Company Name:
AMERICAN NATIONAL INSURANCE COMPANYCompany Address:
1201 Louisiana Street
Houston, TX 77002Mailing Address:
2450 South Shore Blvd.
League City, TX 77573Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1915-08-08
| Line |
Authorized Date |
| Accident and Health |
1915-08-08 |
| Life, annuities and endowments |
1915-08-08 |
| Variable Contracts |
1915-08-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$11,332 |
$11,332 |
$0 |
$375,654 |
$375,654 |
3,314.98% |
| Missouri Total |
100.00% |
654,425 |
$2,386,247,635 |
$2,382,497,448 |
$0 |
$2,004,574,387 |
$1,982,254,630 |
83.20% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.49% |
446 |
$49,063 |
$0 |
$24,969 |
$3,832 |
50.89% |
| Missouri Total |
100.00% |
108,080 |
$10,086,031 |
$0 |
$5,852,085 |
$750,528 |
58.02% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
14 |
$37,029 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
174,713 |
$530,078,127 |
$0 |
$192,200,982 |
$0 |
36.26% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
32 |
$0 |
$0 |
$178,445 |
$0 |
|
| Missouri Total |
100.00% |
2,979 |
$957,440 |
$0 |
$17,368,327 |
$0 |
1,814.04% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
143 |
$74,059 |
$0 |
$1,060,789 |
$0 |
1,432.36% |
| Missouri Total |
100.00% |
520,508 |
$1,192,820,226 |
$10,125,528 |
$1,085,261,009 |
$0 |
90.98% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
14 |
$7,984 |
$9,655 |
$0 |
$2,259 |
$6,998 |
72.48% |
| Missouri Total |
100.00% |
34,858 |
$7,491,675 |
$8,632,696 |
$0 |
$2,342,665 |
$2,035,294 |
23.58% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
100 |
$52,285 |
$0 |
$260,492 |
$20,953 |
498.22% |
| Missouri Total |
100.00% |
1,977,306 |
$539,326,139 |
$1,177,480 |
$434,868,809 |
$240,522,779 |
80.63% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.24% |
2,272 |
$1,423,343 |
$0 |
$925,557 |
$234,149 |
65.03% |
| Missouri Total |
100.00% |
49,880 |
$27,173,457 |
$35 |
$143,201,748 |
$5,851,436 |
526.99% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.15% |
23 |
$718,902 |
$0 |
$2,504,836 |
$0 |
348.43% |
| Missouri Total |
100.00% |
111,994 |
$495,318,046 |
$4,605 |
$898,998,612 |
$0 |
181.50% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.68% |
1,193 |
$386,740 |
$2,077 |
$6,240,844 |
$172,333 |
1,614.24% |
| Missouri Total |
100.00% |
226,343 |
$56,588,825 |
$15,797 |
$60,916,808 |
$8,693,656 |
107.65% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
287 |
$20,961 |
$20,648 |
$0 |
$0 |
$313 |
1.52% |
| Missouri Total |
100.00% |
361,964 |
$61,570,318 |
$61,286,431 |
$5 |
$22,033,119 |
$22,657,998 |
36.97% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
11 |
$2,159 |
$2,043 |
$0 |
$0 |
$-17,877 |
-875.04% |
| Missouri Total |
100.00% |
241,498 |
$1,266,595,288 |
$1,278,276,609 |
$0 |
$944,522,356 |
$954,521,239 |
74.67% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
15.95% |
1,766 |
$194,274 |
$0 |
$98,870 |
$15,173 |
50.89% |
| Missouri Total |
100.00% |
21,168 |
$1,217,811 |
$0 |
$850,632 |
$107,623 |
69.85% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.27% |
67 |
$239,381 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
36,757 |
$89,099,206 |
$0 |
$71,401,733 |
$0 |
80.14% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
7 |
$2,798 |
$3,154 |
$0 |
$17,975 |
$36,984 |
1,172.61% |
| Missouri Total |
100.00% |
117,759 |
$110,840,095 |
$113,170,115 |
$10,355,140 |
$65,294,980 |
$58,742,791 |
51.91% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.47% |
473 |
$5,421,357 |
$0 |
$3,081,778 |
$0 |
56.85% |
| Missouri Total |
100.00% |
99,399 |
$1,154,178,097 |
$0 |
