Company Name:
CMFG LIFE INSURANCE COMPANYCompany Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Phone:
6086654525Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1943-06-17
| Line |
Authorized Date |
| Accident and Health |
1943-06-17 |
| Life, annuities and endowments |
1943-06-17 |
| Variable Contracts |
2007-05-03 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.21% |
69,575 |
$1,028,608 |
$1,025,976 |
$0 |
$275,960 |
$295,203 |
28.77% |
| Missouri Total |
100.00% |
3,963,850 |
$85,322,660 |
$83,068,482 |
$6,585 |
$45,564,463 |
$36,881,093 |
44.40% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
14.53% |
52,346 |
$2,910,257 |
$0 |
$1,408,519 |
$277,188 |
48.40% |
| Missouri Total |
100.00% |
320,222 |
$20,030,083 |
$0 |
$13,839,317 |
$2,038,785 |
69.09% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
59 |
$24,283 |
$24,202 |
$0 |
$15,030 |
$14,796 |
61.14% |
| Missouri Total |
100.00% |
868,798 |
$192,108,990 |
$189,886,540 |
$0 |
$135,631,538 |
$141,080,718 |
74.30% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
5 |
$72,500 |
$0 |
$141,903 |
$0 |
195.73% |
| Missouri Total |
100.00% |
110,469 |
$438,035,129 |
$0 |
$223,147,429 |
$0 |
50.94% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
1,338 |
$295,163 |
$292,877 |
$0 |
$113,978 |
$86,598 |
29.57% |
| Missouri Total |
100.00% |
1,373,925 |
$258,760,883 |
$256,420,533 |
$117,532 |
$176,556,410 |
$189,010,903 |
73.71% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
13.51% |
3,399 |
$882,951 |
$0 |
$767,987 |
$19,667 |
86.98% |
| Missouri Total |
100.00% |
26,781 |
$6,536,371 |
$0 |
$5,226,765 |
$117,447 |
79.96% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
641 |
$78,319 |
$78,529 |
$0 |
$11,503 |
$11,509 |
14.66% |
| Missouri Total |
100.00% |
1,719,031 |
$155,451,272 |
$154,976,542 |
$841 |
$95,511,750 |
$90,523,451 |
58.41% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$-597 |
|
| Missouri Total |
100.00% |
209,473 |
$231,754,359 |
$230,416,669 |
$0 |
$165,614,590 |
$165,066,720 |
71.64% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.10% |
46 |
$5,811,354 |
$0 |
$2,422,953 |
$0 |
41.69% |
| Missouri Total |
100.00% |
312,317 |
$526,376,668 |
$1,467,933 |
$523,939,409 |
$0 |
99.54% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
28.17% |
32,055 |
$4,420,545 |
$4,151,818 |
$0 |
$2,204,086 |
$2,245,881 |
54.09% |
| Missouri Total |
100.00% |
168,117 |
$15,692,268 |
$20,885,202 |
$0 |
$8,600,798 |
$7,332,032 |
35.11% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.42% |
50,976 |
$1,900,432 |
$0 |
$1,178,048 |
$326,234 |
61.99% |
| Missouri Total |
100.00% |
3,138,717 |
$455,540,029 |
$1,468,996 |
$489,986,143 |
$188,427,507 |
107.56% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.76% |
5,013 |
$1,915,511 |
$0 |
$449,418 |
$40,854 |
23.46% |
| Missouri Total |
100.00% |
137,859 |
$33,265,813 |
$20,515 |
$256,477,980 |
$1,706,914 |
771.00% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
4 |
$17,952 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
36,738 |
$91,432,950 |
$97,555 |
$34,187,288 |
$0 |
37.39% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
21 |
$2,668 |
$2,671 |
$0 |
$3,360 |
$933 |
34.93% |
| Missouri Total |
100.00% |
136,747 |
$100,114,890 |
$100,166,356 |
$4,890,450 |
$58,330,893 |
$68,256,699 |
