Company Name:
AMERICAN NATIONAL INSURANCE COMPANYCompany Address:
1201 Louisiana Street
Houston, TX 77002Mailing Address:
2450 South Shore Blvd.
League City, TX 77573Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1915-08-08
| Line |
Authorized Date |
| Accident and Health |
1915-08-08 |
| Life, annuities and endowments |
1915-08-08 |
| Variable Contracts |
1915-08-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
1,521 |
$2,249,711 |
$3,586,448 |
$0 |
$8,034,096 |
$8,362,953 |
233.18% |
| Missouri Total |
100.00% |
538,480 |
$2,114,877,846 |
$2,118,110,754 |
$0 |
$1,755,535,780 |
$1,768,789,278 |
83.51% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.97% |
2,053 |
$188,377 |
$0 |
$43,715 |
$14,592 |
23.21% |
| Missouri Total |
100.00% |
239,140 |
$19,441,996 |
$17,195 |
$10,086,360 |
$1,436,808 |
51.88% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
101 |
$890,363 |
$0 |
$1,295,646 |
$0 |
145.52% |
| Missouri Total |
100.00% |
103,155 |
$628,330,497 |
$0 |
$66,943,569 |
$0 |
10.65% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
674 |
$78,336 |
$78,336 |
$0 |
$41,290 |
$41,290 |
52.71% |
| Missouri Total |
100.00% |
1,177,801 |
$258,592,907 |
$262,161,281 |
$167,007 |
$202,323,947 |
$214,633,320 |
81.87% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
8.51% |
54 |
$330,000 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
5,062 |
$3,875,811 |
$0 |
$32,528,069 |
$0 |
839.26% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.46% |
418 |
$5,924,106 |
$0 |
$3,446,795 |
$0 |
58.18% |
| Missouri Total |
100.00% |
297,141 |
$1,286,599,473 |
$4,885,938 |
$569,582,297 |
$0 |
44.27% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.58% |
541 |
$81,748 |
$89,603 |
$0 |
$36,083 |
$75,279 |
84.01% |
| Missouri Total |
100.00% |
113,762 |
$14,102,883 |
$13,222,269 |
$0 |
$5,424,730 |
$4,618,540 |
34.93% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
1,117 |
$256,759 |
$0 |
$78,924 |
$154,614 |
30.74% |
| Missouri Total |
100.00% |
2,054,926 |
$449,567,475 |
$1,582,466 |
$372,423,531 |
$192,947,665 |
82.84% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.00% |
2,608 |
$1,466,224 |
$0 |
$527,022 |
$290,928 |
35.94% |
| Missouri Total |
100.00% |
47,833 |
$48,872,170 |
$19,473 |
$241,864,937 |
$8,542,882 |
494.89% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.95% |
54 |
$5,797,542 |
$0 |
$2,833,403 |
$0 |
48.87% |
| Missouri Total |
100.00% |
81,953 |
$611,769,937 |
$0 |
$674,865,198 |
$0 |
110.31% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.15% |
170 |
$215,864 |
$0 |
$121,648 |
$2,553 |
56.35% |
| Missouri Total |
100.00% |
17,086 |
$10,023,961 |
$4,605 |
$25,609,049 |
$11,003,598 |
255.48% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
142 |
$98,289 |
$4,824 |
$3,272,885 |
$14,546 |
3,334.77% |
| Missouri Total |
100.00% |
105,006 |
$43,223,282 |
$18,881 |
$133,327,424 |
$1,199,697 |
308.46% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
521 |
$39,638 |
$39,600 |
$0 |
$0 |
$-82 |
-0.21% |
| Missouri Total |
100.00% |
464,273 |
$59,535,290 |
$60,410,372 |
$0 |
$27,176,435 |
$28,289,411 |
46.83% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
31 |
$97,111 |
$98,678 |
$0 |
$78,857 |
$73,278 |
74.26% |
| Missouri Total |
100.00% |
180,316 |
$414,007,266 |
$423,602,580 |
$2,985 |
$324,023,037 |
$325,668,927 |
76.88% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
38.83% |
5,230 |
$479,814 |
$0 |
$111,346 |
$37,169 |
23.21% |
| Missouri Total |
100.00% |
24,408 |
$1,235,586 |
$0 |
$527,394 |
$97,285 |
42.68% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
62 |
$0 |
$0 |
$877,115 |
$0 |
|
| Missouri Total |
100.00% |
36,191 |
$113,713,896 |
$15,307 |
$41,737,183 |
$0 |
36.70% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
19 |
$10,676 |
$10,215 |
$0 |
$2,693 |
$-18,866 |
-184.69% |
| Missouri Total |
100.00% |
135,165 |
$107,027,647 |
