Company Name:
AMERICAN NATIONAL INSURANCE COMPANYCompany Address:
1201 Louisiana Street
Houston, TX 77002Mailing Address:
2450 South Shore Blvd.
League City, TX 77573Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1915-08-08
| Line |
Authorized Date |
| Accident and Health |
1915-08-08 |
| Life, annuities and endowments |
1915-08-08 |
| Variable Contracts |
1915-08-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
1,595 |
$2,391,379 |
$857,373 |
$0 |
$6,184,853 |
$5,969,704 |
696.28% |
| Missouri Total |
100.00% |
485,237 |
$2,004,949,742 |
$1,993,919,906 |
$0 |
$1,652,444,180 |
$1,623,044,418 |
81.40% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.27% |
548 |
$51,075 |
$0 |
$13,922 |
$3,915 |
27.26% |
| Missouri Total |
100.00% |
211,328 |
$19,008,688 |
$0 |
$9,917,443 |
$1,341,513 |
52.17% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
105 |
$636,389 |
$0 |
$1,243,177 |
$0 |
195.35% |
| Missouri Total |
100.00% |
117,215 |
$906,292,397 |
$0 |
$90,102,664 |
$0 |
9.94% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
711 |
$6,440 |
$6,440 |
$0 |
$14,150 |
$14,150 |
219.72% |
| Missouri Total |
100.00% |
1,242,706 |
$269,201,441 |
$268,290,961 |
$442,749 |
$212,951,954 |
$217,048,128 |
80.90% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
54 |
$0 |
$0 |
$467,806 |
$0 |
|
| Missouri Total |
100.00% |
3,325 |
$10,449,121 |
$0 |
$24,703,135 |
$0 |
236.41% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
294 |
$352 |
$0 |
$5,359,505 |
$0 |
1,522,586.65% |
| Missouri Total |
100.00% |
249,712 |
$1,250,302,650 |
$7,108,176 |
$518,116,456 |
$0 |
41.44% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.58% |
698 |
$79,779 |
$84,770 |
$0 |
$37,681 |
$17,965 |
21.19% |
| Missouri Total |
100.00% |
93,006 |
$13,672,599 |
$13,230,216 |
$0 |
$4,131,411 |
$3,351,536 |
25.33% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
1,143 |
$278,330 |
$0 |
$104,633 |
$171,090 |
37.59% |
| Missouri Total |
100.00% |
1,960,314 |
$473,735,764 |
$1,702,453 |
$378,880,189 |
$192,404,864 |
79.98% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.54% |
2,784 |
$1,713,578 |
$0 |
$487,732 |
$283,495 |
28.46% |
| Missouri Total |
100.00% |
56,454 |
$67,546,946 |
$60,805 |
$258,151,447 |
$8,483,388 |
382.18% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.56% |
54 |
$4,675,565 |
$0 |
$3,871,978 |
$0 |
82.81% |
| Missouri Total |
100.00% |
116,494 |
$834,068,124 |
$2,897 |
$820,780,376 |
$0 |
98.41% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.93% |
161 |
$173,233 |
$0 |
$10,735 |
$3,387 |
6.20% |
| Missouri Total |
100.00% |
26,435 |
$18,608,285 |
$17,789 |
$26,580,443 |
$13,591,038 |
142.84% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
125 |
$47,694 |
$3,200 |
$44,009 |
$18,978 |
98.98% |
| Missouri Total |
100.00% |
121,275 |
$47,375,128 |
$72,007 |
$85,366,637 |
$1,484,209 |
180.19% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
489 |
$33,501 |
$33,864 |
$0 |
$0 |
$-116 |
-0.34% |
| Missouri Total |
100.00% |
442,807 |
$55,711,052 |
$55,621,306 |
$8 |
$24,198,483 |
$25,209,434 |
45.32% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
31 |
$21,035 |
$19,554 |
$0 |
$2,692 |
$-4,458 |
-22.80% |
| Missouri Total |
100.00% |
295,396 |
$917,829,288 |
$920,167,388 |
$2,799 |
$836,198,409 |
$905,306,253 |
98.38% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
49.09% |
6,061 |
$564,895 |
$0 |
$153,984 |
$43,302 |
27.26% |
| Missouri Total |
100.00% |
24,721 |
$1,150,748 |
$0 |
$587,641 |
$104,758 |
51.07% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.31% |
67 |
$1,130,068 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
39,240 |
$86,004,822 |
$0 |
$43,516,745 |
$0 |
50.60% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
14 |
$5,947 |
$6,319 |
$0 |
$0 |
$-198 |
-3.13% |
| Missouri Total |
100.00% |
128,681 |
$108,615,001 |
$108,036,016 |
