Company Name:
CMFG LIFE INSURANCE COMPANYCompany Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Phone:
6086654525Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1943-06-17
| Line |
Authorized Date |
| Accident and Health |
1943-06-17 |
| Life, annuities and endowments |
1943-06-17 |
| Variable Contracts |
2007-05-03 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.20% |
89,243 |
$1,122,517 |
$1,085,760 |
$0 |
$332,000 |
$408,153 |
37.59% |
| Missouri Total |
100.00% |
3,842,968 |
$93,669,143 |
$94,083,836 |
$8,069 |
$44,365,104 |
$45,430,057 |
48.29% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
11.66% |
41,386 |
$2,266,248 |
$0 |
$1,529,723 |
$226,124 |
67.50% |
| Missouri Total |
100.00% |
239,140 |
$19,441,996 |
$17,195 |
$10,086,360 |
$1,436,808 |
51.88% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
43 |
$16,914 |
$16,867 |
$0 |
$9,344 |
$9,665 |
57.30% |
| Missouri Total |
100.00% |
826,186 |
$218,668,481 |
$223,189,228 |
$0 |
$161,839,723 |
$162,520,532 |
72.82% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
5 |
$4,332 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
103,155 |
$628,330,497 |
$0 |
$66,943,569 |
$0 |
10.65% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
901 |
$211,361 |
$212,274 |
$0 |
$74,959 |
$76,877 |
36.22% |
| Missouri Total |
100.00% |
1,177,801 |
$258,592,907 |
$262,161,281 |
$167,007 |
$202,323,947 |
$214,633,320 |
81.87% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
13.08% |
3,128 |
$886,714 |
$0 |
$656,577 |
$19,646 |
74.05% |
| Missouri Total |
100.00% |
25,635 |
$6,778,410 |
$0 |
$29,722,021 |
$129,176 |
438.48% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
498 |
$57,561 |
$59,143 |
$0 |
$11,547 |
$9,879 |
16.70% |
| Missouri Total |
100.00% |
2,036,305 |
$149,044,553 |
$149,533,800 |
$21,496 |
$98,519,019 |
$100,921,166 |
67.49% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.27% |
129 |
$16,304,593 |
$0 |
$34,303,995 |
$0 |
210.39% |
| Missouri Total |
100.00% |
297,141 |
$1,286,599,473 |
$4,885,938 |
$569,582,297 |
$0 |
44.27% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
17.86% |
24,099 |
$2,518,227 |
$2,224,939 |
$0 |
$1,471,970 |
$1,088,409 |
48.92% |
| Missouri Total |
100.00% |
113,762 |
$14,102,883 |
$13,222,269 |
$0 |
$5,424,730 |
$4,618,540 |
34.93% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.37% |
3,292 |
$1,674,279 |
$0 |
$907,332 |
$283,317 |
54.19% |
| Missouri Total |
100.00% |
2,054,926 |
$449,567,475 |
$1,582,466 |
$372,423,531 |
$192,947,665 |
82.84% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
6.33% |
6,908 |
$2,736,627 |
$0 |
$765,362 |
$58,411 |
27.97% |
| Missouri Total |
100.00% |
105,006 |
$43,223,282 |
$18,881 |
$133,327,424 |
$1,199,697 |
308.46% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.18% |
66 |
$208,626 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
36,191 |
$113,713,896 |
$15,307 |
$41,737,183 |
$0 |
36.70% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
17 |
$2,946 |
$3,015 |
$0 |
$8,960 |
$-16,243 |
-538.74% |
| Missouri Total |
100.00% |
135,165 |
$107,027,647 |
$107,539,883 |
$6,573,959 |
$66,651,155 |
$86,051,840 |
80.02% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.30% |
142 |
$1,964,030 |
$0 |
$384,975 |
