Company Name:
CMFG LIFE INSURANCE COMPANYCompany Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Phone:
6086654525Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1943-06-17
| Line |
Authorized Date |
| Accident and Health |
1943-06-17 |
| Life, annuities and endowments |
1943-06-17 |
| Variable Contracts |
2007-05-03 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.18% |
122,652 |
$1,167,140 |
$1,166,676 |
$0 |
$458,311 |
$460,504 |
39.47% |
| Missouri Total |
100.00% |
4,563,228 |
$99,026,369 |
$100,643,515 |
$6,319 |
$47,957,270 |
$49,955,641 |
49.64% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
11.07% |
31,132 |
$2,024,126 |
$0 |
$1,523,183 |
$193,163 |
75.25% |
| Missouri Total |
100.00% |
217,804 |
$18,284,588 |
$0 |
$10,102,456 |
$1,332,346 |
55.25% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
39 |
$15,604 |
$15,613 |
$0 |
$6,190 |
$5,941 |
38.05% |
| Missouri Total |
100.00% |
733,895 |
$220,118,548 |
$219,285,057 |
$0 |
$165,816,300 |
$166,155,018 |
75.77% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
4 |
$4,912 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
109,695 |
$771,451,359 |
$0 |
$74,484,253 |
$0 |
9.66% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
800 |
$206,294 |
$208,021 |
$0 |
$72,089 |
$44,623 |
21.45% |
| Missouri Total |
100.00% |
1,125,267 |
$259,900,676 |
$260,513,436 |
$253,141 |
$212,934,734 |
$228,524,884 |
87.72% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
37.33% |
2,988 |
$3,554,619 |
$0 |
$889,677 |
$20,120 |
25.03% |
| Missouri Total |
100.00% |
25,245 |
$9,521,830 |
$0 |
$20,030,580 |
$135,644 |
210.36% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
471 |
$53,630 |
$53,240 |
$0 |
$3,097 |
$1,953 |
3.67% |
| Missouri Total |
100.00% |
2,131,261 |
$151,711,089 |
$151,494,391 |
$27,515 |
$105,597,381 |
$107,054,384 |
70.67% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.70% |
125 |
$8,539,559 |
$0 |
$6,906,559 |
$0 |
80.88% |
| Missouri Total |
100.00% |
314,076 |
$1,215,358,820 |
$5,670,377 |
$445,542,674 |
$0 |
36.66% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
17.79% |
16,629 |
$2,370,082 |
$2,694,884 |
$0 |
$1,334,018 |
$1,277,043 |
47.39% |
| Missouri Total |
100.00% |
99,883 |
$13,323,245 |
$13,282,084 |
$0 |
$4,749,199 |
$3,675,444 |
27.67% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.25% |
2,993 |
$1,152,062 |
$0 |
$1,399,957 |
$252,208 |
121.52% |
| Missouri Total |
100.00% |
1,930,429 |
$461,332,940 |
$959,139 |
$410,753,431 |
$185,424,318 |
89.04% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.84% |
6,917 |
$820,225 |
$0 |
$540,520 |
$58,485 |
65.90% |
| Missouri Total |
100.00% |
126,737 |
$44,471,778 |
$38,790 |
$67,139,980 |
$1,649,781 |
150.97% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
19 |
$805 |
$634 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
460,939 |
$56,610,700 |
$56,692,594 |
$0 |
$23,953,435 |
$23,581,126 |
41.59% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
63 |
$931 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
42,701 |
$122,821,821 |
$0 |
$37,761,413 |
$0 |
30.74% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
15 |
$1,913 |
$1,946 |
$0 |
$2,267 |
$627 |
32.22% |
| Missouri Total |
100.00% |
132,281 |
$105,542,504 |
$105,371,718 |
$6,950,961 |
$71,328,656 |
$74,759,002 |
