Company Name:
AMERICAN NATIONAL INSURANCE COMPANYCompany Address:
1201 Louisiana Street
Houston, TX 77002Mailing Address:
2450 South Shore Blvd.
League City, TX 77573Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1915-08-08
| Line |
Authorized Date |
| Accident and Health |
1915-08-08 |
| Life, annuities and endowments |
1915-08-08 |
| Variable Contracts |
1915-08-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
1,688 |
$2,868,422 |
$1,650,674 |
$0 |
$6,777,045 |
$6,675,439 |
404.41% |
| Missouri Total |
100.00% |
505,510 |
$2,007,103,666 |
$2,003,173,649 |
$0 |
$1,684,312,933 |
$1,646,221,270 |
82.18% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.12% |
3,847 |
$394,724 |
$0 |
$125,263 |
$28,998 |
31.73% |
| Missouri Total |
100.00% |
206,216 |
$18,627,969 |
$0 |
$8,761,786 |
$1,312,197 |
47.04% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
93 |
$553,124 |
$0 |
$872,369 |
$0 |
157.72% |
| Missouri Total |
100.00% |
125,423 |
$857,318,280 |
$0 |
$121,690,165 |
$0 |
14.19% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
721 |
$16,380 |
$16,380 |
$0 |
$85,496 |
$85,496 |
521.95% |
| Missouri Total |
100.00% |
1,328,376 |
$303,329,965 |
$302,330,839 |
$380,940 |
$229,521,732 |
$238,471,048 |
78.88% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
45 |
$0 |
$0 |
$500,028 |
$0 |
|
| Missouri Total |
100.00% |
3,932 |
$8,352,794 |
$0 |
$26,979,194 |
$0 |
323.00% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
265 |
$-830 |
$0 |
$3,223,731 |
$0 |
-388,401.33% |
| Missouri Total |
100.00% |
253,953 |
$1,195,012,181 |
$6,638,324 |
$632,679,012 |
$0 |
52.94% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
79 |
$10,873 |
$14,954 |
$0 |
$6,017 |
$6,909 |
46.20% |
| Missouri Total |
100.00% |
85,734 |
$13,207,014 |
$13,215,189 |
$0 |
$3,732,757 |
$3,721,543 |
28.16% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
1,153 |
$274,721 |
$0 |
$50,000 |
$175,475 |
18.20% |
| Missouri Total |
100.00% |
2,015,033 |
$484,429,841 |
$1,322,907 |
$376,373,301 |
$196,889,474 |
77.69% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.51% |
2,873 |
$1,730,888 |
$0 |
$1,191,179 |
$279,399 |
68.82% |
| Missouri Total |
100.00% |
51,833 |
$114,894,398 |
$31,604 |
$203,011,137 |
$8,265,342 |
176.69% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.37% |
45 |
$2,360,846 |
$0 |
$7,224,238 |
$0 |
306.00% |
| Missouri Total |
100.00% |
118,534 |
$633,963,080 |
$3,750 |
$821,918,720 |
$0 |
129.65% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.50% |
150 |
$149,971 |
$0 |
$347,619 |
$3,060 |
231.79% |
| Missouri Total |
100.00% |
19,639 |
$30,024,097 |
$9,994 |
$42,388,462 |
$14,323,812 |
141.18% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
124 |
$43,516 |
$3,263 |
$25,883 |
$18,990 |
66.98% |
| Missouri Total |
100.00% |
117,657 |
$53,726,734 |
$40,128 |
$105,148,186 |
$2,063,654 |
195.71% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
449 |
$30,649 |
$30,904 |
$0 |
$0 |
$-72 |
-0.23% |
| Missouri Total |
100.00% |
405,271 |
$58,683,332 |
$59,637,947 |
$0 |
$27,509,679 |
$36,494,147 |
61.19% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
22 |
$11,664 |
$10,552 |
$0 |
$32,626 |
$41,287 |
391.27% |
| Missouri Total |
100.00% |
306,979 |
$1,302,586,263 |
$1,305,373,802 |
$2,578 |
$1,140,538,225 |
$1,226,933,447 |
93.99% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
30.35% |
2,463 |
$252,726 |
$0 |
$80,201 |
$18,566 |
31.73% |
| Missouri Total |
100.00% |
20,129 |
$832,714 |
$0 |
$639,152 |
$74,907 |
76.76% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.95% |
81 |
$1,689,069 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
40,331 |
$86,489,700 |
$-1 |
$48,147,581 |
$0 |
55.67% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
11 |
$5,977 |
$5,629 |
$0 |
$0 |
$-461 |
-8.19% |
| Missouri Total |
100.00% |
126,487 |
$106,818,978 |
$106,351,018 |
