Company Name:
AMERICAN NATIONAL INSURANCE COMPANYCompany Address:
1201 Louisiana Street
Houston, TX 77002Mailing Address:
2450 South Shore Blvd.
League City, TX 77573Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1915-08-08
| Line |
Authorized Date |
| Accident and Health |
1915-08-08 |
| Life, annuities and endowments |
1915-08-08 |
| Variable Contracts |
1915-08-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
1,611 |
$2,349,690 |
$1,743,738 |
$0 |
$6,844,130 |
$6,061,153 |
347.60% |
| Missouri Total |
100.00% |
655,152 |
$2,050,460,682 |
$2,047,788,163 |
$0 |
$1,728,158,433 |
$1,714,039,659 |
83.70% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.37% |
736 |
$67,184 |
$0 |
$22,826 |
$5,252 |
33.98% |
| Missouri Total |
100.00% |
217,804 |
$18,284,588 |
$0 |
$10,102,456 |
$1,332,346 |
55.25% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
110 |
$1,118,543 |
$0 |
$85,671 |
$0 |
7.66% |
| Missouri Total |
100.00% |
109,695 |
$771,451,359 |
$0 |
$74,484,253 |
$0 |
9.66% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
714 |
$77,140 |
$77,140 |
$0 |
$36,893 |
$36,893 |
47.83% |
| Missouri Total |
100.00% |
1,125,267 |
$259,900,676 |
$260,513,436 |
$253,141 |
$212,934,734 |
$228,524,884 |
87.72% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
30.84% |
56 |
$636,242 |
$0 |
$539,343 |
$0 |
84.77% |
| Missouri Total |
100.00% |
3,588 |
$2,063,163 |
$0 |
$29,552,692 |
$0 |
1,432.40% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
378 |
$328,341 |
$0 |
$3,759,532 |
$0 |
1,145.01% |
| Missouri Total |
100.00% |
314,076 |
$1,215,358,820 |
$5,670,377 |
$445,542,674 |
$0 |
36.66% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
107 |
$15,454 |
$18,078 |
$0 |
$7,907 |
$11,680 |
64.61% |
| Missouri Total |
100.00% |
99,883 |
$13,323,245 |
$13,282,084 |
$0 |
$4,749,199 |
$3,675,444 |
27.67% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
695 |
$296,966 |
$0 |
$205,022 |
$154,864 |
69.04% |
| Missouri Total |
100.00% |
1,930,429 |
$461,332,940 |
$959,139 |
$410,753,431 |
$185,424,318 |
89.04% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.98% |
2,760 |
$1,539,724 |
$0 |
$812,596 |
$287,789 |
52.78% |
| Missouri Total |
100.00% |
52,293 |
$77,757,547 |
$32,009 |
$265,174,721 |
$8,758,314 |
341.03% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.42% |
56 |
$3,280,235 |
$0 |
$3,166,810 |
$0 |
96.54% |
| Missouri Total |
100.00% |
82,181 |
$775,270,229 |
$2,172 |
$725,001,321 |
$0 |
93.52% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.73% |
164 |
$191,504 |
$0 |
$91,816 |
$3,141 |
47.94% |
| Missouri Total |
100.00% |
19,376 |
$11,089,927 |
$9,373 |
$28,180,830 |
$12,673,681 |
254.11% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
526 |
$43,484 |
$4,972 |
$49,319 |
$21,253 |
124.85% |
| Missouri Total |
100.00% |
126,737 |
$44,471,778 |
$38,790 |
$67,139,980 |
$1,649,781 |
150.97% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
546 |
$37,625 |
$38,087 |
$0 |
$0 |
$-42 |
-0.11% |
| Missouri Total |
100.00% |
460,939 |
$56,610,700 |
$56,692,594 |
$0 |
$23,953,435 |
$23,581,126 |
41.59% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
35 |
$63,275 |
$71,295 |
$0 |
$26,251 |
$26,634 |
37.36% |
| Missouri Total |
100.00% |
189,260 |
$438,556,358 |
$441,259,579 |
$2,918 |
$349,105,794 |
$352,000,915 |
79.77% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
46.01% |
6,131 |
$559,653 |
$0 |
$190,145 |
$43,754 |
33.98% |
| Missouri Total |
100.00% |
23,635 |
$1,216,284 |
$0 |
$633,652 |
$101,752 |
52.10% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
63 |
$165,163 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
42,701 |
$122,821,821 |
$0 |
$37,761,413 |
$0 |
30.74% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
16 |
$8,638 |
$8,569 |
$0 |
$0 |
$-925 |
-10.79% |
| Missouri Total |
100.00% |
132,281 |
$105,542,504 |
$105,371,718 |
