Company Name:
AMERICAN NATIONAL INSURANCE COMPANYCompany Address:
1201 Louisiana Street
Houston, TX 77002Mailing Address:
2450 South Shore Blvd.
League City, TX 77573Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1915-08-08
| Line |
Authorized Date |
| Accident and Health |
1915-08-08 |
| Life, annuities and endowments |
1915-08-08 |
| Variable Contracts |
1915-08-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
4 |
$247,312 |
$98,660 |
$0 |
$347,572 |
$347,451 |
352.17% |
| Missouri Total |
100.00% |
594,620 |
$2,576,062,761 |
$2,588,216,058 |
$0 |
$2,283,759,066 |
$2,280,536,126 |
88.11% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.39% |
445 |
$47,858 |
$0 |
$34,768 |
$3,742 |
72.65% |
| Missouri Total |
100.00% |
157,230 |
$12,409,238 |
$0 |
$7,268,590 |
$939,322 |
58.57% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
31 |
$129,759 |
$0 |
$3,381,206 |
$0 |
2,605.76% |
| Missouri Total |
100.00% |
143,017 |
$657,514,465 |
$0 |
$147,598,997 |
$0 |
22.45% |
Group Modified Guaranteed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
47 |
$0 |
$0 |
$390,353 |
$0 |
|
| Missouri Total |
100.00% |
162 |
$379 |
$0 |
$10,830,886 |
$0 |
2,857,750.00% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
142 |
$-126 |
$0 |
$2,912,744 |
$0 |
-2,311,701.59% |
| Missouri Total |
100.00% |
312,735 |
$1,502,027,628 |
$9,721,497 |
$755,224,260 |
$0 |
50.28% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
33 |
$11,822 |
$16,742 |
$0 |
$2,290 |
$6,553 |
39.14% |
| Missouri Total |
100.00% |
46,362 |
$8,967,299 |
$9,623,753 |
$0 |
$3,037,302 |
$2,589,725 |
26.91% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
102 |
$54,539 |
$0 |
$25,000 |
$19,571 |
45.84% |
| Missouri Total |
100.00% |
2,262,793 |
$531,820,140 |
$1,417,243 |
$400,585,106 |
$220,311,459 |
75.32% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.81% |
2,601 |
$1,845,131 |
$0 |
$852,727 |
$269,081 |
46.21% |
| Missouri Total |
100.00% |
45,178 |
$38,377,947 |
$38 |
$214,229,102 |
$8,643,241 |
558.21% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.18% |
29 |
$1,062,167 |
$0 |
$2,343,771 |
$0 |
220.66% |
| Missouri Total |
100.00% |
111,069 |
$586,227,659 |
$3,676 |
$997,152,346 |
$0 |
170.10% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.51% |
1,429 |
$221,355 |
$2,040 |
$374,065 |
$163,344 |
169.91% |
| Missouri Total |
100.00% |
165,829 |
$43,498,371 |
$48,424 |
$93,739,508 |
$9,857,540 |
215.50% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
331 |
$22,038 |
$21,916 |
$0 |
$0 |
$87 |
0.40% |
| Missouri Total |
100.00% |
400,485 |
$63,522,542 |
$63,347,315 |
$0 |
$24,679,353 |
$24,958,520 |
39.40% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
16 |
$2,368 |
$2,400 |
$0 |
$160 |
$-10,121 |
-421.71% |
| Missouri Total |
100.00% |
237,448 |
$1,403,226,520 |
$1,403,823,495 |
$0 |
$975,900,877 |
$949,657,243 |
67.65% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
33.70% |
3,715 |
$399,534 |
$0 |
$290,250 |
$31,228 |
72.65% |
| Missouri Total |
100.00% |
22,462 |
$1,185,477 |
$0 |
$799,330 |
$91,277 |
67.43% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.07% |
76 |
$1,955,914 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
34,146 |
$94,538,449 |
$0 |
$73,761,539 |
$0 |
78.02% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
10 |
$3,964 |
$4,308 |
$0 |
$0 |
$16 |
0.37% |
| Missouri Total |
100.00% |
128,298 |
$111,847,829 |
$113,009,194 |
$9,320,891 |
$67,487,406 |
$55,431,444 |
49.05% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.32% |
574 |
$383,952 |
$0 |
$33,999 |
$2,423 |
8.86% |
| Missouri Total |
100.00% |
78,605 |
$16,557,038 |
$13,128 |
$9,388,018 |