$0 |
19.60% |
| Missouri Total |
100.00% |
61,950 |
$660,252,499 |
$0 |
$351,376,494 |
$0 |
53.22% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
14 |
$5,836 |
$0 |
$0 |
$71 |
0.00% |
| Missouri Total |
100.00% |
57,060 |
$9,625,013 |
$31,394 |
$10,564,560 |
$436,840 |
109.76% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.47% |
882 |
$956,817 |
$959,348 |
$0 |
$68,474 |
$206,205 |
21.49% |
| Missouri Total |
100.00% |
130,101 |
$205,162,078 |
$198,031,471 |
$286,329 |
$140,639,101 |
$183,676,020 |
92.75% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
387 |
$826,708 |
$0 |
$2,435,487 |
$0 |
294.60% |
| Missouri Total |
100.00% |
248,110 |
$1,498,421,322 |
$33,382,396 |
$1,202,769,908 |
$0 |
80.27% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
652 |
$289,937 |
$1,151 |
$8,905 |
$87,304 |
3.47% |
| Missouri Total |
100.00% |
762,712 |
$459,199,454 |
$9,327,670 |
$284,546,888 |
$177,019,345 |
61.97% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
580 |
$190,134 |
$0 |
$402,075 |
$28,993 |
211.47% |
| Missouri Total |
100.00% |
414,332 |
$584,005,588 |
$4,448,899 |
$578,379,507 |
$54,841,288 |
99.04% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
505 |
$353,847 |
$0 |
$7,354,120 |
$0 |
2,078.33% |
| Missouri Total |
100.00% |
256,324 |
$2,687,721,551 |
$568,899 |
$1,680,738,736 |
$0 |
62.53% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
605 |
$483,478 |
$65,273 |
$425,827 |
$81,337 |
101.58% |
| Missouri Total |
100.00% |
99,540 |
$150,126,810 |
$3,939,903 |
$213,260,154 |
$21,628,741 |
142.05% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
2,515 |
$1,006,204 |
$267,823 |
$994,764 |
$23,491 |
125.48% |
| Missouri Total |
100.00% |
1,718,984 |
$800,035,507 |
$295,802,034 |
$1,046,845,286 |
$62,696,071 |
130.85% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
115,683 |
$4,886,343 |
$4,561,346 |
$0 |
$1,977,254 |
$1,782,945 |
39.09% |
| Missouri Total |
100.00% |
12,500,492 |
$7,974,854,561 |
$7,996,297,423 |
$7,067,469 |
$6,201,891,967 |
$6,312,363,452 |
78.94% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
114,784 |
$3,926,580 |
$3,598,983 |
$0 |
$1,899,820 |
$1,592,983 |
44.26% |
| Missouri Total |
100.00% |
10,396,531 |
$5,583,093,864 |
$5,607,047,195 |
$196,572 |
$4,420,764,843 |
$4,457,465,833 |
79.50% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.59% |
54,848 |
$23,872,793 |
$0 |
$38,162,989 |
$587,498 |
159.86% |
| Missouri Total |
100.00% |
3,128,709 |
$4,015,997,394 |
$6,530,988 |
$3,539,780,228 |
$215,259,826 |
88.14% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
899 |
$959,763 |
$962,363 |
$0 |
$77,434 |
$189,962 |
19.74% |
| Missouri Total |
100.00% |
2,103,961 |
$2,391,760,697 |
$2,389,250,228 |
$6,870,897 |
$1,781,127,124 |
$1,854,897,619 |
77.64% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
5,466 |
$5,328,800 |
$334,247 |
$12,006,153 |
$221,196 |
231.58% |
| Missouri Total |
100.00% |
3,717,650 |
$7,090,300,656 |
$347,516,660 |
$5,793,774,529 |
$316,719,570 |
81.71% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.26% |
60,314 |
$29,201,593 |
$334,247 |
$50,169,142 |
$808,694 |
172.95% |
| Missouri Total |
100.00% |
6,846,359 |
$11,106,298,050 |
$354,047,648 |
$9,333,554,757 |
$531,979,396 |
84.04% |