Company Name:
CMFG LIFE INSURANCE COMPANYCompany Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Phone:
6086654525Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1943-06-17
| Line |
Authorized Date |
| Accident and Health |
1943-06-17 |
| Life, annuities and endowments |
1943-06-17 |
| Variable Contracts |
2007-05-03 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.32% |
154,887 |
$1,441,718 |
$1,440,899 |
$0 |
$190,238 |
$289,767 |
20.11% |
| Missouri Total |
100.00% |
5,585,434 |
$109,615,562 |
$110,621,146 |
$11,973 |
$43,523,286 |
$42,190,276 |
38.14% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
11.91% |
31,333 |
$2,219,013 |
$0 |
$1,085,114 |
$191,015 |
48.90% |
| Missouri Total |
100.00% |
206,216 |
$18,627,969 |
$0 |
$8,761,786 |
$1,312,197 |
47.04% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$9,727 |
$9,721 |
$0 |
$5,143 |
$4,617 |
47.50% |
| Missouri Total |
100.00% |
959,920 |
$245,898,323 |
$245,215,424 |
$0 |
$176,723,210 |
$179,056,110 |
73.02% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$10,335 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
125,423 |
$857,318,280 |
$0 |
$121,690,165 |
$0 |
14.19% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$76,782 |
$-19,851 |
|
| Missouri Total |
100.00% |
1,328,376 |
$303,329,965 |
$302,330,839 |
$380,940 |
$229,521,732 |
$238,471,048 |
78.88% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
29.92% |
2,071 |
$2,494,643 |
$0 |
$1,016,303 |
$18,210 |
40.74% |
| Missouri Total |
100.00% |
22,737 |
$8,338,956 |
$0 |
$64,330,512 |
$105,821 |
771.45% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
415 |
$46,544 |
$48,947 |
$0 |
$4,020 |
$-355 |
-0.73% |
| Missouri Total |
100.00% |
2,589,371 |
$162,635,242 |
$161,918,619 |
$11,069 |
$112,628,183 |
$115,831,671 |
71.54% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.87% |
136 |
$22,305,061 |
$0 |
$19,687,539 |
$0 |
88.26% |
| Missouri Total |
100.00% |
253,953 |
$1,195,012,181 |
$6,638,324 |
$632,679,012 |
$0 |
52.94% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
21.07% |
19,153 |
$2,782,769 |
$3,011,906 |
$0 |
$1,158,096 |
$1,295,896 |
43.03% |
| Missouri Total |
100.00% |
85,734 |
$13,207,014 |
$13,215,189 |
$0 |
$3,732,757 |
$3,721,543 |
28.16% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
2,368 |
$1,095,529 |
$0 |
$418,717 |
$147,815 |
38.22% |
| Missouri Total |
100.00% |
2,015,033 |
$484,429,841 |
$1,322,907 |
$376,373,301 |
$196,889,474 |
77.69% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.44% |
6,034 |
$772,294 |
$0 |
$481,205 |
$50,779 |
62.31% |
| Missouri Total |
100.00% |
117,657 |
$53,726,734 |
$40,128 |
$105,148,186 |
$2,063,654 |
195.71% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
24 |
$1,021 |
$1,017 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
405,271 |
$58,683,332 |
$59,637,947 |
$0 |
$27,509,679 |
$36,494,147 |
61.19% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
2 |
$6,726 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
40,331 |
$86,489,700 |
$-1 |
$48,147,581 |
$0 |
55.67% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
6 |
$736 |
$673 |
$0 |
$3,500 |
$1,753 |
260.48% |
| Missouri Total |
100.00% |
126,487 |
$106,818,978 |
$106,351,018 |
$7,336,331 |
$67,848,508 |
$50,847,245 |
