Company Name:
AMERICAN NATIONAL INSURANCE COMPANYCompany Address:
1201 Louisiana Street
Houston, TX 77002Mailing Address:
2450 South Shore Blvd.
League City, TX 77573Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1915-08-08
| Line |
Authorized Date |
| Accident and Health |
1915-08-08 |
| Life, annuities and endowments |
1915-08-08 |
| Variable Contracts |
1915-08-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$15,694 |
$15,694 |
$0 |
$175,217 |
$-175,375 |
-1,117.47% |
| Missouri Total |
100.00% |
652,091 |
$2,802,941,279 |
$2,843,353,090 |
$0 |
$2,427,601,371 |
$2,423,510,593 |
85.23% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.43% |
475 |
$53,391 |
$0 |
$26,980 |
$4,061 |
50.53% |
| Missouri Total |
100.00% |
124,630 |
$12,501,881 |
$0 |
$6,197,118 |
$866,282 |
49.57% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
20 |
$106,290 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
143,685 |
$547,925,021 |
$0 |
$156,509,887 |
$0 |
28.56% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
38 |
$0 |
$0 |
$493,017 |
$0 |
|
| Missouri Total |
100.00% |
3,329 |
$549,778 |
$0 |
$30,716,644 |
$0 |
5,587.10% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
182 |
$98,935 |
$0 |
$5,224,565 |
$0 |
5,280.81% |
| Missouri Total |
100.00% |
294,753 |
$1,481,250,264 |
$9,237,832 |
$763,375,602 |
$0 |
51.54% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
24 |
$12,368 |
$14,239 |
$0 |
$1,738 |
$-2 |
-0.01% |
| Missouri Total |
100.00% |
34,486 |
$9,423,074 |
$8,618,461 |
$0 |
$2,722,938 |
$2,587,673 |
30.02% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
129 |
$182,844 |
$0 |
$34,905 |
$177,076 |
19.09% |
| Missouri Total |
100.00% |
2,205,224 |
$528,415,026 |
$1,396,600 |
$422,121,559 |
$228,201,651 |
79.88% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.80% |
2,455 |
$1,733,563 |
$0 |
$1,522,836 |
$253,186 |
87.84% |
| Missouri Total |
100.00% |
39,454 |
$61,941,498 |
$39 |
$45,254,327 |
$5,952,492 |
73.06% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.20% |
28 |
$1,043,449 |
$0 |
$1,257,758 |
$0 |
120.54% |
| Missouri Total |
100.00% |
114,751 |
$530,408,432 |
$5,077 |
$962,761,975 |
$0 |
181.51% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.27% |
1,480 |
$104,504 |
$2,034 |
$584,361 |
$16,222 |
561.12% |
| Missouri Total |
100.00% |
143,279 |
$38,609,147 |
$14,845 |
$31,605,609 |
$1,512,704 |
81.86% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
300 |
$21,586 |
$21,848 |
$0 |
$0 |
$3 |
0.01% |
| Missouri Total |
100.00% |
391,131 |
$63,521,313 |
$63,852,854 |
$8 |
$24,289,448 |
$24,453,365 |
38.30% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
12 |
$1,912 |
$2,129 |
$0 |
$40,814 |
$56,145 |
2,637.15% |
| Missouri Total |
100.00% |
218,684 |
$1,177,153,142 |
$1,159,654,809 |
$0 |
$949,133,123 |
$927,011,780 |
79.94% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
25.42% |
2,691 |
$302,658 |
$0 |
$152,945 |
$23,020 |
50.53% |
| Missouri Total |
100.00% |
21,814 |
$1,190,570 |
$0 |
$733,486 |
$95,189 |
61.61% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.34% |
67 |
$1,333,970 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
36,247 |
$99,623,113 |
$0 |
$99,999,733 |
$0 |
100.38% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
9 |
$4,703 |
$4,588 |
$0 |
$347 |
$63,366 |
1,381.12% |
| Missouri Total |
100.00% |
123,307 |
$118,032,800 |
$114,204,809 |
$9,531,503 |
$69,334,277 |
$78,931,767 |
69.11% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
449 |
$3,181,827 |
$0 |
$3,398,527 |
$0 |
106.81% |
| Missouri Total |
100.00% |
95,837 |
$1,488,263,255 |
$0 |
$677,443,796 |
