Company Name:
AMERICAN NATIONAL INSURANCE COMPANYCompany Address:
1201 Louisiana Street
Houston, TX 77002Mailing Address:
2450 South Shore Blvd.
League City, TX 77573Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1915-08-08
| Line |
Authorized Date |
| Accident and Health |
1915-08-08 |
| Life, annuities and endowments |
1915-08-08 |
| Variable Contracts |
1915-08-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.01% |
4 |
$-192,791 |
$31,363 |
$0 |
$317,205 |
$-413,430 |
-1,318.21% |
| Missouri Total |
100.00% |
603,631 |
$2,422,230,132 |
$2,386,155,237 |
$0 |
$1,987,978,299 |
$1,987,566,427 |
83.30% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.38% |
395 |
$46,742 |
$0 |
$19,361 |
$3,208 |
41.42% |
| Missouri Total |
100.00% |
172,305 |
$12,454,766 |
$0 |
$7,732,228 |
$1,039,415 |
62.08% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
47 |
$128,179 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
143,349 |
$614,834,795 |
$0 |
$116,169,594 |
$0 |
18.89% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
34 |
$0 |
$0 |
$6,236,022 |
$0 |
|
| Missouri Total |
100.00% |
3,164 |
$388,600 |
$0 |
$32,859,251 |
$0 |
8,455.80% |
Group Modified Guaranteed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$1,195,161 |
$0 |
|
| Missouri Total |
100.00% |
973 |
$241,308 |
$0 |
$3,683,129 |
$0 |
1,526.32% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
190 |
$452,390 |
$0 |
$1,291,948 |
$0 |
285.58% |
| Missouri Total |
100.00% |
285,393 |
$1,633,022,630 |
$7,993,216 |
$626,651,426 |
$0 |
38.37% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
46 |
$18,590 |
$24,994 |
$0 |
$2,422 |
$-163 |
-0.65% |
| Missouri Total |
100.00% |
68,295 |
$8,807,010 |
$11,027,152 |
$0 |
$3,398,223 |
$2,763,855 |
25.06% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
106 |
$62,650 |
$0 |
$47,314 |
$22,834 |
75.52% |
| Missouri Total |
100.00% |
2,099,550 |
$507,813,492 |
$1,660,330 |
$385,781,284 |
$204,449,653 |
75.97% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.82% |
2,729 |
$1,939,098 |
$0 |
$3,143,257 |
$283,700 |
162.10% |
| Missouri Total |
100.00% |
44,618 |
$106,639,066 |
$37 |
$201,692,601 |
$8,497,543 |
189.14% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
34 |
$1,265,426 |
$0 |
$3,989,352 |
$0 |
315.26% |
| Missouri Total |
100.00% |
115,120 |
$613,366,779 |
$3,223 |
$899,299,058 |
$0 |
146.62% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.35% |
1,402 |
$214,671 |
$2,088 |
$316,641 |
$157,283 |
148.47% |
| Missouri Total |
100.00% |
130,978 |
$60,526,927 |
$330,312 |
$92,790,390 |
$9,058,844 |
153.30% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
366 |
$23,412 |
$23,808 |
$0 |
$0 |
$-132 |
-0.55% |
| Missouri Total |
100.00% |
393,021 |
$60,851,889 |
$60,538,383 |
$0 |
$25,153,595 |
$26,631,367 |
43.99% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
18 |
$8,417 |
$8,621 |
$0 |
$31,255 |
$39,996 |
463.94% |
| Missouri Total |
100.00% |
266,884 |
$1,590,335,037 |
$1,573,627,885 |
$2,212 |
$1,139,799,127 |
$1,079,482,093 |
68.60% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
47.00% |
5,152 |
$609,655 |
$0 |
$252,523 |
$41,832 |
41.42% |
| Missouri Total |
100.00% |
24,000 |
$1,297,192 |
$92,355 |
$770,059 |
$99,276 |
59.36% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.28% |
70 |
$1,128,385 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
35,168 |
$88,322,375 |
$0 |
$67,670,481 |
$0 |
76.62% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
10 |
$4,333 |
$4,438 |
$0 |
$0 |
$-41 |
-0.92% |
| Missouri Total |
100.00% |
127,227 |
$110,062,683 |
$108,945,005 |
$8,849,510 |
$68,673,653 |
$85,142,628 |
78.15% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.48% |
5 |
$5,980,339 |
