Company Name:
CMFG LIFE INSURANCE COMPANYCompany Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Phone:
6086654525Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1943-06-17
| Line |
Authorized Date |
| Accident and Health |
1943-06-17 |
| Life, annuities and endowments |
1943-06-17 |
| Variable Contracts |
2007-05-03 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.15% |
140,064 |
$1,267,567 |
$1,272,306 |
$0 |
$807,766 |
$888,583 |
69.84% |
| Missouri Total |
100.00% |
4,764,204 |
$109,907,195 |
$110,792,405 |
$10,104 |
$45,080,334 |
$46,424,218 |
41.90% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
10.97% |
30,762 |
$2,084,650 |
$0 |
$1,333,600 |
$191,790 |
63.97% |
| Missouri Total |
100.00% |
211,328 |
$19,008,688 |
$0 |
$9,917,443 |
$1,341,513 |
52.17% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
37 |
$14,241 |
$14,236 |
$0 |
$9,239 |
$9,223 |
64.79% |
| Missouri Total |
100.00% |
807,287 |
$232,335,863 |
$230,871,383 |
$0 |
$172,716,488 |
$175,080,700 |
75.83% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$10,046 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
117,215 |
$906,292,397 |
$0 |
$90,102,664 |
$0 |
9.94% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
0 |
$69,520 |
$69,327 |
$0 |
$110,681 |
$-13,848 |
-19.97% |
| Missouri Total |
100.00% |
1,242,706 |
$269,201,441 |
$268,290,961 |
$442,749 |
$212,951,954 |
$217,048,128 |
80.90% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
34.26% |
2,465 |
$3,038,385 |
$0 |
$1,278,629 |
$19,281 |
42.08% |
| Missouri Total |
100.00% |
24,314 |
$8,869,181 |
$0 |
$19,448,194 |
$131,252 |
219.28% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
451 |
$49,558 |
$48,249 |
$0 |
$15,605 |
$16,599 |
34.40% |
| Missouri Total |
100.00% |
2,523,566 |
$146,851,719 |
$148,179,250 |
$20,292 |
$111,278,930 |
$114,894,376 |
77.54% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.74% |
132 |
$9,310,091 |
$0 |
$7,725,575 |
$0 |
82.98% |
| Missouri Total |
100.00% |
249,712 |
$1,250,302,650 |
$7,108,176 |
$518,116,456 |
$0 |
41.44% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
18.02% |
18,564 |
$2,464,172 |
$2,671,730 |
$0 |
$1,179,690 |
$904,280 |
33.85% |
| Missouri Total |
100.00% |
93,006 |
$13,672,599 |
$13,230,216 |
$0 |
$4,131,411 |
$3,351,536 |
25.33% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
2,674 |
$1,096,019 |
$0 |
$349,764 |
$172,320 |
31.91% |
| Missouri Total |
100.00% |
1,960,314 |
$473,735,764 |
$1,702,453 |
$378,880,189 |
$192,404,864 |
79.98% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.63% |
6,417 |
$772,294 |
$0 |
$481,205 |
$53,929 |
62.31% |
| Missouri Total |
100.00% |
121,275 |
$47,375,128 |
$72,007 |
$85,366,637 |
$1,484,209 |
180.19% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
30 |
$610 |
$701 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
442,807 |
$55,711,052 |
$55,621,306 |
$8 |
$24,198,483 |
$25,209,434 |
45.32% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
3 |
$6,181 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
39,240 |
$86,004,822 |
$0 |
$43,516,745 |
$0 |
50.60% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
8 |
$1,204 |
$1,130 |
$0 |
$9,987 |
$13,861 |
1,226.64% |
| Missouri Total |
100.00% |
128,681 |
$108,615,001 |
$108,036,016 |
$7,113,549 |
$75,711,689 |
$79,531,085 |