$0 |
45.52% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.58% |
905 |
$435,571 |
$0 |
$215,756 |
$2,830 |
49.53% |
| Missouri Total |
100.00% |
74,508 |
$16,915,097 |
$7,905 |
$9,434,450 |
$518,513 |
55.78% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$1,862 |
$1,960 |
$0 |
$6,200 |
$5,222 |
266.43% |
| Missouri Total |
100.00% |
251,112 |
$579,615,001 |
$578,102,282 |
$0 |
$462,572,992 |
$459,078,739 |
79.41% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.86% |
2,418 |
$9,672,725 |
$0 |
$23,087,169 |
$0 |
238.68% |
| Missouri Total |
100.00% |
206,286 |
$1,130,108,831 |
$34,631,430 |
$1,325,260,748 |
$0 |
117.27% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
12.52% |
362 |
$190,281 |
$219,062 |
$0 |
$26,744 |
$-30 |
-0.01% |
| Missouri Total |
100.00% |
10,203 |
$1,519,549 |
$1,322,107 |
$0 |
$290,736 |
$215,334 |
16.29% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
325 |
$113,249 |
$112,105 |
$0 |
$136,682 |
$117,137 |
104.49% |
| Missouri Total |
100.00% |
298,521 |
$98,796,882 |
$99,308,058 |
$3,088 |
$46,285,551 |
$46,678,537 |
47.00% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.54% |
6,340 |
$2,992,408 |
$0 |
$1,995,825 |
$1,176,102 |
66.70% |
| Missouri Total |
100.00% |
818,868 |
$558,083,312 |
$8,822,543 |
$348,190,973 |
$635,353,626 |
62.39% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.55% |
3,228 |
$3,705,515 |
$0 |
$2,112,952 |
$331,797 |
57.02% |
| Missouri Total |
100.00% |
376,764 |
$678,294,694 |
$7,369,700 |
$760,857,300 |
$233,683,657 |
112.17% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
4 |
$0 |
$0 |
$9,828 |
$0 |
|
| Missouri Total |
100.00% |
262,921 |
$1,969,980,345 |
$572,284 |
$4,358,601,976 |
$0 |
221.25% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
341 |
$170,357 |
$0 |
$204,516 |
$54,557 |
120.05% |
| Missouri Total |
100.00% |
75,076 |
$243,335,956 |
$4,015,116 |
$244,113,524 |
$20,857,544 |
100.32% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.35% |
25,122 |
$2,826,934 |
$25,938 |
$4,842,347 |
$319,124 |
172.21% |
| Missouri Total |
100.00% |
1,555,797 |
$803,680,907 |
$273,080,455 |
$969,884,037 |
$180,093,894 |
120.68% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1,035 |
$361,655 |
$391,625 |
$0 |
$387,742 |
$66,466 |
16.97% |
| Missouri Total |
100.00% |
18,510,813 |
$11,250,055,375 |
$11,264,934,165 |
$10,211,045 |
$8,998,120,067 |
$9,109,306,437 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
26 |
$28,062 |
$29,933 |
$0 |
$176,955 |
$-175,377 |
-585.90% |
| Missouri Total |
100.00% |
16,253,060 |
$7,800,314,473 |
$7,835,962,961 |
$673,020 |
$6,329,250,405 |
$6,392,782,880 |
81.58% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
4,807 |
$3,322,976 |
$2,034 |
$9,144,422 |
$450,545 |
275.25% |
| Missouri Total |
100.00% |
3,293,003 |
$4,271,573,970 |
$10,655,145 |
$4,001,820,864 |
$251,717,054 |
93.68% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
1,009 |
$333,593 |
$361,692 |
$0 |
$210,787 |
$241,843 |
66.86% |
| Missouri Total |
100.00% |
2,257,753 |
$3,449,740,902 |
$3,428,971,204 |
$9,538,025 |
$2,668,869,662 |
$2,716,523,557 |
79.22% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.35% |
41,565 |
$24,621,965 |
$25,938 |
$36,019,865 |
$1,907,430 |
146.40% |
| Missouri Total |
100.00% |
3,545,013 |
$7,012,746,399 |
$328,499,433 |
$9,057,491,351 |
$1,070,602,423 |
129.16% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.25% |
46,372 |
$27,944,941 |
$27,972 |
$45,164,287 |
$2,357,975 |
161.72% |
| Missouri Total |
100.00% |
6,838,016 |
$11,284,320,369 |
$339,154,578 |
$13,059,312,215 |
$1,322,319,477 |
115.73% |