 |
121.02% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
300 |
$227,799 |
$0 |
$4,939,852 |
$0 |
2,168.51% |
| Missouri Total |
100.00% |
282,810 |
$2,025,792,307 |
$591,721 |
$2,571,025,163 |
$0 |
126.91% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.28% |
595 |
$455,634 |
$84,916 |
$944,371 |
$35,734 |
225.90% |
| Missouri Total |
100.00% |
88,416 |
$162,552,940 |
$4,317,521 |
$261,222,359 |
$20,972,911 |
160.70% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.44% |
6,992 |
$3,400,610 |
$234,456 |
$1,741,872 |
$90,396 |
58.12% |
| Missouri Total |
100.00% |
1,596,148 |
$764,184,981 |
$289,185,492 |
$790,506,056 |
$55,276,908 |
103.44% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
188,581 |
$5,557,072 |
$5,595,292 |
$0 |
$2,133,794 |
$2,621,811 |
46.86% |
| Missouri Total |
100.00% |
15,958,589 |
$9,793,285,565 |
$9,792,090,859 |
$8,815,939 |
$7,649,653,511 |
$7,702,672,467 |
78.66% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
187,725 |
$4,620,543 |
$4,643,276 |
$0 |
$2,073,972 |
$2,010,644 |
43.30% |
| Missouri Total |
100.00% |
13,662,000 |
$6,332,888,871 |
$6,317,328,365 |
$468,349 |
$4,902,320,338 |
$4,924,983,653 |
77.96% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.44% |
42,490 |
$19,879,090 |
$0 |
$12,826,420 |
$395,086 |
64.52% |
| Missouri Total |
100.00% |
3,169,198 |
$4,565,571,004 |
$10,988,424 |
$3,163,010,445 |
$232,278,928 |
69.28% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
856 |
$936,529 |
$952,016 |
$0 |
$59,822 |
$611,167 |
64.20% |
| Missouri Total |
100.00% |
2,296,589 |
$3,460,396,694 |
$3,474,762,494 |
$8,347,590 |
$2,747,333,173 |
$2,777,688,814 |
79.94% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
10,983 |
$8,577,797 |
$320,149 |
$12,278,163 |
$302,698 |
146.87% |
| Missouri Total |
100.00% |
3,646,026 |
$6,559,153,965 |
$353,522,566 |
$6,561,952,336 |
$344,146,391 |
100.04% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.26% |
53,473 |
$28,456,887 |
$320,149 |
$25,104,583 |
$697,784 |
89.34% |
| Missouri Total |
100.00% |
6,815,224 |
$11,124,724,969 |
$364,510,990 |
$9,724,962,781 |
$576,425,319 |
87.42% |