$7,336,331 |
$67,848,508 |
$50,847,245 |
47.81% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.72% |
5 |
$7,559,194 |
$0 |
$229,885 |
$0 |
3.04% |
| Missouri Total |
100.00% |
77,636 |
$1,052,902,085 |
$0 |
$205,920,922 |
$0 |
19.56% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.47% |
428 |
$53,764 |
$0 |
$139,292 |
$542 |
259.08% |
| Missouri Total |
100.00% |
67,072 |
$11,447,960 |
$16,088 |
$8,800,530 |
$403,182 |
76.87% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
5 |
$5,894 |
$6,579 |
$0 |
$27,842 |
$29,483 |
448.14% |
| Missouri Total |
100.00% |
434,608 |
$490,239,680 |
$483,785,674 |
$0 |
$360,881,200 |
$347,175,917 |
71.76% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.11% |
2,701 |
$11,173,588 |
$0 |
$18,384,304 |
$0 |
164.53% |
| Missouri Total |
100.00% |
236,044 |
$1,010,352,796 |
$37,848,313 |
$1,417,074,100 |
$0 |
140.26% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
16.23% |
1,219 |
$167,273 |
$230,064 |
$0 |
$92,568 |
$106,286 |
46.20% |
| Missouri Total |
100.00% |
12,831 |
$1,030,479 |
$1,623,018 |
$0 |
$453,061 |
$453,835 |
27.96% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
385 |
$115,237 |
$115,836 |
$0 |
$54,974 |
$61,904 |
53.44% |
| Missouri Total |
100.00% |
280,185 |
$79,941,706 |
$79,734,988 |
$2,813 |
$38,936,168 |
$41,851,725 |
52.49% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.44% |
4,007 |
$2,260,371 |
$0 |
$1,485,447 |
$837,207 |
65.72% |
| Missouri Total |
100.00% |
779,959 |
$511,193,270 |
$8,441,483 |
$339,538,182 |
$191,086,436 |
66.42% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.35% |
2,413 |
$2,472,906 |
$0 |
$1,354,157 |
$265,578 |
54.76% |
| Missouri Total |
100.00% |
420,148 |
$705,749,417 |
$9,782,936 |
$839,767,533 |
$66,480,297 |
118.99% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
5 |
$0 |
$0 |
$89,208 |
$0 |
|
| Missouri Total |
100.00% |
279,664 |
$2,880,957,952 |
$623,014 |
$2,641,997,771 |
$0 |
91.71% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
290 |
$215,097 |
$0 |
$394,398 |
$77,074 |
183.36% |
| Missouri Total |
100.00% |
91,871 |
$169,617,933 |
$4,607,563 |
$257,993,770 |
$22,122,008 |
152.10% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.44% |
35,544 |
$3,231,888 |
$41,821 |
$3,423,002 |
$229,176 |
107.21% |
| Missouri Total |
100.00% |
1,600,687 |
$728,998,826 |
$288,003,675 |
$792,816,948 |
$58,180,996 |
108.75% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
4,579 |
$3,232,369 |
$2,081,572 |
$0 |
$7,076,568 |
$7,006,271 |
336.59% |
| Missouri Total |
100.00% |
15,593,126 |
$9,193,669,241 |
$9,149,411,973 |
$7,762,668 |
$7,311,042,491 |
$7,398,322,417 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
2,488 |
$2,895,675 |
$1,682,008 |
$0 |
$6,868,558 |
$6,767,844 |
402.37% |
| Missouri Total |
100.00% |
13,218,120 |
$6,176,375,862 |
$6,146,129,592 |
$417,598 |
$4,911,623,434 |
$4,896,386,298 |
79.67% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
8,595 |
$5,506,960 |
$3,263 |
$13,560,310 |
$505,922 |
246.30% |
| Missouri Total |
100.00% |
3,105,041 |
$4,329,100,005 |
$8,046,707 |
$3,461,892,842 |
$222,960,300 |
79.97% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
2,091 |
$336,694 |
$399,564 |
$0 |
$208,010 |
$238,427 |
59.67% |
| Missouri Total |
100.00% |
2,375,006 |
$3,017,293,379 |
$3,003,282,381 |
$7,345,070 |
$2,399,419,057 |
$2,501,936,119 |
83.31% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.40% |
47,937 |
$28,908,603 |
$41,821 |
$25,579,894 |
$1,428,143 |
88.63% |
| Missouri Total |
100.00% |
3,634,694 |
$7,270,162,708 |
$349,323,071 |
$6,828,527,072 |
$338,347,826 |
93.93% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.30% |
56,532 |
$34,415,563 |
$45,084 |
$39,140,204 |
$1,934,065 |
113.86% |
| Missouri Total |
100.00% |
6,739,735 |
$11,599,262,713 |
$357,369,778 |
$10,290,419,914 |
$561,308,126 |
88.72% |