Company Name:
AMERICAN NATIONAL INSURANCE COMPANYCompany Address:
1201 Louisiana Street
Houston, TX 77002Mailing Address:
2450 South Shore Blvd.
League City, TX 77573Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1915-08-08
| Line |
Authorized Date |
| Accident and Health |
1915-08-08 |
| Life, annuities and endowments |
1915-08-08 |
| Variable Contracts |
1915-08-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$8,906 |
$8,906 |
$0 |
$399,989 |
$399,990 |
4,491.24% |
| Missouri Total |
100.00% |
698,783 |
$2,275,244,451 |
$2,274,620,063 |
$0 |
$1,939,841,747 |
$1,952,518,479 |
85.84% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.79% |
468 |
$88,799 |
$0 |
$42,085 |
$4,557 |
47.39% |
| Missouri Total |
100.00% |
106,115 |
$11,277,759 |
$0 |
$5,666,023 |
$1,675,738 |
50.24% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
10 |
$59,747 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
305,987 |
$586,885,644 |
$0 |
$172,738,118 |
$0 |
29.43% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
30 |
$0 |
$0 |
$541,168 |
$0 |
|
| Missouri Total |
100.00% |
2,747 |
$4,433,107 |
$0 |
$38,070,222 |
$0 |
858.77% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
130 |
$0 |
$0 |
$18,310 |
$0 |
|
| Missouri Total |
100.00% |
492,708 |
$1,342,427,179 |
$6,783,407 |
$798,290,193 |
$0 |
59.47% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
10 |
$7,803 |
$8,722 |
$0 |
$3,480 |
$-2,235 |
-25.62% |
| Missouri Total |
100.00% |
34,556 |
$8,388,231 |
$7,985,778 |
$0 |
$1,945,640 |
$1,644,520 |
20.59% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
679 |
$1,877,808 |
$2,099,216 |
$0 |
$1,335,938 |
$3,439,143 |
163.83% |
| Missouri Total |
100.00% |
1,556,006 |
$792,923,853 |
$792,940,528 |
$301,695 |
$719,999,107 |
$752,764,219 |
94.93% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
116 |
$49,030 |
$0 |
$262,508 |
$19,503 |
535.40% |
| Missouri Total |
100.00% |
2,065,848 |
$605,945,752 |
$1,096,314 |
$550,629,913 |
$3,874,977,441 |
90.87% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.76% |
2,153 |
$1,008,758 |
$0 |
$1,197,440 |
$229,035 |
118.70% |
| Missouri Total |
100.00% |
50,951 |
$36,609,553 |
$0 |
$-644,224,352 |
$365,024,573 |
-1,759.72% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
24 |
$642,364 |
$0 |
$4,159,483 |
$0 |
647.53% |
| Missouri Total |
100.00% |
115,545 |
$601,462,099 |
$6,064 |
$1,207,887,377 |
$0 |
200.83% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.80% |
1,137 |
$824,227 |
$1,948 |
$2,194,164 |
$162,732 |
266.45% |
| Missouri Total |
100.00% |
132,689 |
$45,865,677 |
$15,853 |
$46,952,109 |
$193,481,508 |
102.37% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
237 |
$20,017 |
$20,064 |
$0 |
$0 |
$-84 |
-0.42% |
| Missouri Total |
100.00% |
310,192 |
$62,526,346 |
$62,376,544 |
$7,617 |
$19,314,887 |
$19,737,230 |
31.64% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
9 |
$1,592 |
$1,681 |
$0 |
$70 |
$6 |
0.36% |
| Missouri Total |
100.00% |
274,481 |
$1,777,283,216 |
$1,786,458,818 |
$0 |
$1,459,265,662 |
$1,502,845,840 |
84.12% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
18.23% |
1,173 |
$222,567 |
$0 |
$105,483 |
$11,422 |
47.39% |
| Missouri Total |
100.00% |
18,121 |
$1,220,988 |
$0 |
$1,191,952 |
$19,795,813 |
97.62% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
74 |
$192,141 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
36,575 |
$91,645,557 |
$0 |
$57,203,456 |
$0 |
62.42% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
7 |
$3,359 |
$3,003 |
$0 |
$12,165 |
$-1,933 |
-64.37% |
| Missouri Total |
100.00% |
113,456 |
$112,662,320 |
$110,611,772 |
$11,319,832 |
$66,347,028 |
$55,056,329 |
49.77% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.75% |
545 |
$10,252,844 |