47.81% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
105 |
$0 |
$0 |
$1,070,871 |
$0 |
|
| Missouri Total |
100.00% |
77,636 |
$1,052,902,085 |
$0 |
$205,920,922 |
$0 |
19.56% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
12 |
$5,146 |
$0 |
$0 |
$70 |
0.00% |
| Missouri Total |
100.00% |
67,072 |
$11,447,960 |
$16,088 |
$8,800,530 |
$403,182 |
76.87% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.41% |
827 |
$929,816 |
$946,219 |
$0 |
$60,823 |
$-746 |
-0.08% |
| Missouri Total |
100.00% |
154,272 |
$226,180,312 |
$219,939,917 |
$-871 |
$174,251,668 |
$218,484,815 |
99.34% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.34% |
307 |
$3,457,542 |
$0 |
$2,489,184 |
$0 |
71.99% |
| Missouri Total |
100.00% |
236,044 |
$1,010,352,796 |
$37,848,313 |
$1,417,074,100 |
$0 |
140.26% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
1,517 |
$289,360 |
$842 |
$7,826 |
$114,334 |
3.00% |
| Missouri Total |
100.00% |
779,959 |
$511,193,270 |
$8,441,483 |
$339,538,182 |
$191,086,436 |
66.42% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
477 |
$151,460 |
$0 |
$518,692 |
$18,154 |
342.46% |
| Missouri Total |
100.00% |
420,148 |
$705,749,417 |
$9,782,936 |
$839,767,533 |
$66,480,297 |
118.99% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
341 |
$1,376,718 |
$0 |
$4,882,439 |
$0 |
354.64% |
| Missouri Total |
100.00% |
279,664 |
$2,880,957,952 |
$623,014 |
$2,641,997,771 |
$0 |
91.71% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.28% |
523 |
$472,884 |
$87,307 |
$1,273,120 |
$59,113 |
287.69% |
| Missouri Total |
100.00% |
91,871 |
$169,617,933 |
$4,607,563 |
$257,993,770 |
$22,122,008 |
152.10% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.36% |
6,076 |
$2,593,503 |
$232,251 |
$1,890,549 |
$80,424 |
81.85% |
| Missouri Total |
100.00% |
1,600,687 |
$728,998,826 |
$288,003,675 |
$792,816,948 |
$58,180,996 |
108.75% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
175,312 |
$5,212,331 |
$5,459,382 |
$0 |
$1,498,602 |
$1,571,081 |
28.78% |
| Missouri Total |
100.00% |
15,593,126 |
$9,193,669,241 |
$9,149,411,973 |
$7,762,668 |
$7,311,042,491 |
$7,398,322,417 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
174,455 |
$4,280,758 |
$4,511,473 |
$0 |
$1,434,279 |
$1,570,074 |
34.80% |
| Missouri Total |
100.00% |
13,218,120 |
$6,176,375,862 |
$6,146,129,592 |
$417,598 |
$4,911,623,434 |
$4,896,386,298 |
79.67% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.67% |
41,942 |
$28,896,875 |
$0 |
$22,688,878 |
$407,819 |
78.52% |
| Missouri Total |
100.00% |
3,105,041 |
$4,329,100,005 |
$8,046,707 |
$3,461,892,842 |
$222,960,300 |
79.97% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
857 |
$931,573 |
$947,909 |
$0 |
$64,323 |
$1,007 |
0.11% |
| Missouri Total |
100.00% |
2,375,006 |
$3,017,293,379 |
$3,003,282,381 |
$7,345,070 |
$2,399,419,057 |
$2,501,936,119 |
83.31% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
9,360 |
$8,353,339 |
$320,400 |
$12,132,681 |
$272,095 |
149.08% |
| Missouri Total |
100.00% |
3,634,694 |
$7,270,162,708 |
$349,323,071 |
$6,828,527,072 |
$338,347,826 |
93.93% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
51,302 |
$37,250,214 |
$320,400 |
$34,821,559 |
$679,914 |
94.34% |
| Missouri Total |
100.00% |
6,739,735 |
$11,599,262,713 |
$357,369,778 |
$10,290,419,914 |
$561,308,126 |
88.72% |