Company Name:
AMERICAN NATIONAL INSURANCE COMPANYCompany Address:
1201 Louisiana Street
Houston, TX 77002Mailing Address:
2450 South Shore Blvd.
League City, TX 77573Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1915-08-08
| Line |
Authorized Date |
| Accident and Health |
1915-08-08 |
| Life, annuities and endowments |
1915-08-08 |
| Variable Contracts |
1915-08-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
1,760 |
$2,766,107 |
$2,766,107 |
$0 |
$6,560,642 |
$6,506,071 |
235.21% |
| Missouri Total |
100.00% |
559,276 |
$2,092,055,998 |
$2,093,048,178 |
$0 |
$1,784,799,000 |
$1,763,747,231 |
84.27% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.37% |
437 |
$51,691 |
$0 |
$16,793 |
$3,436 |
32.49% |
| Missouri Total |
100.00% |
197,980 |
$13,912,434 |
$0 |
$7,687,726 |
$1,192,539 |
55.26% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
73 |
$129,903 |
$0 |
$1,435,356 |
$0 |
1,104.94% |
| Missouri Total |
100.00% |
133,928 |
$803,805,299 |
$0 |
$104,796,055 |
$0 |
13.04% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
960 |
$15,120 |
$15,120 |
$0 |
$121,871 |
$121,871 |
806.03% |
| Missouri Total |
100.00% |
1,171,344 |
$295,990,569 |
$296,296,097 |
$439,953 |
$230,257,414 |
$237,201,404 |
80.06% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
39 |
$0 |
$0 |
$800,841 |
$0 |
|
| Missouri Total |
100.00% |
4,294 |
$542,624 |
$0 |
$29,594,519 |
$0 |
5,453.96% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
313 |
$34,838 |
$0 |
$2,724,887 |
$0 |
7,821.59% |
| Missouri Total |
100.00% |
256,846 |
$1,703,283,340 |
$9,279,531 |
$556,963,478 |
$0 |
32.70% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
66 |
$17,985 |
$11,676 |
$0 |
$7,199 |
$1,853 |
15.87% |
| Missouri Total |
100.00% |
78,341 |
$9,768,406 |
$11,530,020 |
$0 |
$3,678,436 |
$3,477,512 |
30.16% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
2,347 |
$226,960 |
$0 |
$8,427 |
$181,361 |
3.71% |
| Missouri Total |
100.00% |
1,918,046 |
$475,230,911 |
$1,169,131 |
$297,520,323 |
$186,923,255 |
62.61% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.71% |
1,685 |
$1,838,269 |
$0 |
$770,457 |
$272,027 |
41.91% |
| Missouri Total |
100.00% |
31,964 |
$67,893,912 |
$1,472 |
$196,644,718 |
$6,397,823 |
289.64% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.51% |
39 |
$1,696,747 |
$0 |
$6,112,980 |
$0 |
360.28% |
| Missouri Total |
100.00% |
115,967 |
$331,512,675 |
$3,934 |
$768,255,823 |
$0 |
231.74% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.72% |
144 |
$133,306 |
$0 |
$112,871 |
$3,123 |
84.67% |
| Missouri Total |
100.00% |
20,074 |
$18,528,536 |
$17,537 |
$38,102,975 |
$15,169,664 |
205.64% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
123 |
$42,414 |
$2,307 |
$712 |
$19,006 |
7.12% |
| Missouri Total |
100.00% |
296,327 |
$95,534,219 |
$516,819 |
$154,543,685 |
$22,466,090 |
161.77% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
429 |
$28,926 |
$29,529 |
$0 |
$0 |
$-10 |
-0.03% |
| Missouri Total |
100.00% |
411,969 |
$67,266,401 |
$65,069,690 |
$0 |
$31,770,058 |
$29,555,834 |
45.42% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
22 |
$8,636 |
$8,775 |
$0 |
$7,357 |
$-1,757 |
-20.02% |
| Missouri Total |
100.00% |
335,310 |
$1,566,263,404 |
$1,579,256,632 |
$2,548 |
$1,338,566,398 |
$1,353,851,215 |
85.73% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
51.50% |
5,849 |
$691,849 |
$0 |
$224,766 |
$45,990 |
32.49% |
| Missouri Total |
100.00% |
24,462 |
$1,343,514 |
$0 |
$974,962 |
$105,211 |
72.57% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.68% |
91 |
$635,445 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
42,116 |
$93,163,703 |
$0 |
$62,905,018 |
$0 |
67.52% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
11 |
$4,505 |
$4,413 |
$0 |
$0 |
$-14 |
-0.32% |
| Missouri Total |
100.00% |
126,827 |
$109,033,931 |
$108,891,589 |