$107,539,883 |
$6,573,959 |
$66,651,155 |
$86,051,840 |
80.02% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
7 |
$8,000 |
$0 |
$478,261 |
$0 |
5,978.26% |
| Missouri Total |
100.00% |
61,950 |
$660,252,499 |
$0 |
$351,376,494 |
$0 |
53.22% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.89% |
634 |
$85,588 |
$0 |
$102,771 |
$818 |
120.08% |
| Missouri Total |
100.00% |
57,060 |
$9,625,013 |
$31,394 |
$10,564,560 |
$436,840 |
109.76% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
16 |
$14,980 |
$14,592 |
$0 |
$27,315 |
$10,151 |
69.57% |
| Missouri Total |
100.00% |
201,642 |
$432,218,959 |
$428,876,386 |
$0 |
$313,127,641 |
$315,120,265 |
73.48% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.92% |
3,305 |
$13,807,978 |
$0 |
$16,486,168 |
$0 |
119.40% |
| Missouri Total |
100.00% |
248,110 |
$1,498,421,322 |
$33,382,396 |
$1,202,769,908 |
$0 |
80.27% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.45% |
1,379 |
$208,218 |
$228,226 |
$0 |
$91,907 |
$191,744 |
84.01% |
| Missouri Total |
100.00% |
12,407 |
$1,547,792 |
$1,316,928 |
$0 |
$429,538 |
$520,160 |
39.50% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
295 |
$128,953 |
$130,055 |
$0 |
$109,571 |
$6,124 |
4.71% |
| Missouri Total |
100.00% |
264,068 |
$71,620,512 |
$71,053,985 |
$2,265 |
$36,306,670 |
$38,124,188 |
53.66% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.34% |
2,882 |
$1,564,855 |
$0 |
$710,790 |
$555,084 |
45.42% |
| Missouri Total |
100.00% |
762,712 |
$459,199,454 |
$9,327,670 |
$284,546,888 |
$177,019,345 |
61.97% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.38% |
2,267 |
$2,205,617 |
$0 |
$2,027,741 |
$227,837 |
91.94% |
| Missouri Total |
100.00% |
414,332 |
$584,005,588 |
$4,448,899 |
$578,379,507 |
$54,841,288 |
99.04% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
7 |
$0 |
$0 |
$21,441 |
$0 |
|
| Missouri Total |
100.00% |
256,324 |
$2,687,721,551 |
$568,899 |
$1,680,738,736 |
$0 |
62.53% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.19% |
350 |
$285,066 |
$0 |
$314,762 |
$94,308 |
110.42% |
| Missouri Total |
100.00% |
99,540 |
$150,126,810 |
$3,939,903 |
$213,260,154 |
$21,628,741 |
142.05% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.40% |
38,697 |
$3,207,669 |
$70,103 |
$2,711,789 |
$239,057 |
86.73% |
| Missouri Total |
100.00% |
1,718,984 |
$800,035,507 |
$295,802,034 |
$1,046,845,286 |
$62,696,071 |
130.85% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
4,997 |
$2,909,371 |
$4,275,753 |
$0 |
$8,421,812 |
$8,741,871 |
204.45% |
| Missouri Total |
100.00% |
12,500,492 |
$7,974,854,561 |
$7,996,297,423 |
$7,067,469 |
$6,201,891,967 |
$6,312,363,452 |
78.94% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
2,736 |
$2,409,795 |
$3,754,387 |
$0 |
$8,111,469 |
$8,479,522 |
225.86% |
| Missouri Total |
100.00% |
10,396,531 |
$5,583,093,864 |
$5,607,047,195 |
$196,572 |
$4,420,764,843 |
$4,457,465,833 |
79.50% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.38% |
6,717 |
$15,167,524 |
$4,824 |
$11,620,038 |
$477,233 |
76.64% |
| Missouri Total |
100.00% |
3,128,709 |
$4,015,997,394 |
$6,530,988 |
$3,539,780,228 |
$215,259,826 |
88.14% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
2,261 |
$499,576 |
$521,366 |
$0 |
$310,343 |
$262,349 |
50.32% |
| Missouri Total |
100.00% |
2,103,961 |
$2,391,760,697 |
$2,389,250,228 |
$6,870,897 |
$1,781,127,124 |
$1,854,897,619 |
77.64% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.31% |
53,441 |
$21,644,587 |
$70,103 |
$23,842,184 |
$1,154,273 |
110.48% |
| Missouri Total |
100.00% |
3,717,650 |
$7,090,300,656 |
$347,516,660 |
$5,793,774,529 |
$316,719,570 |
81.71% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.33% |
60,158 |
$36,812,111 |
$74,927 |
$35,462,222 |
$1,631,506 |
96.54% |
| Missouri Total |
100.00% |
6,846,359 |
$11,106,298,050 |
$354,047,648 |
$9,333,554,757 |
$531,979,396 |
84.04% |