Company Name:
CMFG LIFE INSURANCE COMPANYCompany Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Phone:
6086654525Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1943-06-17
| Line |
Authorized Date |
| Accident and Health |
1943-06-17 |
| Life, annuities and endowments |
1943-06-17 |
| Variable Contracts |
2007-05-03 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.93% |
103,088 |
$761,224 |
$754,431 |
$0 |
$452,450 |
$187,143 |
24.81% |
| Missouri Total |
100.00% |
3,399,383 |
$81,852,863 |
$80,994,534 |
$-5,908 |
$31,854,876 |
$32,835,362 |
40.54% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$37,743 |
$2,441 |
|
| Missouri Total |
100.00% |
531,472 |
$685,689,657 |
$686,291,781 |
$11,089,157 |
$590,885,516 |
$587,277,863 |
85.57% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$22,167 |
$1,434 |
|
| Missouri Total |
100.00% |
204,846 |
$377,195,599 |
$378,777,448 |
$28,717 |
$305,498,278 |
$304,740,838 |
80.45% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
6.23% |
96,304 |
$3,539,347 |
$82,119 |
$2,249,913 |
$565,785 |
65.89% |
| Missouri Total |
100.00% |
735,883 |
$56,821,057 |
$86,251 |
$22,203,611 |
$3,797,893 |
39.08% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
169 |
$64,123 |
$63,587 |
$0 |
$46,688 |
$44,732 |
70.35% |
| Missouri Total |
100.00% |
543,778 |
$124,088,917 |
$123,072,091 |
$153,756 |
$91,543,810 |
$90,050,255 |
73.17% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.17% |
39 |
$3,672,497 |
$0 |
$3,759,210 |
$0 |
102.36% |
| Missouri Total |
100.00% |
356,450 |
$2,169,000,193 |
$13,741 |
$862,329,688 |
$0 |
39.76% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
924 |
$218,440 |
$221,181 |
$0 |
$150,290 |
$214,452 |
96.96% |
| Missouri Total |
100.00% |
834,542 |
$152,733,264 |
$151,353,310 |
$70,304 |
$100,717,628 |
$131,430,261 |
86.84% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
13.86% |
4,845 |
$1,123,713 |
$0 |
$766,589 |
$24,368 |
68.22% |
| Missouri Total |
100.00% |
41,810 |
$8,110,342 |
$0 |
$4,257,520 |
$195,530 |
52.49% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
1,469 |
$202,702 |
$207,133 |
$0 |
$54,040 |
$57,668 |
27.84% |
| Missouri Total |
100.00% |
2,131,422 |
$144,079,081 |
$143,935,582 |
$0 |
$32,023,723 |
$34,502,186 |
23.97% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
3 |
$5,283 |
$5,305 |
$0 |
$2,723 |
$1,086 |
20.47% |
| Missouri Total |
100.00% |
78,911 |
$109,746,715 |
$109,551,563 |
$0 |
$85,947,597 |
$84,872,692 |
77.47% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
26 |
$16,303 |
$0 |
$173,975 |
$0 |
1,067.13% |
| Missouri Total |
100.00% |
160,810 |
$181,983,805 |
$941,968 |
$342,626,170 |
$0 |
188.27% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
14.39% |
43,826 |
$6,926,551 |
$7,039,997 |
$0 |
$3,919,961 |
$4,696,366 |
66.71% |
| Missouri Total |
100.00% |
701,302 |
$48,145,871 |
$45,082,172 |
$0 |
$16,644,696 |
$18,309,348 |
40.61% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
21 |
$4,231 |
$4,178 |
$0 |
$3,854 |
$13,335 |
319.17% |
| Missouri Total |
100.00% |
562,532 |
$90,893,000 |
$91,065,625 |
$0 |
$66,606,279 |
$66,368,730 |
72.88% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.69% |
107,231 |
$2,071,713 |
$20,339 |
$1,292,073 |
$756,357 |
63.35% |
| Missouri Total |
100.00% |
3,054,153 |
$298,123,665 |
$3,111,616 |
$900,454,791 |
$116,091,201 |
302.04% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.66% |
949 |
$299,065 |
$0 |
$31,985 |
$6,428 |
10.69% |
| Missouri Total |
100.00% |
100,329 |
$45,330,946 |
$155,077 |
$72,108,705 |
$7,058,612 |
159.07% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$1,000 |
$0 |
|
| Missouri Total |
100.00% |
433,445 |
$28,663,061 |
$28,439,386 |
$18,459 |
$9,478,209 |
$10,755,430 |
37.82% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$48,989 |
$0 |
$43,758 |
$0 |
89.32% |
| Missouri Total |
100.00% |
303,604 |
$1,683,353,647 |
$429 |
$1,117,711,940 |
$0 |
66.40% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
11 |
$2,749 |
$0 |
$0 |
$58 |
0.00% |
| Missouri Total |
100.00% |
51,349 |
$9,778,212 |
$62,754 |
$5,931,444 |
$318,490 |
60.66% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$175 |
|
| Missouri Total |
100.00% |
153,220 |
$21,859,161 |
$22,356,191 |
$8,468 |
$13,944,908 |
$14,001,267 |
62.63% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
140 |
$250,377 |
$0 |
$744,139 |
$0 |
297.21% |
| Missouri Total |
100.00% |
203,446 |
$373,200,127 |
$3,258,370 |
$900,976,486 |
$0 |
241.42% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
264 |
$31,827 |
$3 |
$26,851 |
$5,445 |
84.37% |
| Missouri Total |
100.00% |
589,822 |
$213,945,592 |
$6,372,973 |
$137,088,684 |
$57,510,000 |
64.08% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
1,001 |
$203,721 |
$28,089 |
$167,956 |
$3,914 |
96.23% |
| Missouri Total |
100.00% |
2,510,943 |
$786,815,707 |
$315,707,873 |
$833,166,168 |
$68,197,761 |
105.89% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.29% |
149,500 |
$8,182,554 |
$8,295,812 |
$0 |
$4,690,916 |
$5,218,832 |
62.91% |
| Missouri Total |
100.00% |
10,595,728 |
$2,867,258,416 |
$2,851,116,962 |
$11,927,589 |
$2,028,543,088 |
$2,098,142,746 |
73.59% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
149,500 |
$8,182,554 |
$8,295,812 |
$0 |
$4,689,916 |
$5,218,657 |
62.91% |
| Missouri Total |
100.00% |
9,233,931 |
$2,101,990,047 |
$2,081,215,042 |
$11,381,335 |
$1,539,648,841 |
$1,567,647,303 |
75.32% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.36% |
209,394 |
$10,722,638 |
$102,458 |
$8,273,745 |
$1,352,938 |
78.12% |
| Missouri Total |
100.00% |
4,614,594 |
$2,975,944,371 |
$4,328,006 |
$2,640,635,900 |
$137,410,626 |
88.73% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$1,000 |
$175 |
|
| Missouri Total |
100.00% |
1,361,797 |
$765,268,369 |
$769,901,920 |
$546,254 |
$488,894,247 |
$530,495,443 |
68.90% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,416 |
$537,663 |
$28,092 |
$982,704 |
$9,417 |
188.00% |
| Missouri Total |
100.00% |
5,228,814 |
$4,010,771,582 |
$334,815,623 |
$3,840,942,282 |
$195,805,002 |
95.77% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
210,810 |
$11,260,301 |
$130,550 |
$9,256,449 |
$1,362,355 |
83.36% |
| Missouri Total |
100.00% |
9,843,408 |
$6,986,715,953 |
$339,143,629 |
$6,481,578,182 |
$333,215,628 |
92.77% |