$8,337,569 |
$64,970,401 |
$67,798,163 |
62.26% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.81% |
5 |
$11,466,577 |
$0 |
$533,793 |
$0 |
4.66% |
| Missouri Total |
100.00% |
85,168 |
$1,418,178,246 |
$0 |
$441,305,718 |
$0 |
31.12% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.33% |
370 |
$42,111 |
$0 |
$317,790 |
$437 |
754.65% |
| Missouri Total |
100.00% |
70,500 |
$12,682,716 |
$13,428 |
$8,345,230 |
$434,138 |
65.80% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
5 |
$4,405 |
$4,405 |
$0 |
$14,361 |
$8,327 |
189.04% |
| Missouri Total |
100.00% |
229,523 |
$524,098,129 |
$525,564,633 |
$0 |
$387,411,855 |
$385,440,998 |
73.34% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.21% |
2,712 |
$17,473,242 |
$0 |
$13,910,406 |
$0 |
79.61% |
| Missouri Total |
100.00% |
221,465 |
$789,558,816 |
$42,145,400 |
$1,088,175,289 |
$0 |
137.82% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
25.99% |
1,009 |
$276,700 |
$179,630 |
$0 |
$110,755 |
$28,514 |
15.87% |
| Missouri Total |
100.00% |
13,606 |
$1,064,818 |
$1,707,260 |
$0 |
$601,286 |
$480,787 |
28.16% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
375 |
$112,916 |
$113,839 |
$0 |
$63,965 |
$97,799 |
85.91% |
| Missouri Total |
100.00% |
281,583 |
$83,865,775 |
$84,153,719 |
$3,505 |
$38,676,703 |
$40,913,514 |
48.62% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.49% |
4,304 |
$2,506,106 |
$0 |
$1,773,055 |
$933,010 |
70.75% |
| Missouri Total |
100.00% |
794,218 |
$515,043,648 |
$8,464,889 |
$287,841,564 |
$197,226,328 |
55.89% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.37% |
1,412 |
$2,475,377 |
$0 |
$2,294,090 |
$279,375 |
92.68% |
| Missouri Total |
100.00% |
414,709 |
$676,787,654 |
$8,804,115 |
$819,081,062 |
$70,130,895 |
121.02% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
5 |
$0 |
$0 |
$31,287 |
$0 |
|
| Missouri Total |
100.00% |
282,810 |
$2,025,792,307 |
$591,721 |
$2,571,025,163 |
$0 |
126.91% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
276 |
$196,506 |
$0 |
$369,404 |
$74,394 |
187.99% |
| Missouri Total |
100.00% |
88,416 |
$162,552,940 |
$4,317,521 |
$261,222,359 |
$20,972,911 |
160.70% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.46% |
35,157 |
$3,550,399 |
$26,910 |
$3,634,647 |
$222,519 |
103.13% |
| Missouri Total |
100.00% |
1,596,148 |
$764,184,981 |
$289,185,492 |
$790,506,056 |
$55,276,908 |
103.44% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
4,637 |
$3,235,300 |
$3,133,494 |
$0 |
$6,886,150 |
$6,762,654 |
215.82% |
| Missouri Total |
100.00% |
15,958,589 |
$9,793,285,565 |
$9,792,090,859 |
$8,815,939 |
$7,649,653,511 |
$7,702,672,467 |
78.66% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
2,786 |
$2,799,212 |
$2,792,903 |
$0 |
$6,689,712 |
$6,629,795 |
237.38% |
| Missouri Total |
100.00% |
13,662,000 |
$6,332,888,871 |
$6,317,328,365 |
$468,349 |
$4,902,320,338 |
$4,924,983,653 |
77.96% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
5,200 |
$4,154,128 |
$2,307 |
$11,983,324 |
$478,953 |
288.52% |
| Missouri Total |
100.00% |
3,169,198 |
$4,565,571,004 |
$10,988,424 |
$3,163,010,445 |
$232,278,928 |
69.28% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
1,851 |
$436,088 |
$340,591 |
$0 |
$196,438 |
$132,859 |
39.01% |
| Missouri Total |
100.00% |
2,296,589 |
$3,460,396,694 |
$3,474,762,494 |
$8,347,590 |
$2,747,333,173 |
$2,777,688,814 |
79.94% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.60% |
50,181 |
$39,037,612 |
$26,910 |
$23,089,238 |
$1,555,725 |
59.22% |
| Missouri Total |
100.00% |
3,646,026 |
$6,559,153,965 |
$353,522,566 |
$6,561,952,336 |
$344,146,391 |
100.04% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.39% |
55,381 |
$43,191,740 |
$29,217 |
$35,072,562 |
$2,034,678 |
81.27% |
| Missouri Total |
100.00% |
6,815,224 |
$11,124,724,969 |
$364,510,990 |
$9,724,962,781 |
$576,425,319 |
87.42% |