$7,113,549 |
$75,711,689 |
$79,531,085 |
73.62% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.25% |
6 |
$3,202,618 |
$0 |
$1,310,801 |
$0 |
40.93% |
| Missouri Total |
100.00% |
62,689 |
$1,257,275,749 |
$0 |
$395,437,039 |
$0 |
31.45% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.60% |
462 |
$62,109 |
$0 |
$230,078 |
$617 |
370.44% |
| Missouri Total |
100.00% |
63,303 |
$10,423,282 |
$22,086 |
$7,318,417 |
$374,648 |
70.21% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
10 |
$10,756 |
$12,361 |
$0 |
$28,317 |
$31,373 |
253.81% |
| Missouri Total |
100.00% |
206,675 |
$482,152,981 |
$485,951,130 |
$0 |
$347,057,903 |
$352,722,718 |
72.58% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.39% |
2,837 |
$10,591,476 |
$0 |
$23,774,772 |
$0 |
224.47% |
| Missouri Total |
100.00% |
243,314 |
$760,899,614 |
$39,970,327 |
$1,314,658,911 |
$0 |
172.78% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
11.10% |
1,577 |
$180,245 |
$191,523 |
$0 |
$85,132 |
$40,589 |
21.19% |
| Missouri Total |
100.00% |
14,099 |
$1,624,273 |
$1,438,629 |
$0 |
$374,148 |
$235,053 |
16.34% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
399 |
$116,430 |
$117,601 |
$0 |
$23,669 |
$-60,986 |
-51.86% |
| Missouri Total |
100.00% |
264,759 |
$76,499,285 |
$76,551,105 |
$2,986 |
$36,941,017 |
$38,240,202 |
49.95% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.42% |
3,745 |
$2,058,501 |
$0 |
$639,332 |
$725,593 |
31.06% |
| Missouri Total |
100.00% |
762,096 |
$484,969,357 |
$8,678,012 |
$303,835,016 |
$186,292,908 |
62.65% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.42% |
2,286 |
$2,766,194 |
$0 |
$1,454,897 |
$249,826 |
52.60% |
| Missouri Total |
100.00% |
423,707 |
$657,668,471 |
$10,606,141 |
$852,420,020 |
$63,658,596 |
129.61% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
6 |
$0 |
$0 |
$11,748 |
$0 |
|
| Missouri Total |
100.00% |
265,138 |
$3,640,759,573 |
$576,892 |
$2,683,168,752 |
$0 |
73.70% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
307 |
$264,258 |
$0 |
$503,432 |
$82,773 |
190.51% |
| Missouri Total |
100.00% |
98,565 |
$190,430,914 |
$4,512,315 |
$253,784,069 |
$23,691,003 |
133.27% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.54% |
36,589 |
$3,946,045 |
$50,234 |
$3,872,684 |
$257,242 |
99.41% |
| Missouri Total |
100.00% |
1,678,099 |
$729,180,975 |
$281,953,922 |
$818,993,472 |
$56,367,252 |
112.32% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
5,524 |
$2,845,512 |
$1,329,805 |
$0 |
$6,376,494 |
$6,008,023 |
451.80% |
| Missouri Total |
100.00% |
14,394,900 |
$8,566,352,456 |
$8,594,581,451 |
$7,646,916 |
$6,859,950,647 |
$6,979,857,319 |
81.21% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
3,004 |
$2,477,598 |
$948,583 |
$0 |
$6,236,684 |
$6,001,819 |
632.71% |
| Missouri Total |
100.00% |
12,161,229 |
$5,912,472,999 |
$5,932,467,478 |
$486,577 |
$4,734,684,568 |
$4,729,106,823 |
79.72% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
5,268 |
$7,576,216 |
$3,200 |
$11,603,497 |
$480,865 |
153.20% |
| Missouri Total |
100.00% |
3,054,590 |
$4,614,088,058 |
$8,964,127 |
$3,564,863,224 |
$217,436,264 |
77.26% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
2,520 |
$367,914 |
$381,222 |
$0 |
$139,810 |
$6,204 |
1.63% |
| Missouri Total |
100.00% |
2,233,671 |
$2,653,879,457 |
$2,662,113,973 |
$7,160,339 |
$2,125,266,079 |
$2,250,750,496 |
84.55% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.31% |
52,366 |
$24,586,164 |
$50,234 |
$31,951,728 |
$1,359,353 |
130.16% |
| Missouri Total |
100.00% |
3,690,685 |
$7,919,867,331 |
$346,319,695 |
$7,100,893,798 |
$330,489,165 |
89.66% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.26% |
57,634 |
$32,162,380 |
$53,434 |
$43,555,225 |
$1,840,218 |
135.59% |
| Missouri Total |
100.00% |
6,745,275 |
$12,533,955,389 |
$355,283,822 |
$10,665,757,022 |
$547,925,429 |
85.09% |