73.62% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
119 |
$0 |
$0 |
$2,031,302 |
$0 |
|
| Missouri Total |
100.00% |
62,689 |
$1,257,275,749 |
$0 |
$395,437,039 |
$0 |
31.45% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
13 |
$5,146 |
$0 |
$0 |
$73 |
0.00% |
| Missouri Total |
100.00% |
63,303 |
$10,423,282 |
$22,086 |
$7,318,417 |
$374,648 |
70.21% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.43% |
843 |
$940,728 |
$945,951 |
$0 |
$28,833 |
$-80,467 |
-8.51% |
| Missouri Total |
100.00% |
131,008 |
$216,523,099 |
$212,518,477 |
$36,779 |
$156,112,233 |
$204,944,227 |
96.44% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.42% |
316 |
$3,173,165 |
$0 |
$1,896,163 |
$0 |
59.76% |
| Missouri Total |
100.00% |
243,314 |
$760,899,614 |
$39,970,327 |
$1,314,658,911 |
$0 |
172.78% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
1,185 |
$300,976 |
$961 |
$13,731 |
$104,572 |
4.88% |
| Missouri Total |
100.00% |
762,096 |
$484,969,357 |
$8,678,012 |
$303,835,016 |
$186,292,908 |
62.65% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
507 |
$163,006 |
$0 |
$795,035 |
$19,249 |
487.73% |
| Missouri Total |
100.00% |
423,707 |
$657,668,471 |
$10,606,141 |
$852,420,020 |
$63,658,596 |
129.61% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
392 |
$165,753 |
$0 |
$5,120,040 |
$0 |
3,088.96% |
| Missouri Total |
100.00% |
265,138 |
$3,640,759,573 |
$576,892 |
$2,683,168,752 |
$0 |
73.70% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.26% |
546 |
$488,695 |
$84,137 |
$803,199 |
$62,295 |
181.57% |
| Missouri Total |
100.00% |
98,565 |
$190,430,914 |
$4,512,315 |
$253,784,069 |
$23,691,003 |
133.27% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.35% |
4,838 |
$2,526,315 |
$229,908 |
$3,059,297 |
$67,039 |
130.20% |
| Missouri Total |
100.00% |
1,678,099 |
$729,180,975 |
$281,953,922 |
$818,993,472 |
$56,367,252 |
112.32% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
159,997 |
$4,807,600 |
$5,023,630 |
$0 |
$2,161,801 |
$1,738,231 |
34.60% |
| Missouri Total |
100.00% |
14,394,900 |
$8,566,352,456 |
$8,594,581,451 |
$7,646,916 |
$6,859,950,647 |
$6,979,857,319 |
81.21% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
159,116 |
$3,865,058 |
$4,075,848 |
$0 |
$2,122,981 |
$1,804,837 |
44.28% |
| Missouri Total |
100.00% |
12,161,229 |
$5,912,472,999 |
$5,932,467,478 |
$486,577 |
$4,734,684,568 |
$4,729,106,823 |
79.72% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.35% |
42,451 |
$16,311,485 |
$0 |
$11,168,773 |
$437,320 |
68.47% |
| Missouri Total |
100.00% |
3,054,590 |
$4,614,088,058 |
$8,964,127 |
$3,564,863,224 |
$217,436,264 |
77.26% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
881 |
$942,542 |
$947,782 |
$0 |
$38,820 |
$-66,606 |
-7.03% |
| Missouri Total |
100.00% |
2,233,671 |
$2,653,879,457 |
$2,662,113,973 |
$7,160,339 |
$2,125,266,079 |
$2,250,750,496 |
84.55% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
7,919 |
$6,829,237 |
$315,006 |
$13,718,767 |
$253,228 |
205.50% |
| Missouri Total |
100.00% |
3,690,685 |
$7,919,867,331 |
$346,319,695 |
$7,100,893,798 |
$330,489,165 |
89.66% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.18% |
50,370 |
$23,140,722 |
$315,006 |
$24,887,540 |
$690,548 |
108.91% |
| Missouri Total |
100.00% |
6,745,275 |
$12,533,955,389 |
$355,283,822 |
$10,665,757,022 |
$547,925,429 |
85.09% |