Company Name:
AMERICAN NATIONAL INSURANCE COMPANYCompany Address:
1201 Louisiana Street
Houston, TX 77002Mailing Address:
2450 South Shore Blvd.
League City, TX 77573Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1915-08-08
| Line |
Authorized Date |
| Accident and Health |
1915-08-08 |
| Life, annuities and endowments |
1915-08-08 |
| Variable Contracts |
1915-08-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
1,523 |
$2,128,057 |
$1,035,995 |
$0 |
$5,572,593 |
$5,073,860 |
489.76% |
| Missouri Total |
100.00% |
521,295 |
$2,043,759,231 |
$2,034,772,780 |
$0 |
$1,646,720,986 |
$1,677,153,032 |
82.42% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.91% |
937 |
$170,614 |
$0 |
$46,740 |
$6,800 |
27.40% |
| Missouri Total |
100.00% |
251,725 |
$18,693,496 |
$0 |
$12,039,223 |
$1,585,212 |
64.40% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
39 |
$712,059 |
$0 |
$168,182 |
$0 |
23.62% |
| Missouri Total |
100.00% |
105,741 |
$440,123,270 |
$0 |
$62,217,325 |
$0 |
14.14% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
675 |
$77,320 |
$77,320 |
$0 |
$21,971 |
$21,971 |
28.42% |
| Missouri Total |
100.00% |
1,121,340 |
$252,694,869 |
$257,839,761 |
$192,170 |
$197,779,613 |
$212,375,298 |
82.37% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.05% |
45 |
$156,613 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
5,738 |
$7,655,126 |
$0 |
$30,004,800 |
$0 |
391.96% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.44% |
446 |
$6,396,955 |
$0 |
$4,533,284 |
$0 |
70.87% |
| Missouri Total |
100.00% |
321,658 |
$443,394,917 |
$4,816,386 |
$371,677,173 |
$0 |
83.83% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.79% |
146 |
$105,267 |
$142,962 |
$0 |
$28,854 |
$28,578 |
19.99% |
| Missouri Total |
100.00% |
133,852 |
$13,404,416 |
$14,917,008 |
$0 |
$6,243,141 |
$4,711,093 |
31.58% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
1,141 |
$239,779 |
$0 |
$26,795 |
$152,765 |
11.17% |
| Missouri Total |
100.00% |
2,832,492 |
$447,738,187 |
$1,506,242 |
$523,710,194 |
$185,062,694 |
116.97% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.26% |
2,396 |
$1,356,785 |
$0 |
$307,300 |
$286,371 |
22.65% |
| Missouri Total |
100.00% |
95,693 |
$31,832,669 |
$56,713 |
$51,013,309 |
$9,165,384 |
160.25% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.80% |
45 |
$3,752,362 |
$0 |
$1,931,632 |
$0 |
51.48% |
| Missouri Total |
100.00% |
79,187 |
$469,744,128 |
$0 |
$695,938,740 |
$0 |
148.15% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.49% |
186 |
$241,482 |
$0 |
$90,718 |
$2,405 |
37.57% |
| Missouri Total |
100.00% |
19,824 |
$16,235,622 |
$16,109 |
$23,322,145 |
$11,893,508 |
143.65% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.34% |
155 |
$137,664 |
$4,653 |
$1,013,487 |
$15,928 |
739.58% |
| Missouri Total |
100.00% |
99,526 |
$40,851,047 |
$7,936 |
$297,389,377 |
$1,196,808 |
727.98% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
679 |
$43,957 |
$43,878 |
$0 |
$0 |
$-37 |
-0.08% |
| Missouri Total |
100.00% |
785,239 |
$58,883,142 |
$59,145,160 |
$0 |
$27,889,908 |
$27,623,899 |
46.71% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
45 |
$123,500 |
$128,227 |
$0 |
$70,220 |
$38,558 |
30.07% |
| Missouri Total |
100.00% |
173,628 |
$403,540,418 |
$393,273,014 |
$3,112 |
$304,853,227 |
$305,857,550 |
77.77% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
42.07% |
7,304 |
$534,488 |
$0 |
$228,436 |
$49,347 |
42.74% |
| Missouri Total |
100.00% |
21,986 |
$1,270,595 |
$0 |
$660,841 |
$107,450 |
52.01% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
50 |
$0 |
$0 |
$684,830 |
$0 |
|
| Missouri Total |
100.00% |
42,079 |
$147,958,412 |
$51,646 |
$46,172,956 |
$0 |
31.21% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
21 |
$7,097 |
$7,422 |
$0 |
$54,914 |
$8,038 |
108.30% |
| Missouri Total |
100.00% |
136,156 |
$105,387,618 |