$0 |
$4,571,308 |
$0 |
44.59% |
| Missouri Total |
100.00% |
99,790 |
$1,363,335,298 |
$0 |
$950,195,010 |
$0 |
69.70% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.73% |
804 |
$592,164 |
$0 |
$298,425 |
$3,641 |
50.40% |
| Missouri Total |
100.00% |
81,148 |
$21,690,818 |
$65,686 |
$13,020,188 |
$45,383,333 |
60.03% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$881 |
$880 |
$0 |
$403 |
$374 |
42.50% |
| Missouri Total |
100.00% |
229,712 |
$581,543,241 |
$584,863,816 |
$0 |
$437,225,084 |
$438,610,987 |
74.99% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.68% |
2,262 |
$10,628,692 |
$0 |
$3,879,764 |
$0 |
36.50% |
| Missouri Total |
100.00% |
195,812 |
$1,556,881,060 |
$28,950,012 |
$1,263,912,510 |
$0 |
81.18% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.53% |
185 |
$148,253 |
$165,724 |
$0 |
$66,122 |
$-42,465 |
-25.62% |
| Missouri Total |
100.00% |
8,736 |
$1,407,413 |
$1,371,955 |
$0 |
$294,103 |
$197,584 |
14.40% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
296 |
$98,686 |
$98,082 |
$0 |
$74,751 |
$84,479 |
86.13% |
| Missouri Total |
100.00% |
300,444 |
$103,159,184 |
$102,922,829 |
$2,927 |
$45,952,310 |
$45,728,893 |
44.43% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.57% |
6,586 |
$3,482,475 |
$0 |
$2,095,127 |
$1,385,228 |
60.16% |
| Missouri Total |
100.00% |
849,107 |
$608,898,381 |
$8,532,070 |
$448,760,979 |
$2,003,867,920 |
73.70% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.65% |
3,830 |
$5,184,066 |
$0 |
$5,030,353 |
$422,933 |
97.03% |
| Missouri Total |
100.00% |
364,184 |
$796,038,412 |
$5,570,618 |
$705,700,881 |
$1,280,812,226 |
88.65% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
4 |
$0 |
$0 |
$10,018 |
$0 |
|
| Missouri Total |
100.00% |
242,129 |
$2,260,901,165 |
$549,788 |
$4,707,625,569 |
$0 |
208.22% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
313 |
$171,906 |
$0 |
$496,939 |
$49,906 |
289.08% |
| Missouri Total |
100.00% |
69,032 |
$236,256,648 |
$3,823,558 |
$257,484,207 |
$98,971,734 |
108.98% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.36% |
23,794 |
$3,199,209 |
$31,198 |
$17,548,546 |
$271,263 |
549.50% |
| Missouri Total |
100.00% |
1,522,534 |
$879,876,012 |
$276,707,732 |
$956,198,611 |
$593,175,264 |
108.67% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
1,425 |
$2,167,305 |
$2,406,278 |
$0 |
$1,892,918 |
$3,877,275 |
161.13% |
| Missouri Total |
100.00% |
19,306,788 |
$12,117,109,089 |
$12,162,834,670 |
$12,444,904 |
$10,542,214,819 |
$10,004,580,052 |
82.26% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
690 |
$1,894,517 |
$2,116,844 |
$0 |
$1,739,407 |
$3,836,898 |
181.26% |
| Missouri Total |
100.00% |
17,248,675 |
$7,594,911,339 |
$7,618,085,733 |
$1,103,538 |
$6,951,838,739 |
$6,341,675,193 |
83.24% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
4,068 |
$2,672,925 |
$1,948 |
$8,415,158 |
$415,827 |
314.90% |
| Missouri Total |
100.00% |
3,674,408 |
$4,401,545,614 |
$7,901,906 |
$4,690,598,033 |
$4,453,509,867 |
106.57% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
735 |
$272,788 |
$289,434 |
$0 |
$153,511 |
$40,377 |
13.95% |
| Missouri Total |
100.00% |
2,058,113 |
$4,522,197,750 |
$4,544,748,937 |
$11,341,366 |
$3,590,376,080 |
$3,662,904,859 |
80.60% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.43% |
39,385 |
$33,926,064 |
$31,198 |
$34,035,963 |
$2,144,393 |
100.42% |
| Missouri Total |
100.00% |
3,493,020 |
$7,861,614,955 |
$324,199,464 |
$9,610,942,390 |
$4,042,006,290 |
122.25% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.30% |
43,453 |
$36,598,989 |
$33,146 |
$42,451,121 |
$2,560,220 |
116.08% |
| Missouri Total |
100.00% |
7,167,428 |
$12,263,160,569 |
$332,101,370 |
$14,301,540,423 |
$8,495,516,157 |
116.62% |