Company Name:
CMFG LIFE INSURANCE COMPANYCompany Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Phone:
6086654525Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1943-06-17
| Line |
Authorized Date |
| Accident and Health |
1943-06-17 |
| Life, annuities and endowments |
1943-06-17 |
| Variable Contracts |
2007-05-03 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.07% |
72,918 |
$1,024,198 |
$1,029,560 |
$0 |
$237,726 |
$259,943 |
25.25% |
| Missouri Total |
100.00% |
3,423,140 |
$96,106,857 |
$90,078,603 |
$13,545 |
$45,609,772 |
$44,700,512 |
49.62% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
12.74% |
46,209 |
$2,414,649 |
$0 |
$1,434,957 |
$247,093 |
59.43% |
| Missouri Total |
100.00% |
282,944 |
$18,951,964 |
$20,835 |
$14,064,472 |
$1,701,239 |
74.21% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
53 |
$21,292 |
$20,293 |
$0 |
$14,736 |
$14,699 |
72.43% |
| Missouri Total |
100.00% |
738,398 |
$199,565,441 |
$199,495,724 |
$0 |
$145,810,996 |
$146,369,623 |
73.37% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
5 |
$19,553 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
105,216 |
$366,117,028 |
$0 |
$47,704,800 |
$0 |
13.03% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
911 |
$224,104 |
$227,065 |
$0 |
$112,310 |
$113,855 |
50.14% |
| Missouri Total |
100.00% |
1,225,093 |
$254,728,387 |
$256,219,166 |
$178,870 |
$190,611,485 |
$208,123,252 |
81.23% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
13.32% |
3,275 |
$858,204 |
$0 |
$756,792 |
$19,735 |
88.18% |
| Missouri Total |
100.00% |
25,917 |
$6,442,118 |
$0 |
$5,515,759 |
$117,550 |
85.62% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
617 |
$69,913 |
$72,048 |
$0 |
$4,670 |
$4,903 |
6.81% |
| Missouri Total |
100.00% |
873,111 |
$121,571,940 |
$121,543,614 |
$2,131 |
$90,947,812 |
$85,136,915 |
70.05% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.53% |
45 |
$5,797,193 |
$0 |
$3,417,195 |
$0 |
58.95% |
| Missouri Total |
100.00% |
303,214 |
$377,742,889 |
$3,527,400 |
$354,147,826 |
$0 |
93.75% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
22.91% |
25,499 |
$3,184,132 |
$3,372,626 |
$0 |
$2,080,835 |
$1,763,917 |
52.30% |
| Missouri Total |
100.00% |
142,687 |
$13,897,403 |
$17,198,226 |
$0 |
$7,464,066 |
$5,725,319 |
33.29% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.47% |
46,553 |
$1,823,768 |
$0 |
$1,240,761 |
$307,498 |
68.03% |
| Missouri Total |
100.00% |
2,424,579 |
$385,905,526 |
$1,057,661 |
$439,920,936 |
$158,090,482 |
114.00% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.88% |
5,371 |
$2,116,486 |
$0 |
$597,721 |
$43,872 |
28.24% |
| Missouri Total |
100.00% |
362,616 |
$73,423,631 |
$827,390 |
$214,052,894 |
$23,063,161 |
291.53% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.38% |
4 |
$393,050 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
45,716 |
$102,674,813 |
$74,101 |
$36,662,224 |
$0 |
35.71% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
22 |
$3,232 |
$3,232 |
$0 |
$3,693 |
$1,804 |
55.82% |
| Missouri Total |
100.00% |
134,110 |
$101,661,837 |
$101,823,091 |
$5,730,793 |
$59,575,581 |
$67,168,757 |
65.97% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.44% |
119 |
$2,518,135 |
$0 |
$142,009 |