68.14% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
84 |
$1,183,812 |
$0 |
$302,898 |
$0 |
25.59% |
| Missouri Total |
100.00% |
54,205 |
$560,333,304 |
$0 |
$299,230,120 |
$0 |
53.40% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
22 |
$6,376 |
$0 |
$0 |
$116 |
0.00% |
| Missouri Total |
100.00% |
59,639 |
$8,757,712 |
$43,061 |
$6,806,522 |
$315,529 |
77.72% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.42% |
829 |
$874,780 |
$854,702 |
$0 |
$0 |
$679 |
0.08% |
| Missouri Total |
100.00% |
128,533 |
$206,264,542 |
$196,427,601 |
$183,832 |
$107,862,055 |
$134,783,035 |
68.62% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
435 |
$2,306,213 |
$0 |
$2,122,946 |
$0 |
92.05% |
| Missouri Total |
100.00% |
284,596 |
$1,881,745,967 |
$26,323,356 |
$1,193,717,953 |
$0 |
63.44% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
755 |
$316,818 |
$1,162 |
$6,805 |
$105,887 |
2.51% |
| Missouri Total |
100.00% |
779,743 |
$423,071,586 |
$8,376,438 |
$304,322,036 |
$163,806,914 |
71.93% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
654 |
$203,661 |
$0 |
$343,695 |
$32,092 |
168.76% |
| Missouri Total |
100.00% |
417,910 |
$536,202,703 |
$4,796,339 |
$501,958,628 |
$48,295,031 |
93.61% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
666 |
$1,922,494 |
$0 |
$6,463,820 |
$0 |
336.22% |
| Missouri Total |
100.00% |
184,099 |
$1,582,794,395 |
$656,824 |
$889,922,798 |
$0 |
56.22% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.26% |
757 |
$619,437 |
$56,797 |
$1,287,456 |
$99,595 |
217.01% |
| Missouri Total |
100.00% |
112,566 |
$240,292,022 |
$6,092,383 |
$179,561,163 |
$24,990,022 |
74.73% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
2,326 |
$635,997 |
$282,750 |
$824,726 |
$22,401 |
174.13% |
| Missouri Total |
100.00% |
1,884,316 |
$799,312,076 |
$307,533,931 |
$774,801,316 |
$60,890,331 |
96.93% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
104,518 |
$6,724,366 |
$6,430,775 |
$0 |
$2,623,917 |
$2,655,002 |
41.29% |
| Missouri Total |
100.00% |
12,713,587 |
$7,312,311,563 |
$7,274,695,579 |
$5,294,698 |
$5,673,688,510 |
$5,715,495,860 |
78.57% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
103,668 |
$5,846,918 |
$5,573,402 |
$0 |
$2,620,557 |
$2,653,390 |
47.61% |
| Missouri Total |
100.00% |
10,514,539 |
$5,121,340,548 |
$5,112,068,597 |
$209,111 |
$4,073,597,987 |
$4,087,892,605 |
79.97% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.44% |
111,785 |
$13,493,005 |
$0 |
$6,368,828 |
$663,943 |
47.20% |
| Missouri Total |
100.00% |
4,644,293 |
$3,067,810,984 |
$3,318,043 |
$2,619,191,596 |
$209,371,137 |
85.38% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
850 |
$877,448 |
$857,373 |
$0 |
$3,360 |
$1,612 |
0.19% |
| Missouri Total |
100.00% |
2,199,048 |
$2,190,971,015 |
$2,162,626,982 |
$5,085,587 |
$1,600,090,523 |
$1,627,603,255 |
75.26% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
5,703 |
$7,212,760 |
$340,709 |
$11,352,346 |
$260,091 |
162.12% |
| Missouri Total |
100.00% |
3,897,052 |
$6,338,128,203 |
$353,920,026 |
$4,496,127,439 |
$298,413,344 |
70.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.22% |
117,488 |
$20,705,765 |
$340,709 |
$17,721,174 |
$924,034 |
87.23% |
| Missouri Total |
100.00% |
8,541,345 |
$9,405,939,187 |
$357,238,069 |
$7,115,319,035 |
$507,784,481 |
75.65% |