$769,747,137 |
$0 |
66.69% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.52% |
623 |
$500,921 |
$0 |
$213,586 |
$2,986 |
42.64% |
| Missouri Total |
100.00% |
80,387 |
$19,887,291 |
$62,164 |
$11,572,346 |
$588,012 |
58.19% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$882 |
$883 |
$0 |
$87 |
$-139 |
-15.74% |
| Missouri Total |
100.00% |
235,269 |
$576,421,509 |
$579,130,437 |
$0 |
$420,630,247 |
$419,589,932 |
72.45% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.71% |
2,347 |
$8,478,041 |
$0 |
$6,145,920 |
$0 |
72.49% |
| Missouri Total |
100.00% |
209,776 |
$1,196,697,406 |
$35,086,784 |
$1,128,293,483 |
$0 |
94.28% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
11.21% |
273 |
$151,689 |
$183,442 |
$0 |
$42,928 |
$132,962 |
72.48% |
| Missouri Total |
100.00% |
9,162 |
$1,353,266 |
$1,362,082 |
$0 |
$265,870 |
$293,082 |
21.52% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
307 |
$107,628 |
$108,209 |
$0 |
$70,067 |
$40,909 |
37.81% |
| Missouri Total |
100.00% |
301,362 |
$102,840,947 |
$102,665,207 |
$3,204 |
$46,290,068 |
$49,280,488 |
48.00% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.57% |
4,719 |
$3,302,995 |
$0 |
$1,601,513 |
$1,311,705 |
48.49% |
| Missouri Total |
100.00% |
838,239 |
$583,114,130 |
$8,601,831 |
$380,741,956 |
$692,128,891 |
65.29% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.56% |
3,502 |
$3,983,899 |
$0 |
$2,362,540 |
$356,957 |
59.30% |
| Missouri Total |
100.00% |
367,639 |
$717,052,897 |
$6,257,842 |
$647,129,980 |
$245,467,544 |
90.25% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
4 |
$0 |
$0 |
$9,926 |
$0 |
|
| Missouri Total |
100.00% |
259,411 |
$2,070,662,761 |
$580,055 |
$3,824,607,952 |
$0 |
184.70% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
329 |
$169,269 |
$0 |
$137,543 |
$53,885 |
81.26% |
| Missouri Total |
100.00% |
73,067 |
$214,318,001 |
$3,773,572 |
$246,324,573 |
$21,368,071 |
114.93% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.35% |
26,420 |
$2,857,576 |
$26,594 |
$16,596,424 |
$283,135 |
581.72% |
| Missouri Total |
100.00% |
1,532,924 |
$809,875,081 |
$283,399,743 |
$924,943,383 |
$189,097,330 |
114.21% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
902 |
$305,433 |
$339,366 |
$0 |
$508,970 |
$575,804 |
169.67% |
| Missouri Total |
100.00% |
18,171,889 |
$11,161,724,899 |
$11,180,725,273 |
$10,901,258 |
$8,674,641,000 |
$8,678,005,200 |
77.62% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
16 |
$19,316 |
$20,987 |
$0 |
$377,913 |
$382,652 |
1,823.28% |
| Missouri Total |
100.00% |
15,968,414 |
$7,486,291,962 |
$7,481,394,623 |
$539,778 |
$5,879,810,599 |
$5,912,016,735 |
79.02% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
4,223 |
$2,741,421 |
$2,077 |
$11,195,932 |
$431,267 |
408.47% |
| Missouri Total |
100.00% |
3,393,966 |
$4,757,516,863 |
$11,323,927 |
$4,543,143,614 |
$270,854,664 |
95.49% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
886 |
$286,117 |
$318,379 |
$0 |
$131,057 |
$193,152 |
60.67% |
| Missouri Total |
100.00% |
2,203,482 |
$3,675,434,192 |
$3,699,331,905 |
$10,361,480 |
$2,794,830,401 |
$2,765,988,465 |
74.77% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.36% |
40,250 |
$25,147,713 |
$26,594 |
$30,248,100 |
$2,023,841 |
120.39% |
| Missouri Total |
100.00% |
3,538,934 |
$6,894,086,553 |
$337,761,991 |
$8,229,829,165 |
$1,148,757,471 |
119.38% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.24% |
44,473 |
$27,889,134 |
$28,671 |
$41,444,032 |
$2,455,108 |
148.71% |
| Missouri Total |
100.00% |
6,932,900 |
$11,651,603,416 |
$349,085,918 |
$12,772,972,779 |
$1,419,612,135 |
109.62% |