Company Name:
AMERICAN NATIONAL INSURANCE COMPANYCompany Address:
1201 Louisiana Street
Houston, TX 77002Mailing Address:
2450 South Shore Blvd.
League City, TX 77573Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1915-08-08
| Line |
Authorized Date |
| Accident and Health |
1915-08-08 |
| Life, annuities and endowments |
1915-08-08 |
| Variable Contracts |
1915-08-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$9,306 |
$9,306 |
$0 |
$458,200 |
$458,199 |
4,923.69% |
| Missouri Total |
100.00% |
568,697 |
$1,917,370,076 |
$1,910,925,820 |
$0 |
$1,618,916,943 |
$1,688,476,213 |
88.36% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.04% |
459 |
$92,093 |
$0 |
$24,006 |
$4,827 |
26.07% |
| Missouri Total |
100.00% |
85,861 |
$8,896,216 |
$0 |
$4,774,757 |
$1,292,872 |
53.67% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
4 |
$61,101 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
300,674 |
$554,165,812 |
$0 |
$165,238,004 |
$0 |
29.82% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
27 |
$0 |
$0 |
$203,211 |
$0 |
|
| Missouri Total |
100.00% |
2,545 |
$2,911,562 |
$0 |
$15,315,945 |
$0 |
526.04% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
122 |
$1 |
$0 |
$3,193,783 |
$0 |
319,378,300.00% |
| Missouri Total |
100.00% |
570,405 |
$1,615,422,696 |
$13,925,446 |
$1,239,854,345 |
$0 |
76.75% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
7 |
$6,676 |
$7,637 |
$0 |
$1,453 |
$1,549 |
20.28% |
| Missouri Total |
100.00% |
66,901 |
$6,110,213 |
$8,324,273 |
$0 |
$2,928,703 |
$2,851,383 |
34.25% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
630 |
$1,571,415 |
$1,430,217 |
$0 |
$1,582,973 |
$512,431 |
35.83% |
| Missouri Total |
100.00% |
1,659,287 |
$890,798,246 |
$890,872,851 |
$101,110 |
$838,560,994 |
$846,342,367 |
95.00% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
109 |
$40,442 |
$0 |
$0 |
$18,428 |
0.00% |
| Missouri Total |
100.00% |
2,032,847 |
$550,552,584 |
$738,897 |
$604,147,103 |
$3,544,384,897 |
109.73% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.26% |
1,877 |
$1,489,593 |
$0 |
$1,098,262 |
$198,683 |
73.73% |
| Missouri Total |
100.00% |
54,974 |
$117,946,479 |
$0 |
$47,876,627 |
$404,099,425 |
40.59% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.15% |
22 |
$623,395 |
$0 |
$843,236 |
$0 |
135.27% |
| Missouri Total |
100.00% |
51,987 |
$417,563,026 |
$7,577 |
$657,252,267 |
$0 |
157.40% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.63% |
1,399 |
$260,985 |
$1,876 |
$1,865,830 |
$199,803 |
715.64% |
| Missouri Total |
100.00% |
135,151 |
$41,180,646 |
$3,889 |
$46,696,757 |
$207,953,990 |
113.39% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
206 |
$18,274 |
$18,253 |
$0 |
$0 |
$-104 |
-0.57% |
| Missouri Total |
100.00% |
1,066,748 |
$61,809,439 |
$61,547,822 |
$0 |
$25,013,410 |
$23,499,289 |
38.18% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
7 |
$-11,907 |
$-11,840 |
$0 |
$106,496 |
$169,713 |
-1,433.39% |
| Missouri Total |
100.00% |
236,250 |
$1,687,937,256 |
$1,701,002,674 |
$0 |
$1,424,719,625 |
$1,414,517,399 |
83.16% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
6.19% |
955 |
$191,611 |
$0 |
$49,946 |
$10,044 |
26.07% |
| Missouri Total |
100.00% |
37,998 |
$3,094,844 |
$0 |
$842,486 |
$99,272 |
27.22% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
72 |
$920,119 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
38,769 |
$1,008,357,259 |
$0 |
$116,454,403 |
$0 |
11.55% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
6 |
$2,910 |
$2,958 |
$0 |
$13,470 |
$6,584 |
222.58% |
| Missouri Total |
100.00% |
101,897 |
$110,488,483 |
$108,640,778 |
$11,762,059 |
$62,222,242 |
$57,211,714 |
52.66% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
572 |
$3,084,616 |