$103,445,226 |
$6,069,332 |
$61,752,219 |
$57,928,897 |
56.00% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
9 |
$55,000 |
$0 |
$613,736 |
$0 |
1,115.88% |
| Missouri Total |
100.00% |
59,783 |
$569,608,781 |
$0 |
$313,033,675 |
$0 |
54.96% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.99% |
889 |
$99,906 |
$0 |
$128,072 |
$984 |
128.19% |
| Missouri Total |
100.00% |
62,090 |
$10,099,031 |
$34,471 |
$6,625,480 |
$333,761 |
65.61% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
18 |
$16,732 |
$17,338 |
$0 |
$61,764 |
$70,568 |
407.01% |
| Missouri Total |
100.00% |
190,803 |
$391,032,013 |
$387,818,011 |
$0 |
$294,933,638 |
$300,142,075 |
77.39% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.63% |
3,311 |
$31,347,954 |
$0 |
$18,000,915 |
$0 |
57.42% |
| Missouri Total |
100.00% |
278,551 |
$1,192,968,099 |
$34,403,385 |
$1,258,219,180 |
$0 |
105.47% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
14.75% |
2,250 |
$190,702 |
$258,990 |
$0 |
$98,098 |
$97,161 |
37.52% |
| Missouri Total |
100.00% |
11,780 |
$1,293,238 |
$978,358 |
$0 |
$423,836 |
$298,376 |
30.50% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
452 |
$140,307 |
$141,199 |
$0 |
$197,139 |
$348,473 |
246.80% |
| Missouri Total |
100.00% |
260,213 |
$68,187,490 |
$68,789,302 |
$1,341 |
$31,174,856 |
$32,705,387 |
47.54% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.30% |
2,481 |
$1,356,107 |
$0 |
$1,147,603 |
$486,848 |
84.62% |
| Missouri Total |
100.00% |
755,539 |
$457,331,590 |
$9,032,450 |
$360,743,348 |
$170,696,118 |
78.88% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.50% |
2,971 |
$2,854,952 |
$0 |
$2,452,662 |
$248,575 |
85.91% |
| Missouri Total |
100.00% |
417,158 |
$568,381,773 |
$3,756,845 |
$446,012,031 |
$56,472,546 |
78.47% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
9 |
$0 |
$0 |
$86,459 |
$0 |
|
| Missouri Total |
100.00% |
253,133 |
$3,230,892,805 |
$494,908 |
$1,576,113,885 |
$0 |
48.78% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.18% |
377 |
$293,059 |
$0 |
$172,666 |
$103,421 |
58.92% |
| Missouri Total |
100.00% |
95,867 |
$166,464,971 |
$3,502,166 |
$207,194,066 |
$20,741,684 |
124.47% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.40% |
40,110 |
$3,153,496 |
$68,702 |
$2,102,414 |
$240,068 |
68.85% |
| Missouri Total |
100.00% |
1,801,980 |
$786,350,923 |
$299,868,378 |
$863,513,981 |
$61,583,420 |
109.81% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
5,809 |
$2,832,939 |
$1,853,331 |
$0 |
$6,105,553 |
$5,687,170 |
306.86% |
| Missouri Total |
100.00% |
11,785,508 |
$7,733,794,910 |
$7,669,980,899 |
$6,519,910 |
$5,911,322,986 |
$5,976,131,069 |
77.92% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
2,344 |
$2,310,644 |
$1,256,277 |
$0 |
$5,623,418 |
$5,124,409 |
407.90% |
| Missouri Total |
100.00% |
9,396,116 |
$5,486,190,042 |
$5,454,628,664 |
$205,369 |
$4,263,189,480 |
$4,288,010,354 |
78.61% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.46% |
5,390 |
$13,164,313 |
$4,653 |
$8,118,138 |
$464,269 |
61.70% |
| Missouri Total |
100.00% |
3,993,692 |
$2,842,665,037 |
$6,404,960 |
$3,232,222,483 |
$209,024,312 |
113.70% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
3,465 |
$522,295 |
$597,054 |
$0 |
$482,135 |
$562,761 |
94.26% |
| Missouri Total |
100.00% |
2,389,392 |
$2,247,604,868 |
$2,215,352,235 |
$6,314,541 |
$1,648,133,506 |
$1,688,120,715 |
76.20% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.54% |
57,511 |
$39,694,962 |
$68,702 |
$25,617,793 |
$1,129,243 |
64.71% |
| Missouri Total |
100.00% |
3,830,121 |
$7,289,931,657 |
$351,144,401 |
$5,459,702,496 |
$309,934,979 |
74.89% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.52% |
62,901 |
$52,859,275 |
$73,355 |
$33,735,931 |
$1,593,512 |
63.96% |
| Missouri Total |
100.00% |
7,823,813 |
$10,132,596,694 |
$357,549,361 |
$8,691,924,979 |
$518,959,291 |
85.78% |