70.95% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
135 |
$0 |
$0 |
$764,992 |
$0 |
|
| Missouri Total |
100.00% |
56,920 |
$825,068,718 |
$0 |
$347,149,984 |
$0 |
42.08% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
13 |
$2,726 |
$0 |
$0 |
$73 |
0.00% |
| Missouri Total |
100.00% |
53,918 |
$10,092,708 |
$27,778 |
$7,830,401 |
$286,901 |
77.58% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.46% |
865 |
$957,442 |
$962,095 |
$0 |
$29,189 |
$59,223 |
6.16% |
| Missouri Total |
100.00% |
130,788 |
$207,446,905 |
$201,536,525 |
$186,952 |
$149,032,662 |
$165,150,285 |
81.95% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.24% |
313 |
$1,932,974 |
$0 |
$4,320,530 |
$0 |
223.52% |
| Missouri Total |
100.00% |
254,119 |
$820,481,192 |
$36,978,880 |
$1,231,817,167 |
$0 |
150.13% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
740 |
$287,558 |
$857 |
$11,196 |
$92,234 |
4.19% |
| Missouri Total |
100.00% |
760,176 |
$486,256,025 |
$9,019,426 |
$284,136,851 |
$182,064,792 |
58.43% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
551 |
$182,838 |
$0 |
$464,837 |
$22,080 |
254.23% |
| Missouri Total |
100.00% |
436,477 |
$677,869,479 |
$10,770,507 |
$711,940,887 |
$63,046,742 |
105.03% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
435 |
$106,344 |
$0 |
$5,655,564 |
$0 |
5,318.18% |
| Missouri Total |
100.00% |
284,746 |
$3,471,380,983 |
$544,165 |
$2,117,973,913 |
$0 |
61.01% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
569 |
$492,607 |
$73,392 |
$1,014,919 |
$65,209 |
220.93% |
| Missouri Total |
100.00% |
98,557 |
$154,021,510 |
$4,227,032 |
$193,664,071 |
$22,167,511 |
125.74% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.15% |
3,418 |
$1,124,070 |
$273,811 |
$777,634 |
$50,716 |
93.54% |
| Missouri Total |
100.00% |
1,660,800 |
$755,530,524 |
$273,724,432 |
$855,022,454 |
$54,961,625 |
113.17% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
141,490 |
$4,772,910 |
$5,103,109 |
$0 |
$1,905,161 |
$1,849,914 |
36.25% |
| Missouri Total |
100.00% |
13,433,428 |
$8,132,271,026 |
$8,147,875,452 |
$7,435,705 |
$6,452,592,964 |
$6,519,529,872 |
80.02% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
140,591 |
$3,812,750 |
$4,138,434 |
$0 |
$1,873,705 |
$1,790,064 |
43.25% |
| Missouri Total |
100.00% |
11,283,330 |
$5,727,050,370 |
$5,749,461,436 |
$286,975 |
$4,597,497,313 |
$4,611,181,967 |
80.20% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.37% |
44,159 |
$16,095,503 |
$0 |
$11,259,896 |
$523,976 |
69.96% |
| Missouri Total |
100.00% |
3,041,084 |
$4,385,152,172 |
$6,711,860 |
$2,998,327,713 |
$209,974,084 |
68.37% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
899 |
$960,160 |
$964,675 |
$0 |
$31,456 |
$59,850 |
6.20% |
| Missouri Total |
100.00% |
2,150,098 |
$2,405,220,656 |
$2,398,414,016 |
$7,148,730 |
$1,855,095,651 |
$1,908,347,905 |
79.57% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
6,237 |
$4,130,048 |
$348,060 |
$13,009,672 |
$230,312 |
323.43% |
| Missouri Total |
100.00% |
3,705,682 |
$7,440,114,475 |
$335,292,384 |
$6,256,056,770 |
$322,629,323 |
84.09% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.17% |
50,396 |
$20,225,551 |
$348,060 |
$24,269,568 |
$754,288 |
121.72% |
| Missouri Total |
100.00% |
6,746,766 |
$11,825,266,647 |
$342,004,244 |
$9,254,384,483 |
$532,603,407 |
78.26% |