$0 |
$1,262,625 |
$0 |
21.11% |
| Missouri Total |
100.00% |
88,409 |
$1,243,055,788 |
$0 |
$508,866,309 |
$0 |
40.94% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.26% |
348 |
$36,855 |
$0 |
$19,261 |
$394 |
52.26% |
| Missouri Total |
100.00% |
75,138 |
$14,364,003 |
$10,150 |
$8,971,298 |
$649,054 |
62.46% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
5 |
$4,313 |
$4,312 |
$0 |
$13,279 |
$13,482 |
312.66% |
| Missouri Total |
100.00% |
237,947 |
$545,008,656 |
$545,241,327 |
$0 |
$411,859,542 |
$410,582,735 |
75.30% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.49% |
2,596 |
$12,047,390 |
$0 |
$18,649,250 |
$0 |
154.80% |
| Missouri Total |
100.00% |
205,610 |
$808,264,043 |
$35,759,816 |
$1,135,245,412 |
$0 |
140.45% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
22.58% |
702 |
$285,999 |
$384,520 |
$0 |
$37,268 |
$-2,513 |
-0.65% |
| Missouri Total |
100.00% |
11,431 |
$1,266,523 |
$1,521,653 |
$0 |
$354,680 |
$274,662 |
18.05% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
326 |
$112,661 |
$113,655 |
$0 |
$52,333 |
$40,685 |
35.80% |
| Missouri Total |
100.00% |
287,470 |
$89,910,995 |
$90,168,382 |
$3,469 |
$47,598,763 |
$50,559,722 |
56.07% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.50% |
4,534 |
$2,648,004 |
$0 |
$3,099,195 |
$1,038,297 |
117.04% |
| Missouri Total |
100.00% |
795,249 |
$525,385,950 |
$8,845,988 |
$339,675,856 |
$203,596,900 |
64.65% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.57% |
2,850 |
$3,777,549 |
$0 |
$2,314,410 |
$292,992 |
61.27% |
| Missouri Total |
100.00% |
406,253 |
$660,286,496 |
$8,499,156 |
$943,715,575 |
$69,951,763 |
142.93% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
5 |
$0 |
$0 |
$9,668 |
$0 |
|
| Missouri Total |
100.00% |
278,279 |
$1,523,345,155 |
$596,897 |
$3,156,736,691 |
$0 |
207.22% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
382 |
$194,161 |
$0 |
$244,125 |
$61,605 |
125.73% |
| Missouri Total |
100.00% |
87,132 |
$172,532,787 |
$4,864,911 |
$206,031,306 |
$21,059,925 |
119.42% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.35% |
29,963 |
$2,723,227 |
$24,403 |
$1,774,751 |
$245,243 |
66.07% |
| Missouri Total |
100.00% |
1,592,541 |
$775,630,125 |
$276,746,998 |
$771,374,555 |
$56,539,870 |
99.45% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1,477 |
$264,934 |
$595,711 |
$0 |
$453,762 |
$-322,116 |
-54.07% |
| Missouri Total |
100.00% |
16,482,012 |
$10,499,610,539 |
$10,421,638,811 |
$9,249,439 |
$8,012,819,707 |
$8,027,300,051 |
77.03% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
50 |
$-174,201 |
$56,357 |
$0 |
$319,627 |
$-413,593 |
-733.88% |
| Missouri Total |
100.00% |
14,217,095 |
$6,943,037,395 |
$6,881,941,443 |
$389,093 |
$5,393,230,226 |
$5,400,281,309 |
78.47% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
4,937 |
$4,109,156 |
$2,088 |
$16,239,056 |
$467,025 |
395.24% |
| Missouri Total |
100.00% |
3,221,793 |
$4,528,316,816 |
$9,988,567 |
$3,617,917,486 |
$238,585,539 |
79.90% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
1,427 |
$439,135 |
$539,354 |
$0 |
$134,135 |
$91,477 |
16.96% |
| Missouri Total |
100.00% |
2,264,917 |
$3,556,573,144 |
$3,539,697,368 |
$8,860,346 |
$2,619,589,481 |
$2,627,018,742 |
74.22% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.49% |
45,905 |
$29,145,565 |
$24,403 |
$27,625,808 |
$1,680,363 |
94.87% |
| Missouri Total |
100.00% |
3,623,481 |
$5,943,949,765 |
$335,416,271 |
$7,663,891,933 |
$351,896,788 |
128.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
50,842 |
$33,254,721 |
$26,491 |
$43,864,864 |
$2,147,388 |
131.99% |
| Missouri Total |
100.00% |
6,845,274 |
$10,472,266,581 |
$345,404,838 |
$11,281,809,419 |
$590,482,327 |
107.73% |