Company Name:
CMFG LIFE INSURANCE COMPANYCompany Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Phone:
6086654525Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1943-06-17
| Line |
Authorized Date |
| Accident and Health |
1943-06-17 |
| Life, annuities and endowments |
1943-06-17 |
| Variable Contracts |
2007-05-03 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.09% |
125,591 |
$960,817 |
$934,055 |
$0 |
$422,511 |
$436,127 |
46.69% |
| Missouri Total |
100.00% |
3,668,966 |
$87,918,966 |
$87,535,591 |
$269,857 |
$34,651,876 |
$37,745,931 |
43.12% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$2,861 |
$0 |
$0 |
$377 |
$739 |
|
| Missouri Total |
100.00% |
189,814 |
$424,044,499 |
$423,345,981 |
$33,822 |
$344,581,656 |
$347,909,286 |
82.18% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
7.05% |
78,201 |
$3,690,809 |
$54,446 |
$2,571,537 |
$519,080 |
71.15% |
| Missouri Total |
100.00% |
664,945 |
$52,362,733 |
$55,813 |
$23,437,134 |
$3,935,258 |
44.76% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
138 |
$55,409 |
$55,144 |
$0 |
$32,572 |
$32,008 |
58.04% |
| Missouri Total |
100.00% |
557,619 |
$133,651,982 |
$130,851,467 |
$240,732 |
$100,056,116 |
$95,666,628 |
73.11% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
18 |
$27,615 |
$0 |
$75,034 |
$0 |
271.71% |
| Missouri Total |
100.00% |
369,016 |
$1,416,297,222 |
$28,787 |
$498,711,783 |
$0 |
35.21% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
937 |
$231,898 |
$228,629 |
$0 |
$106,758 |
$120,262 |
52.60% |
| Missouri Total |
100.00% |
938,463 |
$175,547,865 |
$176,774,386 |
$407,123 |
$124,446,429 |
$151,673,545 |
85.80% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
15.11% |
4,608 |
$1,094,492 |
$0 |
$775,289 |
$24,023 |
70.84% |
| Missouri Total |
100.00% |
33,709 |
$7,243,641 |
$0 |
$3,893,630 |
$139,212 |
53.75% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
1,366 |
$178,259 |
$180,260 |
$0 |
$25,580 |
$22,357 |
12.40% |
| Missouri Total |
100.00% |
3,884,242 |
$150,816,872 |
$150,787,786 |
$362 |
$31,873,603 |
$30,893,293 |
20.49% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
3 |
$5,390 |
$5,371 |
$0 |
$644 |
$39 |
0.73% |
| Missouri Total |
100.00% |
71,725 |
$105,214,564 |
$108,748,155 |
$0 |
$81,837,391 |
$85,666,413 |
78.78% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.54% |
72 |
$4,676,233 |
$0 |
$5,673,170 |
$0 |
121.32% |
| Missouri Total |
100.00% |
297,250 |
$873,006,299 |
$1,530,329 |
$822,323,683 |
$0 |
94.19% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
15.45% |
39,899 |
$6,932,702 |
$6,980,763 |
$0 |
$4,071,403 |
$4,655,829 |
66.70% |
| Missouri Total |
100.00% |
523,643 |
$44,857,620 |
$44,098,538 |
$0 |
$18,675,784 |
$20,646,550 |
46.82% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
22 |
$4,810 |
$4,810 |
$0 |
$7,655 |
$-751 |
-15.61% |
| Missouri Total |
100.00% |
717,373 |
$120,388,858 |
$158,905,375 |
$0 |
$90,549,995 |
$98,213,306 |
61.81% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.61% |
103,773 |
$2,077,307 |
$14,464 |
$1,315,182 |
$856,820 |
64.01% |
| Missouri Total |
100.00% |
2,947,879 |
$340,012,832 |
$3,499,348 |
$440,792,052 |
$131,765,902 |
129.64% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.71% |
1,258 |
$415,783 |
$0 |
$100,482 |
$8,597 |
24.17% |
| Missouri Total |
100.00% |
99,099 |
$58,751,294 |
$38,386 |
$70,812,812 |
$3,379,857 |
120.53% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
11 |
$3,335 |
$0 |
$290 |
$64 |
8.70% |
| Missouri Total |
100.00% |
52,209 |
$10,878,673 |
$52,431 |
$8,150,202 |
$449,966 |
74.92% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$-175 |
|
| Missouri Total |
100.00% |
166,948 |
$23,129,118 |
$23,505,924 |
$6,922 |
$11,864,313 |
$10,386,351 |
44.19% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
119 |
$298,992 |
$0 |
$417,626 |
$0 |
139.68% |
| Missouri Total |
100.00% |
287,667 |
$1,305,828,841 |
$2,541,149 |
$1,007,825,710 |
$0 |
77.18% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
238 |
$29,487 |
$3 |
$248 |
$5,130 |
0.85% |
| Missouri Total |
100.00% |
612,832 |
$232,002,403 |
$13,119,985 |
$125,602,619 |
$65,968,629 |
54.14% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
988 |
$232,019 |
$29,119 |
$103,854 |
$4,082 |
57.31% |
| Missouri Total |
100.00% |
2,449,307 |
$752,703,695 |
$310,524,941 |
$737,354,868 |
$67,767,790 |
97.96% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
167,956 |
$8,372,146 |
$8,389,032 |
$0 |
$4,667,500 |
$5,266,435 |
62.78% |
| Missouri Total |
100.00% |
13,171,697 |
$3,211,384,649 |
$3,219,638,475 |
$2,571,356 |
$2,272,170,301 |
$2,357,964,065 |
73.24% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
167,956 |
$8,372,146 |
$8,389,032 |
$0 |
$4,667,500 |
$5,266,610 |
62.78% |
| Missouri Total |
100.00% |
11,464,897 |
$2,333,289,732 |
$2,367,586,559 |
$1,740,059 |
$1,728,723,840 |
$1,781,524,816 |
75.25% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.36% |
187,930 |
$11,982,239 |
$68,910 |
$10,510,694 |
$1,408,520 |
88.29% |
| Missouri Total |
100.00% |
4,622,078 |
$3,349,353,001 |
$5,329,664 |
$2,154,649,656 |
$164,907,101 |
64.33% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$-175 |
|
| Missouri Total |
100.00% |
1,706,800 |
$878,094,917 |
$852,051,916 |
$831,297 |
$543,446,461 |
$576,439,249 |
67.65% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,356 |
$563,833 |
$29,122 |
$522,018 |
$9,276 |
97.75% |
| Missouri Total |
100.00% |
4,341,992 |
$4,267,510,682 |
$343,477,929 |
$3,141,373,263 |
$204,703,780 |
73.61% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
189,286 |
$12,546,072 |
$98,032 |
$11,032,712 |
$1,417,796 |
88.72% |
| Missouri Total |
100.00% |
8,964,070 |
$7,616,863,683 |
$348,807,593 |
$5,296,022,919 |
$369,610,881 |
69.53% |