$570,048 |
56.70% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
5 |
$4,405 |
$4,500 |
$0 |
$8,929 |
$5,736 |
127.47% |
| Missouri Total |
100.00% |
249,991 |
$564,149,552 |
$566,714,825 |
$0 |
$438,656,592 |
$442,214,536 |
78.03% |
Individual Modified Guaranteed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
40.11% |
432 |
$8,011,467 |
$0 |
$1,481,890 |
$0 |
18.50% |
| Missouri Total |
100.00% |
2,686 |
$19,972,720 |
$0 |
$35,622,744 |
$0 |
178.36% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.28% |
2,306 |
$12,418,063 |
$0 |
$20,465,318 |
$0 |
164.80% |
| Missouri Total |
100.00% |
219,347 |
$966,691,378 |
$38,073,879 |
$1,367,863,486 |
$0 |
141.50% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
16.35% |
505 |
$181,877 |
$257,570 |
$0 |
$35,224 |
$100,811 |
39.14% |
| Missouri Total |
100.00% |
9,088 |
$1,112,405 |
$1,393,661 |
$0 |
$320,900 |
$382,229 |
27.43% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
319 |
$113,367 |
$114,380 |
$0 |
$42,367 |
$-12,800 |
-11.19% |
| Missouri Total |
100.00% |
298,345 |
$96,005,643 |
$95,749,270 |
$2,715 |
$44,157,520 |
$46,223,446 |
48.28% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.53% |
5,792 |
$2,912,966 |
$0 |
$2,397,983 |
$1,122,050 |
82.32% |
| Missouri Total |
100.00% |
807,561 |
$545,233,882 |
$8,854,933 |
$312,433,553 |
$209,545,660 |
57.30% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.57% |
3,023 |
$3,950,896 |
$0 |
$2,772,725 |
$312,335 |
70.18% |
| Missouri Total |
100.00% |
392,226 |
$688,580,364 |
$7,899,033 |
$992,234,625 |
$72,910,917 |
144.10% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
4 |
$0 |
$0 |
$109,909 |
$0 |
|
| Missouri Total |
100.00% |
273,769 |
$1,579,684,923 |
$638,554 |
$3,680,614,002 |
$0 |
233.00% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
358 |
$188,119 |
$0 |
$924,157 |
$56,636 |
491.26% |
| Missouri Total |
100.00% |
79,973 |
$184,764,931 |
$5,303,033 |
$224,094,911 |
$22,036,496 |
121.29% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.30% |
27,236 |
$2,395,736 |
$24,708 |
$3,249,044 |
$261,157 |
136.65% |
| Missouri Total |
100.00% |
1,575,221 |
$790,335,343 |
$271,555,935 |
$883,419,376 |
$54,049,613 |
111.78% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
1,223 |
$587,153 |
$520,476 |
$0 |
$436,542 |
$437,733 |
84.10% |
| Missouri Total |
100.00% |
17,298,225 |
$10,842,541,096 |
$10,885,784,298 |
$9,791,953 |
$8,529,870,791 |
$8,533,868,614 |
78.39% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
37 |
$259,134 |
$115,402 |
$0 |
$349,862 |
$354,004 |
306.76% |
| Missouri Total |
100.00% |
15,026,804 |
$7,368,815,822 |
$7,399,153,912 |
$462,382 |
$5,979,576,202 |
$5,973,336,105 |
80.73% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
4,826 |
$3,360,683 |
$2,040 |
$10,314,634 |
$455,738 |
306.98% |
| Missouri Total |
100.00% |
3,308,424 |
$5,362,402,135 |
$11,192,208 |
$3,798,692,641 |
$254,647,163 |
70.84% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
1,186 |
$328,019 |
$405,074 |
$0 |
$86,680 |
$83,729 |
20.67% |
| Missouri Total |
100.00% |
2,271,421 |
$3,473,725,274 |
$3,486,630,386 |
$9,329,571 |
$2,550,294,589 |
$2,560,532,509 |
73.44% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.50% |
43,516 |
$32,616,647 |
$24,708 |
$31,725,275 |
$1,785,829 |
97.34% |
| Missouri Total |
100.00% |
3,602,005 |
$6,532,189,627 |
$332,338,495 |
$8,441,805,341 |
$359,204,011 |
129.23% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.30% |
48,342 |
$35,977,330 |
$26,748 |
$42,039,909 |
$2,241,567 |
116.93% |
| Missouri Total |
100.00% |
6,910,429 |
$11,894,591,762 |
$343,530,703 |
$12,240,497,982 |
$613,851,174 |
102.91% |