$6,950,961 |
$71,328,656 |
$74,759,002 |
70.95% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.45% |
6 |
$3,721,587 |
$0 |
$323,767 |
$0 |
8.70% |
| Missouri Total |
100.00% |
56,920 |
$825,068,718 |
$0 |
$347,149,984 |
$0 |
42.08% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.73% |
513 |
$74,027 |
$0 |
$149,459 |
$726 |
201.90% |
| Missouri Total |
100.00% |
53,918 |
$10,092,708 |
$27,778 |
$7,830,401 |
$286,901 |
77.58% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
15 |
$14,184 |
$14,175 |
$0 |
$15,443 |
$22,556 |
159.13% |
| Missouri Total |
100.00% |
198,540 |
$455,009,751 |
$454,441,840 |
$0 |
$329,452,671 |
$328,813,631 |
72.36% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.91% |
3,014 |
$7,428,269 |
$0 |
$19,927,487 |
$0 |
268.27% |
| Missouri Total |
100.00% |
254,119 |
$820,481,192 |
$36,978,880 |
$1,231,817,167 |
$0 |
150.13% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
15.52% |
1,648 |
$238,017 |
$278,441 |
$0 |
$121,788 |
$179,898 |
64.61% |
| Missouri Total |
100.00% |
12,933 |
$1,533,569 |
$1,380,011 |
$0 |
$384,684 |
$484,249 |
35.09% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
430 |
$125,925 |
$127,248 |
$0 |
$254,079 |
$94,726 |
74.44% |
| Missouri Total |
100.00% |
265,464 |
$76,988,550 |
$76,905,133 |
$3,195 |
$35,184,258 |
$38,065,418 |
49.50% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.38% |
3,492 |
$1,831,329 |
$0 |
$1,482,710 |
$665,705 |
80.96% |
| Missouri Total |
100.00% |
760,176 |
$486,256,025 |
$9,019,426 |
$284,136,851 |
$182,064,792 |
58.43% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.28% |
2,226 |
$1,900,198 |
$0 |
$1,327,939 |
$229,849 |
69.88% |
| Missouri Total |
100.00% |
436,477 |
$677,869,479 |
$10,770,507 |
$711,940,887 |
$63,046,742 |
105.03% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
6 |
$0 |
$0 |
$46,163 |
$0 |
|
| Missouri Total |
100.00% |
284,746 |
$3,471,380,983 |
$544,165 |
$2,117,973,913 |
$0 |
61.01% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
323 |
$246,912 |
$0 |
$415,527 |
$88,150 |
168.29% |
| Missouri Total |
100.00% |
98,557 |
$154,021,510 |
$4,227,032 |
$193,664,071 |
$22,167,511 |
125.74% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.45% |
37,925 |
$3,414,374 |
$71,197 |
$5,780,705 |
$237,708 |
171.39% |
| Missouri Total |
100.00% |
1,660,800 |
$755,530,524 |
$273,724,432 |
$855,022,454 |
$54,961,625 |
113.17% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
5,122 |
$2,929,948 |
$2,376,771 |
$0 |
$7,306,491 |
$6,432,573 |
270.64% |
| Missouri Total |
100.00% |
13,433,428 |
$8,132,271,026 |
$8,147,875,452 |
$7,435,705 |
$6,452,592,964 |
$6,519,529,872 |
80.02% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
2,432 |
$2,442,284 |
$1,838,956 |
$0 |
$6,888,930 |
$6,109,726 |
332.24% |
| Missouri Total |
100.00% |
11,283,330 |
$5,727,050,370 |
$5,749,461,436 |
$286,975 |
$4,597,497,313 |
$4,611,181,967 |
80.20% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.17% |
5,481 |
$7,502,223 |
$4,972 |
$8,732,935 |
$472,299 |
116.47% |
| Missouri Total |
100.00% |
3,041,084 |
$4,385,152,172 |
$6,711,860 |
$2,998,327,713 |
$209,974,084 |
68.37% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
2,690 |
$487,664 |
$537,815 |
$0 |
$417,561 |
$322,847 |
60.03% |
| Missouri Total |
100.00% |
2,150,098 |
$2,405,220,656 |
$2,398,414,016 |
$7,148,730 |
$1,855,095,651 |
$1,908,347,905 |
79.57% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.26% |
53,699 |
$19,341,512 |
$71,197 |
$29,643,902 |
$1,265,892 |
153.63% |
| Missouri Total |
100.00% |
3,705,682 |
$7,440,114,475 |
$335,292,384 |
$6,256,056,770 |
$322,629,323 |
84.09% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
59,180 |
$26,843,735 |
$76,169 |
$38,376,837 |
$1,738,191 |
143.25% |
| Missouri Total |
100.00% |
6,746,766 |
$11,825,266,647 |
$342,004,244 |
$9,254,384,483 |
$532,603,407 |
78.26% |