$0 |
$5,691,419 |
$0 |
184.51% |
| Missouri Total |
100.00% |
100,891 |
$1,934,330,294 |
$0 |
$999,518,662 |
$0 |
51.67% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.65% |
835 |
$621,035 |
$0 |
$294,337 |
$4,380 |
47.39% |
| Missouri Total |
100.00% |
94,625 |
$23,440,815 |
$55,824 |
$13,625,194 |
$48,789,672 |
58.13% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$881 |
$881 |
$0 |
$8,524 |
$8,925 |
1,013.05% |
| Missouri Total |
100.00% |
197,643 |
$503,257,909 |
$503,810,924 |
$0 |
$394,511,283 |
$393,747,801 |
78.15% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.76% |
2,287 |
$17,857,574 |
$0 |
$2,821,902 |
$0 |
15.80% |
| Missouri Total |
100.00% |
195,418 |
$2,351,384,549 |
$39,791,533 |
$1,374,219,086 |
$0 |
58.44% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.33% |
131 |
$126,853 |
$145,095 |
$0 |
$27,614 |
$29,428 |
20.28% |
| Missouri Total |
100.00% |
15,628 |
$2,930,509 |
$2,861,541 |
$0 |
$542,612 |
$690,577 |
24.13% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
273 |
$87,970 |
$88,993 |
$0 |
$51,053 |
$75,787 |
85.16% |
| Missouri Total |
100.00% |
292,970 |
$117,325,459 |
$117,630,336 |
$2,972 |
$58,613,643 |
$59,359,363 |
50.46% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.51% |
6,392 |
$3,170,364 |
$0 |
$1,763,104 |
$1,407,443 |
55.61% |
| Missouri Total |
100.00% |
859,422 |
$622,444,889 |
$8,309,324 |
$442,704,256 |
$2,194,544,757 |
71.12% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.70% |
3,856 |
$5,458,341 |
$0 |
$5,413,322 |
$444,353 |
99.18% |
| Missouri Total |
100.00% |
340,392 |
$780,778,609 |
$4,406,140 |
$756,884,370 |
$3,184,045,843 |
96.94% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
4 |
$0 |
$0 |
$9,697 |
$0 |
|
| Missouri Total |
100.00% |
267,107 |
$1,971,172,498 |
$629,776 |
$3,611,994,065 |
$0 |
183.24% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
297 |
$183,294 |
$0 |
$430,147 |
$45,657 |
234.68% |
| Missouri Total |
100.00% |
80,134 |
$219,739,525 |
$5,495,929 |
$260,475,484 |
$442,284,347 |
118.54% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.33% |
22,901 |
$2,826,555 |
$28,255 |
$18,195,289 |
$270,938 |
644.73% |
| Missouri Total |
100.00% |
1,487,227 |
$865,446,822 |
$261,908,869 |
$1,026,942,514 |
$1,502,034,372 |
118.66% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
1,262 |
$1,812,378 |
$1,691,500 |
$0 |
$2,249,783 |
$1,262,512 |
74.64% |
| Missouri Total |
100.00% |
18,996,233 |
$12,159,223,075 |
$12,118,138,424 |
$13,998,881 |
$9,873,450,917 |
$9,928,870,548 |
81.93% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
638 |
$1,587,397 |
$1,447,160 |
$0 |
$2,042,626 |
$972,179 |
67.18% |
| Missouri Total |
100.00% |
15,015,732 |
$7,412,104,907 |
$7,372,968,918 |
$2,219,915 |
$6,047,915,454 |
$6,045,389,440 |
81.99% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
4,019 |
$2,567,610 |
$1,876 |
$7,228,328 |
$421,741 |
281.59% |
| Missouri Total |
100.00% |
3,637,342 |
$4,494,793,762 |
$14,676,164 |
$4,458,070,047 |
$4,176,873,652 |
99.18% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
624 |
$224,981 |
$244,340 |
$0 |
$207,157 |
$290,333 |
118.82% |
| Missouri Total |
100.00% |
3,980,501 |
$4,747,118,168 |
$4,745,169,506 |
$11,778,966 |
$3,825,535,463 |
$3,883,481,108 |
81.84% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.35% |
38,171 |
$34,313,509 |
$28,255 |
$34,669,163 |
$2,182,815 |
101.12% |
| Missouri Total |
100.00% |
3,514,998 |
$9,858,960,504 |
$320,597,395 |
$8,939,381,209 |
$7,371,798,263 |
90.67% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.26% |
42,190 |
$36,881,119 |
$30,131 |
$41,897,491 |
$2,604,556 |
113.68% |
| Missouri Total |
100.00% |
7,152,340 |
$14,353,754,266 |
$335,273,559 |
$13,397,451,256 |
$11,545,866,117 |
93.34% |