$0 |
5.64% |
| Missouri Total |
100.00% |
57,637 |
$566,551,393 |
$0 |
$321,163,131 |
$0 |
56.69% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
17 |
$6,036 |
$0 |
$0 |
$105 |
0.00% |
| Missouri Total |
100.00% |
61,178 |
$9,644,719 |
$40,640 |
$8,060,521 |
$535,018 |
83.57% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.48% |
924 |
$980,339 |
$965,917 |
$0 |
$0 |
$-9,619 |
-1.00% |
| Missouri Total |
100.00% |
125,959 |
$204,002,042 |
$194,597,847 |
$189,422 |
$118,750,667 |
$159,793,788 |
82.11% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
437 |
$1,409,016 |
$0 |
$1,346,367 |
$0 |
95.55% |
| Missouri Total |
100.00% |
269,495 |
$1,309,778,605 |
$31,444,836 |
$1,144,776,801 |
$0 |
87.40% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
710 |
$317,957 |
$1,159 |
$2,764 |
$96,598 |
1.23% |
| Missouri Total |
100.00% |
763,466 |
$439,557,425 |
$9,068,723 |
$297,048,781 |
$165,483,150 |
67.58% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
613 |
$190,196 |
$0 |
$482,092 |
$31,332 |
253.47% |
| Missouri Total |
100.00% |
413,325 |
$565,873,745 |
$4,768,418 |
$539,744,964 |
$52,701,531 |
95.38% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
629 |
$3,062,898 |
$0 |
$8,333,744 |
$0 |
272.09% |
| Missouri Total |
100.00% |
200,929 |
$2,487,777,384 |
$415,628 |
$1,237,313,379 |
$0 |
49.74% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
718 |
$573,543 |
$61,713 |
$765,673 |
$95,605 |
144.26% |
| Missouri Total |
100.00% |
105,385 |
$177,275,171 |
$3,860,704 |
$171,285,619 |
$23,278,750 |
96.62% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
2,426 |
$842,027 |
$288,738 |
$497,793 |
$22,590 |
93.41% |
| Missouri Total |
100.00% |
1,843,304 |
$758,778,596 |
$303,342,750 |
$816,380,870 |
$61,995,381 |
107.59% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
100,944 |
$5,507,210 |
$5,690,741 |
$0 |
$2,453,970 |
$2,149,502 |
37.77% |
| Missouri Total |
100.00% |
11,102,573 |
$7,586,272,242 |
$7,567,880,063 |
$6,265,933 |
$5,759,414,503 |
$5,811,825,025 |
76.80% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
99,998 |
$4,523,639 |
$4,721,592 |
$0 |
$2,450,277 |
$2,157,317 |
45.69% |
| Missouri Total |
100.00% |
8,926,271 |
$5,277,397,178 |
$5,271,709,298 |
$335,774 |
$4,103,463,028 |
$4,123,830,018 |
78.23% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.49% |
101,458 |
$13,029,853 |
$0 |
$7,447,426 |
$618,198 |
57.16% |
| Missouri Total |
100.00% |
4,088,624 |
$2,661,864,262 |
$5,616,733 |
$2,903,676,683 |
$200,039,495 |
109.08% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
946 |
$983,571 |
$969,149 |
$0 |
$3,693 |
$-7,815 |
-0.81% |
| Missouri Total |
100.00% |
2,176,302 |
$2,308,875,064 |
$2,296,170,765 |
$5,930,159 |
$1,655,951,475 |
$1,687,995,007 |
73.51% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
5,673 |
$9,312,858 |
$351,610 |
$11,570,442 |
$246,230 |
128.02% |
| Missouri Total |
100.00% |
3,825,232 |
$6,554,945,707 |
$353,015,946 |
$4,898,709,389 |
$304,103,906 |
74.73% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.24% |
107,131 |
$22,342,711 |
$351,610 |
$19,017,868 |
$864,428 |
86.69% |
| Missouri Total |
100.00% |
7,913,856 |
$9,216,809,969 |
$358,632,679 |
$7,802,386,072 |
$504,143,401 |
84.65% |