Company Name:
CMFG LIFE INSURANCE COMPANYCompany Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Phone:
6086654525Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1943-06-17
| Line |
Authorized Date |
| Accident and Health |
1943-06-17 |
| Life, annuities and endowments |
1943-06-17 |
| Variable Contracts |
2007-05-03 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.08% |
76,006 |
$1,052,797 |
$1,051,375 |
$0 |
$814,296 |
$606,361 |
57.67% |
| Missouri Total |
100.00% |
3,112,536 |
$97,329,393 |
$100,542,729 |
$7,550 |
$47,953,765 |
$47,896,762 |
47.64% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
12.54% |
41,411 |
$2,344,203 |
$0 |
$1,497,068 |
$233,599 |
63.86% |
| Missouri Total |
100.00% |
251,725 |
$18,693,496 |
$0 |
$12,039,223 |
$1,585,212 |
64.40% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
46 |
$18,830 |
$18,875 |
$0 |
$12,219 |
$11,685 |
61.91% |
| Missouri Total |
100.00% |
814,122 |
$203,840,252 |
$208,091,722 |
$0 |
$147,687,410 |
$147,890,089 |
71.07% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
5 |
$13,643 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
105,741 |
$440,123,270 |
$0 |
$62,217,325 |
$0 |
14.14% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
917 |
$225,936 |
$224,729 |
$0 |
$84,902 |
$78,163 |
34.78% |
| Missouri Total |
100.00% |
1,121,340 |
$252,694,869 |
$257,839,761 |
$192,170 |
$197,779,613 |
$212,375,298 |
82.37% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
13.16% |
3,184 |
$865,928 |
$0 |
$574,325 |
$19,318 |
66.32% |
| Missouri Total |
100.00% |
25,666 |
$6,579,972 |
$0 |
$5,041,623 |
$120,706 |
76.62% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
539 |
$63,051 |
$64,033 |
$0 |
$4,187 |
$5,916 |
9.24% |
| Missouri Total |
100.00% |
1,843,101 |
$135,460,118 |
$135,630,719 |
$4,760 |
$93,888,837 |
$93,532,440 |
68.96% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.94% |
45 |
$8,611,085 |
$0 |
$1,105,052 |
$0 |
12.83% |
| Missouri Total |
100.00% |
321,658 |
$443,394,917 |
$4,816,386 |
$371,677,173 |
$0 |
83.83% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
20.16% |
24,281 |
$2,702,013 |
$3,151,978 |
$0 |
$1,623,370 |
$1,448,237 |
45.95% |
| Missouri Total |
100.00% |
133,852 |
$13,404,416 |
$14,917,008 |
$0 |
$6,243,141 |
$4,711,093 |
31.58% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.39% |
3,448 |
$1,733,965 |
$0 |
$942,893 |
$299,837 |
54.38% |
| Missouri Total |
100.00% |
2,832,492 |
$447,738,187 |
$1,506,242 |
$523,710,194 |
$185,062,694 |
116.97% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.71% |
6,058 |
$2,332,723 |
$0 |
$635,736 |
$50,317 |
27.25% |
| Missouri Total |
100.00% |
99,526 |
$40,851,047 |
$7,936 |
$297,389,377 |
$1,196,808 |
727.98% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
4 |
$10,723 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
42,079 |
$147,958,412 |
$51,646 |
$46,172,956 |
$0 |
31.21% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
21 |
$3,126 |
$3,102 |
$0 |
$8,360 |
$17,309 |
557.99% |
| Missouri Total |
100.00% |
136,156 |
$105,387,618 |
$103,445,226 |
$6,069,332 |
$61,752,219 |
$57,928,897 |
56.00% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
134 |
$1,818,946 |
$0 |
$802,707 |
$0 |
44.13% |
