Company Name:
CMFG LIFE INSURANCE COMPANYCompany Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705Mailing Phone:
6086654525Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1943-06-17
| Line |
Authorized Date |
| Accident and Health |
1943-06-17 |
| Life, annuities and endowments |
1943-06-17 |
| Variable Contracts |
2007-05-03 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.74% |
104,101 |
$679,209 |
$667,188 |
$0 |
$114,100 |
$448,418 |
67.21% |
| Missouri Total |
100.00% |
2,639,946 |
$91,674,208 |
$91,840,794 |
$-16,009 |
$43,387,500 |
$52,021,220 |
56.64% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
0 |
$780,816 |
$805,698 |
$0 |
$741,660 |
$543,381 |
67.44% |
| Missouri Total |
100.00% |
498,787 |
$687,354,789 |
$685,685,907 |
$2,253,280 |
$611,901,329 |
$610,611,078 |
89.05% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
1 |
$620,879 |
$640,984 |
$0 |
$531,591 |
$535,204 |
83.50% |
| Missouri Total |
100.00% |
188,111 |
$305,093,451 |
$304,761,965 |
$0 |
$235,252,468 |
$235,217,664 |
77.18% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.94% |
101,551 |
$3,562,725 |
$83,832 |
$2,134,852 |
$586,780 |
62.27% |
| Missouri Total |
100.00% |
756,763 |
$59,966,043 |
$99,903 |
$22,088,449 |
$3,655,658 |
36.83% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
212 |
$76,783 |
$80,081 |
$0 |
$39,895 |
$39,559 |
49.40% |
| Missouri Total |
100.00% |
592,892 |
$111,025,001 |
$110,370,493 |
$310,704 |
$85,784,941 |
$87,924,029 |
79.66% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
40 |
$2,968,583 |
$0 |
$5,312,465 |
$0 |
178.96% |
| Missouri Total |
100.00% |
347,110 |
$2,167,702,978 |
$11,420 |
$1,231,052,182 |
$0 |
56.79% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
919 |
$216,065 |
$220,036 |
$0 |
$306 |
$18,216 |
8.28% |
| Missouri Total |
100.00% |
751,265 |
$125,459,220 |
$125,463,277 |
$86,460 |
$84,692,414 |
$109,353,443 |
87.16% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
15.85% |
4,982 |
$1,146,896 |
$0 |
$573,424 |
$24,086 |
50.00% |
| Missouri Total |
100.00% |
42,127 |
$7,234,680 |
$0 |
$3,873,207 |
$158,050 |
53.54% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
1,667 |
$232,442 |
$234,170 |
$0 |
$49,909 |
$21,223 |
9.06% |
| Missouri Total |
100.00% |
2,028,031 |
$128,005,635 |
$128,348,189 |
$0 |
$30,255,339 |
$34,460,876 |
26.85% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
5 |
$6,888 |
$6,969 |
$0 |
$8,588 |
$9,593 |
137.65% |
| Missouri Total |
100.00% |
76,760 |
$103,970,994 |
$103,143,281 |
$0 |
$75,946,271 |
$77,155,039 |
74.80% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
29 |
$200,694 |
$0 |
$169,935 |
$0 |
84.67% |
| Missouri Total |
100.00% |
171,440 |
$121,633,339 |
$846,885 |
$706,163,075 |
$0 |
580.57% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.88% |
40,278 |
$6,402,008 |
$6,554,441 |
$0 |
$3,369,923 |
$4,403,210 |
67.18% |
| Missouri Total |
100.00% |
601,420 |
$46,133,629 |
$39,155,579 |
$0 |
$15,281,991 |
$16,644,048 |
42.51% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
19 |
$3,399 |
$3,449 |
$0 |
$189 |
$189 |
5.48% |
| Missouri Total |
100.00% |
509,729 |
$77,200,089 |
$77,222,145 |
$0 |
$58,090,154 |
$61,001,697 |
79.00% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.81% |
125,066 |
$2,270,938 |
$25,798 |
$1,384,907 |
$740,337 |
62.12% |
| Missouri Total |
100.00% |
2,704,263 |
$281,091,200 |
$2,974,685 |
$321,445,911 |
$103,181,799 |
114.36% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.29% |
636 |
$173,213 |
$0 |
$21,344 |
$4,311 |
12.32% |
| Missouri Total |
100.00% |
208,281 |
$59,186,388 |
$138,663 |
$61,142,484 |
$7,219,907 |
103.30% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$46,313 |
$0 |
$46,540 |
$0 |
100.49% |
| Missouri Total |
100.00% |
302,005 |
$1,593,326,078 |
$444 |
$820,192,380 |
$0 |
51.48% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
9 |
$1,706 |
$0 |
$42 |
$36 |
2.46% |
| Missouri Total |
100.00% |
54,140 |
$10,029,134 |
$55,153 |
$6,156,816 |
$305,773 |
61.39% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
137 |
$403,327 |
$0 |
$745,313 |
$0 |
184.79% |
| Missouri Total |
100.00% |
215,037 |
$407,245,440 |
$3,527,055 |
$779,679,935 |
$0 |
191.45% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
293 |
$31,654 |
$36 |
$14,255 |
$6,898 |
45.15% |
| Missouri Total |
100.00% |
596,499 |
$200,973,899 |
$9,856,079 |
$124,310,754 |
$57,428,341 |
61.85% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
1,006 |
$184,952 |
$28,251 |
$198,163 |
$3,715 |
122.42% |
| Missouri Total |
100.00% |
2,561,613 |
$769,291,874 |
$302,475,773 |
$861,967,438 |
$64,157,643 |
112.05% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
147,202 |
$9,018,489 |
$9,213,016 |
$0 |
$4,856,161 |
$6,018,993 |
65.33% |
| Missouri Total |
100.00% |
10,151,451 |
$2,793,902,774 |
$2,800,205,649 |
$3,104,630 |
$2,014,518,017 |
$2,096,480,234 |
74.87% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.45% |
147,202 |
$9,018,489 |
$9,213,016 |
$0 |
$4,856,161 |
$6,018,993 |
65.33% |
| Missouri Total |
100.00% |
8,801,770 |
$1,996,109,505 |
$1,993,545,540 |
$2,668,013 |
$1,512,053,831 |
$1,560,282,504 |
78.27% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.36% |
232,304 |
$10,323,049 |
$109,630 |
$9,596,927 |
$1,355,514 |
94.03% |
| Missouri Total |
100.00% |
4,458,036 |
$2,846,664,874 |
$4,145,555 |
$2,544,304,360 |
$127,434,464 |
89.38% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
1,445 |
$667,952 |
$28,287 |
$1,004,313 |
$10,649 |
154.59% |
| Missouri Total |
100.00% |
4,593,141 |
$3,922,881,923 |
$323,615,018 |
$3,371,242,434 |
$192,419,185 |
85.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
233,749 |
$10,991,001 |
$137,917 |
$10,601,240 |
$1,366,163 |
97.71% |
| Missouri Total |
100.00% |
9,051,177 |
$6,769,546,797 |
$327,760,573 |
$5,915,546,794 |
$319,853,649 |
87.38% |