| Missouri Total |
100.00% |
59,783 |
$569,608,781 |
$0 |
$313,033,675 |
$0 |
54.96% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
20 |
$4,991 |
$0 |
$0 |
$83 |
0.00% |
| Missouri Total |
100.00% |
62,090 |
$10,099,031 |
$34,471 |
$6,625,480 |
$333,761 |
65.61% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.47% |
903 |
$976,991 |
$980,156 |
$0 |
$31,564 |
$256,994 |
26.22% |
| Missouri Total |
100.00% |
126,761 |
$207,496,536 |
$193,756,171 |
$235,333 |
$128,905,231 |
$163,123,353 |
84.19% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
416 |
$1,716,497 |
$0 |
$2,005,817 |
$0 |
116.86% |
| Missouri Total |
100.00% |
278,551 |
$1,192,968,099 |
$34,403,385 |
$1,258,219,180 |
$0 |
105.47% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
664 |
$299,238 |
$1,161 |
$12,413 |
$89,938 |
4.54% |
| Missouri Total |
100.00% |
755,539 |
$457,331,590 |
$9,032,450 |
$360,743,348 |
$170,696,118 |
78.88% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
594 |
$192,070 |
$0 |
$469,502 |
$30,190 |
244.44% |
| Missouri Total |
100.00% |
417,158 |
$568,381,773 |
$3,756,845 |
$446,012,031 |
$56,472,546 |
78.47% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
564 |
$3,235,128 |
$0 |
$8,383,544 |
$0 |
259.14% |
| Missouri Total |
100.00% |
253,133 |
$3,230,892,805 |
$494,908 |
$1,576,113,885 |
$0 |
48.78% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
641 |
$531,848 |
$65,465 |
$1,974,327 |
$86,011 |
383.53% |
| Missouri Total |
100.00% |
95,867 |
$166,464,971 |
$3,502,166 |
$207,194,066 |
$20,741,684 |
124.47% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
2,466 |
$826,848 |
$267,599 |
$1,532,946 |
$22,935 |
217.76% |
| Missouri Total |
100.00% |
1,801,980 |
$786,350,923 |
$299,868,378 |
$863,513,981 |
$61,583,420 |
109.81% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
102,713 |
$5,042,744 |
$5,494,248 |
$0 |
$2,578,898 |
$2,424,665 |
44.13% |
| Missouri Total |
100.00% |
11,785,508 |
$7,733,794,910 |
$7,669,980,899 |
$6,519,910 |
$5,911,322,986 |
$5,976,131,069 |
77.92% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
101,789 |
$4,062,627 |
$4,510,990 |
$0 |
$2,538,974 |
$2,150,362 |
47.67% |
| Missouri Total |
100.00% |
9,396,116 |
$5,486,190,042 |
$5,454,628,664 |
$205,369 |
$4,263,189,480 |
$4,288,010,354 |
78.61% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.56% |
54,151 |
$15,901,547 |
$0 |
$4,755,074 |
$603,071 |
29.90% |
| Missouri Total |
100.00% |
3,993,692 |
$2,842,665,037 |
$6,404,960 |
$3,232,222,483 |
$209,024,312 |
113.70% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
924 |
$980,117 |
$983,258 |
$0 |
$39,924 |
$274,303 |
27.90% |
| Missouri Total |
100.00% |
2,389,392 |
$2,247,604,868 |
$2,215,352,235 |
$6,314,541 |
$1,648,133,506 |
$1,688,120,715 |
76.20% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
5,503 |
$8,636,289 |
$334,225 |
$15,181,256 |
$229,157 |
179.65% |
| Missouri Total |
100.00% |
3,830,121 |
$7,289,931,657 |
$351,144,401 |
$5,459,702,496 |
$309,934,979 |
74.89% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.24% |
59,654 |
$24,537,836 |
$334,225 |
$19,936,330 |
$832,228 |
82.61% |
| Missouri Total |
100.00% |
7,823,813 |
$10,132,596,694 |
$357,549,361 |
$8,691,924,979 |
$518,959,291 |
85.78% |